Financial Exclusion & India

-Team Bank4You

Bank4You

Money manage

ment

Getting Credit

Saving Funds

We teach financially marginalized part of the society …

About Bank4You

We teach people about…

Savings facility

Cheque facility

Low cost financial services

Insurance (Medical insurance)

Financial advice

Pension for old age and investment schemes

Micro credit during emergency

Entrepreneurial credit

FINANCIAL EXCLUSION IN INDIAToday’s topic

Financial Exclusion in India

Marginal farmers

Landless laborers

Urban slum dwellers

Migrants

Ethnic minorities

Socially excluded groups

Senior citizens

Women

Reasons for Financial Exclusion

Legal Identity

Limited literacy

Level of Income

Terms & Conditions

Complicated Procedures

Psychological & Cultural Barriers

Place of living

Lack of awareness

Bank schemes favorable to poor

Issues of the poor

Seasonal flow of Income

Migration

Irregular work

Banking system should have

Security & Safety

Low Transaction Cost

Convenient Operating time

Minimum Paper work

Frequent Deposits

Quick & Easy Access

Thank You !!