3/29/2016 1

#18M

CSum

mit

With the conditions where life is expensive and painful trying to have enough to eat, we have to invest our small incomes in health and this is even more punishment. We don’t have a great way to get to the hospital, but if someone can give us ideas on how to prevent disease, we will apply these tips and save our children and ourselves.”

—PADME client, when asked her opinion on the health education 

3/29/2016 2

#18M

CSum

mit

“When you go to the market in the morning, you never know what will happen. But when you have the health savings and can get a health loan, you have the security of knowing that if you have a problem,

you will be protected.”  —RCPB client“Neither health savings nor health loans have created extra work for staff. The health savings accounts do not present more challenges or difficulties than any other financial products at RCPB.”

3/29/2016 3

#18M

CSum

mit

“I joined CARD because it has many benefits; my favorite benefits are the health benefits.”

—Roselyn, CARD client

“Had I not received this health loan from Bandhan, I would have lost both my sons as well as my asset ... Bandhan brought back light in my family and I am obliged to spread this message of my immense benefit….”

—Bandhan client