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Scams That Steal Our Money & Our Dignity

Lotto & Check Scams

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Imagine someone you know and really care about, maybe its a parent, grandparent, friend, neighbor, or maybe it's you. Then imagine he or she has lost every dollar they own. Imagine they do not tell anyone because they are too embarrassed, maybe they blame themselves, that it was their fault, or they are afraid that if someone finds out, that they will lose their independence, be placed in a nursing home, or that the criminal will find out and come back to hurt them. This is a real world scenario that happens every day right here in our own community.

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Page 1: Lotto & Check Scams

ScamsThat Steal Our

Money & Our Dignity

Page 2: Lotto & Check Scams

Who we are and what we do

• BBB started in 1912 to combat deceptive advertising

• In addition to advertising review, we also offer:• Reliability Reports• Charity Evaluation• Dispute Resolution• Consumer Education• Media Alerts

• 128 BBBs across USA & Canada; Tri-State BBB covers 11 IN Counties, 2 KY Counties and 5 IL Counties

Page 3: Lotto & Check Scams

Never Pay to Win

Page 4: Lotto & Check Scams

Signs of Bogus Sweepstakes Offers

Page 5: Lotto & Check Scams

Don’t Do it• Opt Out List: 1-888-5-OPTOUT or

www.optoutprescreen.com

Page 6: Lotto & Check Scams

Foreign Lotteries

Postal Fraud Hotline

1-800-372-8347

Page 7: Lotto & Check Scams

Free Cash Grants• “Free Money”

• “Never repay cash grants for personal needs, medical bills, education, business, debt consolidation & more.”

****FREE CASH Grants! $25,000++ **2006!** Never Repay! Personal/Medical Bills, Business, School/House.

Almost Everyone qualifies! Live Operators! Avoid Deadlines! Listings, Call 1-800-785-9615, Ext. 98.

Page 8: Lotto & Check Scams

Advanced Fee Loans• “Guaranteed Loan” • Up-front “insurance,”

“security” or “processing” fee

• Against the Law• Contact BBB, State

Attorney General and the Federal Trade Commission

Page 9: Lotto & Check Scams

Protect against home improvement scams

• Check out all licenses• Check out insurance• Avoid quick decisions• Avoid large down

payments

Page 10: Lotto & Check Scams

Seniors are the most likely to be victimized and the least likely to report the crime.

•Embarrassment•Fear of losing independence•Fear of losing control over their financial decision-making

Page 11: Lotto & Check Scams

Signs of Victimization• Weight-loss• Depression• Become secretive• Refuse to turn on

heat or air conditioning even when needed

Page 12: Lotto & Check Scams

Identity Theft• Credit Bureaus

– TransUnion:1-800-680-7289

– Equifax: 1-800-525-6285

– Experian: 1-888-EXPERIAN

•Federal Trade Commission:

1-877-ID-THEFT

Page 13: Lotto & Check Scams

Do Not Call•Do Not Call List:

1-888-382-1222

Page 14: Lotto & Check Scams

Scams That Steal Our Money & Our Dignity

Tri-State Better Business Bureau5401 Vogel Road. Suite 410Evansville, Indiana 47715

812-473-0202 or [email protected]