pūroku

1. (verb) (-tia) to gather, gathering

moroku

1. (noun) mobile gathering

People

Helping banks help their retail and small merchant customers succeed

People rarely succeed unless they are having fun in what they are doing

Mobile App GameServer

Game Console API

GameSystem

• Cloud and mobile based POS for SME and Charities• Connects bank mPOS payment devices• Allows banks to provide a business and data cloud with a payments front end

Payments Background

• Non Cash payments are up 10% globally YoY

• Yet cash is still king – 59% of total payment transactions in Australia in 2013 with $60bn in circulation. $USD is twice that – its reliable, convenient and anonymous

• Cash decline is driven by Developing Markets (20%), Debit and Credit Cards (NFC and EMV) and Mobile Payments (60%)

• Increasing number of non bank providers – driven by outsourcing, innovation, regulation and customers

• Millennials most happy to use non-cash

• Cost, product mix and business models are all changing

• Traditional banks' market share in non-cash payments is projected to decline to half of the forecast 800 billion transactions by 2024

https://www.worldpaymentsreport.com/

Non cash is growing as are non-banks

This presents an enormous opportunity to shift cash to non cash payments, particularly in CEMEA and Emerging Asia to improve the efficiency of their payment systems as well as to capture non-cash market share through innovations

The Really Fun Bit – The numbers

• Business Model• GameSystem – Sell with banks at a

$1/user/year• Marrakash – App fees plus MSF

• The Business• 6 of us• 80:20 Services:Product• 1 Bank Live on GameSystem• 1 Bank Live on Marrakash

• Capital Raising

• Energy• Experience• Execution

• City Space– 3-4 times per week• Deployment prospects• Sounding Boards• Stay close to thinking on FinTech,

Design Thinking, Trends

STONE& CHALK

MOROKU