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What do you do when you get sick or injured? MEDICAL ASSISTANCE & INTERNATIONAL INSURANCE

Medical Insurance in U.S

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Learn basic information on U.S. Health Care system and how your Firebird Insurance plan works.

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Page 1: Medical Insurance in U.S

What do you do when you get sick or injured?

MEDICAL ASSISTANCE &

INTERNATIONAL INSURANCE

Page 2: Medical Insurance in U.S

What are the diff erences?

HOSPITAL, CLINIC OR DOCTOR’S OFFICE?

Page 3: Medical Insurance in U.S

Emergency Care (24/7) in your Neighborhood

Northwest Hospital & Medical Center

Harborview Medical Center

Swedish Medical Center

HOSPITAL

Emergency care• Admitted by ambulance• Heavy bleeding & uncontrollable pain• Care needed outside normal business hours

Major Surgery/operationICU (Intensive Care Unit) – up to $30,000 per day

Page 4: Medical Insurance in U.S

Day time and Weekend visit by *walk-in

Minor injuries (scrapes, cuts, rash) Minor sickness (cold, fl u etc.)

*walk-in = no appointment necessary

CLINIC (URGENT CARE)

Clinics in your Neighborhood

Care Plus Medical Center (Shoreline)

UW Medicine (Shoreline Clinic)

US Healthworks Medical Group of Washington

Page 5: Medical Insurance in U.S

Primary Care Physician = General Doctor• Initial diagnosis on your sickness or injury• Provide referrals to see a specialist

Specialized Doctors • Physical therapist, Podiatrist,

Acupuncturist, Dermatology etc.

DOCTOR’S OFFICE

Doctors in your neighborhood

Use “DocFind” feature on Firebird International Insurance website

Page 6: Medical Insurance in U.S

Broken legs – $3,000

Skin Allergy - $500 for multiple tests and $100 or more per medication

Asthma - $200 for diagnosis and $100 or more per medication

Childbirth - $18,000 or more

SAMPLE COST FOR SICKNESS & INJURY

Page 7: Medical Insurance in U.S

HOW INSURANCE WORKS: VISITING A

DOCTOR

Visit a doctor,

hospital or a clinic in

PPO Networ

k

Pay $15 ($50 at hospital) COPAYME

NT per sickness/injur

y

Complete

a CLAIM FORM

Page 8: Medical Insurance in U.S

HOW INSURANCE WORKS: BUYING

MEDICINES

Bring your PRESCRIPTION ORDER

to a local pharmacy.

Pay your prescript

ion medicine

s.

Complete a PRESCRIPTION FORM

Prescription medicines are covered at 50% for outpatient care and 100% for inpatient care (if admitted to the hospital.

Page 9: Medical Insurance in U.S

COMPARISON CHART

Maximum Benefit

Medical Evacuation

Repatriation of remains

U.S. Standard for Int’l Stu

$100,000 $25,000 $25,000

Firebird Insurance Company

$250,000 $50,000 $50,000

Page 10: Medical Insurance in U.S

The coverage starts from the fi rst day of quarter through a quarter break.

HOW TO ENROLL INSURANCESign up

when you register

classes by adding

Z020 for item

number

Pay $258.75 when you pay your tuition.

Start using when a quarter starts. It covers

during your quarter

BREAK.

Page 11: Medical Insurance in U.S

COVERAGE TERM

First day of classes through the day before the next quarter begins including a school break.

For example: September 26 – January 6, 2013(Winter quarter begins on January 7, 2013)

Page 12: Medical Insurance in U.S

Sign up for International Insurance like a class EVERY QUARTER through your Registration Form or register online!

Item number: Z020

Page 13: Medical Insurance in U.S

FIREBIRD INTERNATIONAL INSURANCE GROUP

Page 14: Medical Insurance in U.S

WHO DO I CALL IF I HAVE ANY QUESTIONS?

Firebird is available to answer any questions or other issues you have 24 hours a day, 7 days a week.

Local WA Phone #: 206-909-8550

Toll Free Phone #: 1-800-899-4233

E-Mail: admin@fi ig-insurance.com

Website: www.fi ig-insurance.com

*This information is also on the back cover of the insurance booklet.

Page 15: Medical Insurance in U.S

WILL THE FIREBIRD PLAN COVER ME IN MY HOME COUNTRY?

The Firebird plan will cover you anywhere in the world including your home country if you are required to pay for your health care.

Page 16: Medical Insurance in U.S

YOUR INSURANCE ID CARDPLEASE KEEP IT IN YOUR WALLET

In about 3-4 weeks, you will receive a permanent ID card with your name printed and new medical ID number.

Page 17: Medical Insurance in U.S

SAMPLE SERVICES THAT ARENOT COVERED

Examples Include:Eye Exam for prescription eyeglasses or contact

lenses.Routine Dental visits such as x-rays, teeth cleaning,

teeth extraction, cavity fi llings, etc.Routine physical exams. Immunizations or vaccinations.

A full list of exclusions is available in the insurance booklet under “General Policy Exclusions” or visit http://fi ig-insurance.com/pdf/shoreline_cc.pdf

Page 18: Medical Insurance in U.S

SERVICES THAT ARE COVERED

UNDER THE FIREBIRD PLAN

Examples Include: Doctor visits, surgery, emergency room, hospital, lab, x-

rays, all related to the treatment of an illness or injury.

A full list of benefits is available in the Schedule of Benefits in the insurance booklet or visit http://fi ig-insurance.com/pdf/shoreline_cc.pdf

Page 19: Medical Insurance in U.S

HOW DO I FIND A DOCTOR ON THE FIREBIRD WEBSITE?

A step-by-step guide on finding a doctor is available in the insurance booklet.

Page 20: Medical Insurance in U.S

THANK YOU & STAY HEALTHY!