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The of Good Credit!

The Power of Good Credit presented by The Credit Firm!

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Page 1: The Power of Good Credit presented by The Credit Firm!

The of Good Credit!

Page 2: The Power of Good Credit presented by The Credit Firm!

“ doesn’t just happen, but bad credit can happen to anyone at anytime!”

Page 3: The Power of Good Credit presented by The Credit Firm!

Reasons for “

• Accident

• Laid off of Work

• Chronic Illness

• Death in the Family

• Divorce

• Natural Disasters

• No Insurance

• Bad Decisions

• Identity Theft

• Etc.

Page 4: The Power of Good Credit presented by The Credit Firm!

Manifestations of “ ”

• Bankruptcies

• Judgments

• Repossessions

• Charge-offs

• Collections

• Late Payments

• IRS Liens

• Etc.

Page 5: The Power of Good Credit presented by The Credit Firm!

.

Page 6: The Power of Good Credit presented by The Credit Firm!

What gives them the Right?

“ not only hurts your wallet, it makes you

feel powerless.”

Page 7: The Power of Good Credit presented by The Credit Firm!
Page 8: The Power of Good Credit presented by The Credit Firm!

Need to get a car?

Page 9: The Power of Good Credit presented by The Credit Firm!

Bad Credit Cost You Thousands!

Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….

FICO Score APRMonthly

PaymentTotal Interest Paid

Page 10: The Power of Good Credit presented by The Credit Firm!

Bad Credit Cost You Thousands!

Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….

FICO Score APRMonthly

PaymentTotal Interest Paid

Under 500 ??? ??? ???

Page 11: The Power of Good Credit presented by The Credit Firm!

Bad Credit Cost You Thousands!

Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….

FICO Score APR Monthly Payment Total Interest Paid

Under 500 ??? ??? ???

500-589 16.730 % $494 $9,649

Page 12: The Power of Good Credit presented by The Credit Firm!

Bad Credit Cost You Thousands!

Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….

FICO Score APRMonthly

PaymentTotal Interest Paid

Under 500 ??? ??? ???

500-589 16.730 % $494 $9,649

590-624 15.593 % $482 $8,923

Page 13: The Power of Good Credit presented by The Credit Firm!

Bad Credit Cost You Thousands!

Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….

FICO Score APR Monthly Payment Total Interest Paid

Under 500 ??? ??? ???

500-589 16.730 % $494 $9,649

590-624 15.593 % $482 $8,923

625-659 11.509 % $440 $6,397

Page 14: The Power of Good Credit presented by The Credit Firm!

Bad Credit Cost You Thousands!

Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….

FICO Score APR Monthly Payment Total Interest Paid

Under 500 ??? ??? ???

500-589 16.730 % $494 $9,649

590-624 15.593 % $482 $8,923

625-659 11.509 % $440 $6,397

660-689 8.294 % $408 $4,501

Page 15: The Power of Good Credit presented by The Credit Firm!

Need to get a house?

Page 16: The Power of Good Credit presented by The Credit Firm!

Bad Credit will Cost You Thousands!

Compare The Prices Of Interest Rates!

A 30-Year Fixed, $100,000.00

Mortgage Costs….

FICO

ScoreAPR

Monthly

PaymentTotal Interest Paid

Page 17: The Power of Good Credit presented by The Credit Firm!

Bad Credit will Cost You Thousands! Compare The Prices Of Interest Rates!

A 30-Year Fixed, $100,000.00 Mortgage

Costs….

FICO Score APR Monthly Payment Total Interest Paid

Below 500 ??? ??? Forever Renting

Page 18: The Power of Good Credit presented by The Credit Firm!

Bad Credit will Cost You Thousands! Compare The Prices Of Interest Rates!

A 30-Year Fixed, $100,000.00

Mortgage Costs….

FICO Score APR Monthly Payment Total Interest Paid

Below 500 ??? ??? Forever Renting

500-589 8.899 % $797 $187,052

Page 19: The Power of Good Credit presented by The Credit Firm!

Bad Credit will Cost You Thousands! Compare The Prices Of Interest Rates!

A 30-Year Fixed, $100,000.00 Mortgage

Costs….

FICO Score APR Monthly Payment Total Interest Paid

Below 500 ??? ??? Forever Renting

500-589 8.899 % $797 $187,052

590-624 8.193 % $747 $169,015

Page 20: The Power of Good Credit presented by The Credit Firm!

Bad Credit will Cost You Thousands! Compare The Prices Of Interest Rates!

A 30-Year Fixed, $100,000.00 Mortgage

Costs….

FICO Score APR Monthly Payment Total Interest Paid

Below 500 ??? ??? Forever Renting

500-589 8.899 % $797 $187,052

590-624 8.193 % $747 $169,015

625-659 7.565 % $704 $153,321

And at this score, you save over $60,000!

Page 21: The Power of Good Credit presented by The Credit Firm!

Bad Credit will Cost You Thousands! Compare The Prices Of Interest Rates!

A 30-Year Fixed, $100,000.00 Mortgage

Costs….

FICO Score APR Monthly Payment Total Interest Paid

Below 500 ??? ??? Forever Renting

500-589 8.899 % $797 $187,052

590-624 8.193 % $747 $169,015

625-659 7.565 % $704 $153,321

660-689 6.403 % $626 $125,253

Page 22: The Power of Good Credit presented by The Credit Firm!

The Truth is; You aren’t as

as You think

You are.”

Page 23: The Power of Good Credit presented by The Credit Firm!

Did You know that 20% of your

is not showing

up on Your credit report?

Page 24: The Power of Good Credit presented by The Credit Firm!

or……That up to 70% of the

Information on Your report is

?

Page 25: The Power of Good Credit presented by The Credit Firm!

“Most People live their whole

life without seeing their own

.”

Page 26: The Power of Good Credit presented by The Credit Firm!

Is There A ?

Page 27: The Power of Good Credit presented by The Credit Firm!

YES There Is !

Page 28: The Power of Good Credit presented by The Credit Firm!