Blue Mountain Medicare

Why Plan G?

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When would you Want Plan N?

Medicare Supplement plans

No networks!Visit any doctor / provider nation-wide

that excepts MedicareUse practically any hospital nation wide

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Standardized Medigap Policies

(Page 12) in the 2016 choosing the medigap policy it says “in most cases, Medigap insurance companies can sell you only a

“standardized” Medigap policy. All Medigap polices must have specific benefits, so you can compare them easily”

The next slide shows all of the standardized policies

(Page 25) As you shop for a Medigap policy, keep in mind that different insurance companies may charge different amounts for exactly the same Medigap policy, and not all insurance companies offer all of the Medigap

policies

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Medicare Plan NWhat must you pay on a Medicare supplement

Plan N

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Up to a $20 co-pay per doctors visit

$50 Co-pay for emergency room visits if not admitted

Part B annual deductible of $183 for 2017

Plan N does not cover Part B excess charges

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Plan F best

overall coverage

Plan G our

favorite plan

Plan N lowest cost

Part B excess charges

Providers/Doctors can either accept the assigned rate from Medicare (20%) as full payment or they can charge an additional 15% in excess charges

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If you are considering Plan N you should check with your providers to see if they accept

medicare assignment

Medicare Advantage plans (Part C of Medicare) are annual contracts offered by insurance companies, they are sold by counties.

With a Med Advantage plan you have the worry of your company pulling out of your county from year to year, and the risk of a very high out-of-pocket expense annually. With Plan N you have the part B deductible, some small copays and the risk that some of your out patient providers(the

Doctors) don’t accept medicare assignment.

Blue Mountain Medicare

Plan N is a really good option for someone who is healthy and needs a lower premium.

Plan N has a low premium and excellent coverage.

Blue Mountain MedicareSpeak with a licensed expert at - (208) 360-1991