UNLEASH(THE(POTENTIAL!

PAYMENT(&(VALUE(ADDED(SERVICE((–(

THE(FUTURE(IS(MOBILE(

Jens!Fischler!–!Mobile!Monday!–!September!3rd!2012!

About(myself(About myself

!  Internet Aficionado

! Online Marketing Veteran

! Early Adopter

About myself About(myself(

About Unwire

Founded

1999

Employees

> 120

Headquarter

Copen-hagen

Revenue 2012 ca.

18,5 Mio. Euro

Mobile tickets /

month

2,5 Mio.

Live TV-Shows / year

150

TPV 2012

>107 Mio. Euro

at a glance UNWIRE

About(Unwire(

We enable mCommerce …by delivering integrated and innovative mobile payment products.

We are a Mobile Payment Technology Company …delivering White Label payment solutions to Banks, Merchants and Telcos.

UNWIRE(

Has anyone of you paid anything

„MOBILE“ yet?

What is Mobile Payment?

What is Mobile Payment?

8!

9!SapientNitro!>!2012!

Contactless Mobile Payment

10!

Use your Mobile Wallet to replace your physical wallet to conveniently:

! Carry out payment transactions

! Manage payment and loyalty cards

! Receive great offers and coupons

! Gain access

Unwire’s Vision of Mobile Payment

11!

Portfolio

! Mobile Messaging

! Mobile Ticketing

! Mobile Wallet

Portfolio PorFolio(

Mobile Ticketing

Mobile tickets – what is it all about?

Key(target(customers:!open>loop!transit!systems!in!developed!countries!with!applicable!payment!methods!in!place!

Payment App (Android / iOS) Greater(Copenhagen(area((DSB/Movia/Metro)(

h"p://vimeo.com/368205464

Mobile(Wallet(

Vision NFC Wallet

18!

Value Added Services

19!

Consumers(

Carry!all!your!cards!with!you!–!

anywhere,!anyDme!

All!payment!methods!in!a!single!view!

Store!loyalty!points!for!airlines,!rental!

cars,!trains,!etc.!

Get!offers,!discounts!and!coupons,!to!

save!more!

Collect!digital!receipts!in!your!wallet!

Transfer!money!to!your!family!and!

friends!

Mobile(Wallet(Providers(

Issue!virtual!cards!for!access,!loyalty,!

and!payment!

Minimize!and!digiDze!cash!handling!

Virtualize!giO!cards!and!accounts;!up!

front!payment!

Drive!customers!to!your!stores!with!

the!right!offer!

Faster!Dme!to!market!with!digital!

offers!

Micro!transacDons!with!low!cost!

Benefits to Consumers and Wallet Providers

UED Examples

20!

21!

2013!

• First!NFC!soluDons!

available!

2015!

• 10%!adopDon!

2020!

• Mobile!

preferred!

payment!method!

2022!

• 50%!with!no!physical!wallet!

SapientNitro!>!2012!

SapientNitro!>!2012!

Unwire’s Mobile Wallet Framework

!  White-label Wallet for Banks, MNOs and Merchants

!  Proximity and remote payment

!  Virtualized payment cards + pre-paid functionality

!  Loyalty, Coupons, Tickets, Receipts

!  One tap payment and loyalty

!  Internal eMoney - virtual currency converter

!  Supports Visa payWave and Mastercard PayPass

Jens(Fischler(Director(MarkeVng(&(Sales(Unwire(Deutschland(GmbH(

+49(160(9696(5000(jf@unwire.com((www.unwire.com(

Thank(You!(