Top 10 Things You Should Know About Car Accidents In California

Little things that can save you money – and your life.

According to the Los Angeles Police Department, there are about 20,000 car accidents being reported every year.

Whether you live in the rural or urban area, keep these tips in mind the next time you’re on the road -

…they might just save you more than your insurance premium.

#1: AFTER an accident, use your phone’s camera to take vital pictures. This will be necessary for filing a claim later on.

If you can’t move or get out of your car, fasten your seatbelt and just turn on your hazard lights.

#2 Get the name, address, phone number, auto insurance company and policy number of the other driver…

…as well as the license plate number, vehicle identification number (VIN), year, make, model and color of the vehicle.

#3 Report the incident to your insurance agency within 24 hours (unless you don’t want to file a claim).

Some insurance carriers will increase your premium even for minor, non-fatal accidents!

#4 NEVER admit fault or say ‘you’re sorry’ – even if you think you are responsible.

Let the police and/or your insurance agency pinpoint the fault. Focus on getting treatment for your injuries instead.

#5 Although regulations vary, you can file for a car accident claim even WITHOUT a police report.

However, a police report will be important in helping to identify who is really at fault. Confirm this with your agency today.

#6 SAVE all documents relating to your accident, such as receipts from medication, doctor recommendations, etc.

If you can’t report to work, ask your employer for proof of your time off, plus how much wage you lost.

#7 ALL car accidents in California are required to submit a written report to the California Highway Patrol within 24 hours.

Failure to do so is a misdemeanor punishable by up to 6 months imprisonment, or by a fine of up to $1,000, or both.

#8 Insurance companies won’t know about minor car accidents WITHOUT a police report or a claim.

If it was a minor car accident, you can choose to repair the damage out of your own pocket instead of risking your premium.

#9 Do NOT drive away if you hit a parked car – even if it was just a fender bender.

Doing so is a misdemeanor punishable by a fine of up to $ 1,000 or 6 months in prison. Leave a note to the driver before going away.

#10 Hit-and-run incidents could stay on your driving record for five to seven years.

Hitting ANY property like mailboxes, another car, or your neighbor’s dog must be settled – otherwise, it could escalate into a hit-and-run case.

Ignorance of car accident laws often have expensive consequences.

Know the LAW.Protect yourself. Contact a California Car Accident attorney today.