Click here to load reader
Upload
brijesh-yadav
View
819
Download
1
Embed Size (px)
DESCRIPTION
ppt on abhyudaya bank
Citation preview
INTRODUCTION IT IS A CO OPERATIVE BANK. IT WAS ESTABLISHED IN JANUARY,1964. THE SHARE CAPITAL IN BEGINNING WAS RS.5000,.
WITH 183 MEMBERS IN THE SOCIETY. CURRENT SHARE CAPITAL IS 45.33CR THE PURPOSE IS TO ENHANCE THE HABBIT OF SAVING AMONGST POOR & MIDDLE MAN. THE SECONDARY OBJECIVE IS TO PROVIDE FINANCE
TO THE AGRICULTURE & RURAL PEOPLE. IT PROVIDES PLATFORM TO FINANCIALLY
UNSOUNDED PEOPLE.
FUNCTIONS 1) ACCEPTING DEPOSITS
DEPOSITS RATE OF INTREST
SAVING 4%
CURRENT -
RECCURING 4%
FIXED 9.75%
2)GRANTING LOAN’S
TYPE OF LOAN
ABHYUDAYA
ICICIBANK
DENA BANK
PERSONAL 14.5% 16.5% 16%HOME 10.25% 11% 10.50%CAR 10.75% 14.75% 10.75%EDUCATION 12.5-13.5% 11% 14%
DIFFERENCS IN INTEREST
AMOUNT ABHYUDAYA (14.5%)
DENA(16%)
ICICI(16.5%)
100000 14500 16000 16500200000 29000 32000 33000300000 43500 48000 49500400000 58000 64000 66000
GRAPHICAL REPRESENTATION
100000 200000 300000 4000000
10000
20000
30000
40000
50000
60000
70000
ABHYUDAYADENAICICI
DIFFERENCE IN INT.
ABHYUDAYADENAICICI
SERVICES
ANY BRANCH BANKINGATMDRAFT ALL OVER INDIACOLLECTION OF OUTSTANDING CHEQUEINTERNET BANKING TELE BANKING SMS BANKING
BENEFITS OF BANKING
WITHDRAW CASH THROUGH ANY OF BANK BRANCHES
ACCEPTING CHEQUE OTHER THAN PARENT BANK
LOANS AT LOW RATE OF INTERST.QUICK TRANSACTIONSSPECIAL PLANS FOR LOANS-UDYOG VIKAS
SCHEME FOR POOR PEOPLESATISFACTORY SERVICES PROVIDED
OBJECTIVES
TO PROVIDE SERVICES TO PEOPLE,,& NOT PROFIT EARNING.
TO PROVIDE FRAMEWORK FOR CO OP. GOVERNENCE TO SAVE PEOPLE’S DEPOSTS & PRODUCE BENEFITS FOR
THEM TO ACCEPT DEPOSIT & PROVIDE LOANS TO FARMERS TO MANAGE & CONTROL TO OTHER SMALL CO OP BANKS TO PROVIDE LOANS AT CHEAPER RATE TO MIDDLE CLASS
PEOPLE TO WORK IN A DEMOCRATIC PRINCIPLE
NRI ACCOUNT
REQUIREMENT:-• PASSPORT• 2PHOTOS• VISA• SERVICE CONTRACTINTREST:
12-24MONTH 2.48%24-36MONTH 2.6436-60MONTH 2.84%
FOREIGN EXCHANGE
ABHYIDAYA BANK IS ONE OF THE SELECTED CO OP BANK TO DEAL IN FOREIGN EXCHANGE
BANK HAS TIE UP WITH BOI & UAE EXCHANGEFOR FOREIGN EXCHANGE PURPOSE THE BANK
IS USING SWIFT & NEFT TO PROVIDE EFFICIENT & PROMPT SERVICES