HIV positive Insurance coverage OptionsPosted in HIV Cover

Getting HIV positive does not hold the stigma that has been once attached to that by the Insurance companies. The social acceptance is actually improving daily but in certain communities the particular acceptance levels abandon much to be wanted. The attitude associated with Insurance companies toward those living with HIV should be a very good barometer with the understanding we now have concerning HIV and Aids, in fact HIV optimistic individuals can get insurance coverage without being subjected to a good HIV test!

If you are looking for quality information regarding hiv positive life insurance, follow the link I have provided, it will be beneficial for you.

When the ultra conservative, amount crunching Insurance companies have accepted that people reside long productive life while being Human immunodeficiency virus positive, society in which discriminates against HIV attitudes really are just not knowledgeable about HIV.

The Life insurance options available to be able to HIV positive people are very similar to those simply no carry the HI virus and prior to deciding to simply accept a coverage premium offered by some insurance company offering Life Insurance to be able to HIV positive individuals, know that there are many companies who value your Life insurance business and are prepared to negotiate rates.

HIV positive people have the identical aspirations and objectives as any other person and the ability to leave an enduring legacy to their children is way up there with everyone else. Life Insurance is among the cornerstones of financial planning that will never be overlooked. The truth is as an HIV positive person you are prone to be killed or even injured in an accident than to die of your HIV related disease. Modern Anti retroviral remedies have been incredibly successful in prolonging existence which is why the Insurance market now embraces Aids positive people.

We have experienced people say that they will never take out Life insurance coverage because of the treatment and also stigmatization that the Insurance companies placed them under a few years ago but this kind of anger will not assist your family. We need to realize that Insurance companies are not authorities institutions, they are companies that need to report to their own shareholders and offer coming back on investment as well as in the days they did not understand HIV, were not wanting to offer Life Insurance to anyone already carrying the HIV trojan.

Don’t let this get in the way of the financial planning which will affect the future of your loved ones, get quotes for a lifetime Insurance and live in the peace of mind that will anything happen to you, your household will be well looked after.

Nurse Needing to Tell a Minor that he is Human immunodeficiency virus positive

I am a registered nurse in California. A patient of mine (he could be less than 18 years of age) tested positive regarding HIV. I do not understand the age cut-off for showing the minor ONLY and NOT telling the mother and father. Can you please let me know what the California regulation is for

disclosuring this minor's HIV status? At what age am I NOT permitted to tell the parents of the child?

I did the layperson's search (I'm not a lawyer) of the California Health & Safety Code. I didn't find a reference to which, but if there is a single, it would be in that part of the California Code. It really is on line. You may want to carry out an in-depth search.

Sorry I couldn't find anything to answer your question. Jacques