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Welcome!
guard.me International
Health Insurance
Why Do I Need Comprehensive Emergency Health Insurance?
Minor Health Issues
Major Illnesses / Accidents
Uncertain World…
Uncertain World…
What to Do Before You Leave…
Access Resources such as: • DFAIT website
• Canadian Embassy/Consulate in your destination country
• Guard.me website
What to Do Before You Leave…
• Research…
What to Do Before You Leave…
• Make sure you’re protected…
Overview of Sources of Out of Country Health Insurance
• Provincial Healthcare Insurance
• Private Group Employee Benefits Plan
• Individual Out-of-Country Insurance• Traditional Travel Insurance Programs
• Education-related Insurance Programs
Provincial Healthcare - GHIP
Private Group Employee Health Insurance
Traditional Travel Insurance
guard.me: Education-related International Health Insurance
guard.me Unique Features
•Designed for the needs of the educational traveler
• Similar Goals
•
• No GHIP requirement
• Extend coverage outside Canada
• Comprehensive Coverage
• No War or Terrorism Exclusions
• Insured Security Evacuation
Worldwide Coverage
• (Everywhere, except in your home country)
Plan Highlights - Medical
Your guard.me Plan
No deductibles, no co-payment• We pay 100% of eligible charges
Covered for 100% of Eligible Charges
Your guard.me Plan
New, emergent conditions
• 100% of eligible hospital fees, X-rays, lab testing, doctor/clinic fees, prescriptions…and many more benefits
Covered for 100% of Eligible Charges
Paramedical Covered for 100% of Eligible Charges
Up to $500 per paramedical provider
Dental Accident and Emergency
Up to $4,000
Up to $600
Plan Highlights – Non-medical
Family Visitation
Emergency Medical Evacuation
Security Evacuation - Insured
Worst-case scenarios…
• AD&D to $50,000Common carrier to $100,000
• Burial in host country to $5,000
• Repatriation of remains to $15,000
How to Claim?
1. Claims less than $2,500 can be conveniently submitted online at www.guard.me/aei
2. Claims over $2,500 should be mailed
• Claims Processing
How to Purchase Your Coverage
How to Purchase Coverage
How to Purchase Insurance
•
Transaction Completed
Transaction Receipt
Welcome Letter
Visa Letter
Contact Us…- 24 Hour Emergency Line: 905-667-0587
(call collect) OR
- Call the numbers on the back of your cardOR
Email: [email protected]: www.guard.me
What Questions Do You Have?
Quiz Time!
• What is the family transportation benefit? (The most COMPLETE answer wins)
• Which companies in Canada offer Security Evacuation as an insured benefit?
• What are the two ways payments are made by guard.me?
• Give three examples of non-medical benefits covered by guard.me
Thank you for listening…
Enjoy your travels!
