What Is Covered Under Medicare And Medicaid?

Medicare and Medicaid are two topics which are commonly discussed but frequently confused by many

Americans. Both of these are run by the government to help people who meet a certain criteria access

healthcare and benefits. It is important to know the differences, how they complement one another,

and when each one is in action.

Medicaid is a joint federal and state program that helps with medical costs for people with limited

income and resources. There are also benefits not covered usually by Medicare, such as nursing home

care and personal care!

Medicare is a federal health insurance program for people of different qualifications. Medicare is for

those of or over the age of 65, certain younger people with disabilities, and people with other major

conditions. The age of Medicare enrollment is very important as most people are not covered for

Medicare unless they make a strong case. It is important to start the paperwork at least 9 months prior

to turning 65 to help have an easy transition.

Medicare and Medicare go hand in hand when it comes down to coverage. Medicare serves as a large

contributor to a home as it helps with the burden of many costs. Medicare helps throughout the entire

process of which a person may experience with medical attention. First, the Medicare coverage helps

pay for the hospitalization cost. After those costs have been addressed, Medicare then pays for any

additional costs such as medical equipment, physician services, lab and radiology work, and

administrative fees. After those fees have been covered Medicare uses their advantage plan to help pay

outstanding fees and assist with the cost of prescription drugs.

It is important to understand that Medicaid does not require you to be 65 years or older. Three million

people in the state of Texas qualify for Medicaid. Medicaid is for those who are Low income, disabled,

pregnant women, and children under the age of 18. All Medicaid and Medicare doctors are found on the

respected insurance website. The website easy to use and looks at the different criteria’s needed as well

so everyone can be given the best treatment needed.