Long-term care goes beyond medical and nursing care

As American population grows older, LTC is more necessary

However, LTC can occur at any age

One year spent in nursing home can average over $50,000

Individuals and families pay 1/4th of nursing home costs out-of-pocket

LTC insurance allows you to pay a known and affordable premium

More than 100 companies offer long-term care insurance

A number of employers offer LTC insurance too

Individual LTC is good idea if not employed or self employed

Carefully shop online for LTC care and work with an agent

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