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HAC staffer Eric Oberdorfer delivered this presentation at the 2012 National Service Coordinators Conference on September 9-12 in Washington, DC
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Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
www.ruralhome.org
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
The mission of the Housing Assistance Council is to improve housing conditions for the rural poor, with an emphasis on the poorest of the poor in the most rural places.
Rural and Small Town Census Tracts
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
demographic characteristics
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
U.S. Rural & Small Town Suburban & Exurban Urban10.5%
11.0%
11.5%
12.0%
12.5%
13.0%
13.5%
14.0%
12.7%
13.7%
12.8%
11.9%
Population Age 65 or Over
Elderly Population
Perc
ent
of t
he P
opul
ation
Source: ACS Data, 2006-2010
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HACWhere do Seniors Live?
Rural and Small Town,
21.0%
Suburban and Ex-urban; 49.1%
Urban; 29.9%
Population by Residence, 2010
Rural and Small Town,
24.6%
Suburban and Ex-urban; 44.9%
Urban; 30.3%
Senior Population by Residence, 2010
Source: ACS Data, 2006-2010
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Source: ACS Data, 2006-2010
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Living Alone by Gender,Persons Aged 65 and Over
U.S.
Rural & Small Town
MalesFemales
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
28.2%
71.8%
32.2%
67.8%
Source: ACS Data, 2006-2010
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
United States
White not His-
panic; 79.0%
Minority; 21.0%
Rural & Small Town
White not Hispanic; 88.7%
Minority; 11.3%
Race and Ethnicity, Age 65+
Source: ACS Data, 2006-2010
economic characteristics
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
U.S. U.S. Seniors Rural & Small Town Seniors$0
$10,000
$20,000
$30,000
$40,000
$50,000
$60,000
51869
$33,906
28412
Median Income by Senior Status and Residence, 2009M
edia
n In
com
e
Source: American Housing Survey, 2009
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
U.S. Rural & Small Town0%
2%
4%
6%
8%
10%
12%
14%
16%
9.8%
10.9%
7.2%7.9%
11.8%
13.8%
Senior Poverty By Residence & Gender
All Elderly Elderly Male Elderly Female
Perc
ent
in P
over
ty
Source: ACS Data, 2006-2010
Poverty Rates of Seniors
African-Amer-ican
Asian
American Indian
White, non Hispanic
Hispanic
0% 5% 10% 15% 20% 25% 30%
US
Rural & Small Town
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Source: ACS Data, 2006-2010
12.6%
19.9%
10%
23.6%
28.4%
9.4%
21%
19.6%
7.5%
18.9%
Percent of Seniors in Poverty, Rural & Small Town
Overall In Poverty0%
10%20%30%40%50%60%70%80%90%
100%
White, non-HispanicMinority Status
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Source: ACS Data, 2006-2010
20%11.3%
88.7% 80%
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
housing characteristics
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Housing Tenure, Persons Aged 65 and Over
Rural & Small Town US0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Renter OccupiedOwner Occupied
78.8%
21.2%
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
88.8%
11.2%
Source: ACS Data, 2006-2010
Owned Households with Mortgages, Persons 65 and Over
Rural US0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Without MortgageWith Mortgage
67.5%
32.5%
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
71.7%
28.2%
Source: ACS Data, 2006-2010
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Rural & Small Town US0%
5%
10%
15%
20%
25%
30%
35%
40%
% of seniors that spent 35% or more of gross income on rent
28.2%
34.7%
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HACCost-Burdened Seniors
Cost-Burdened Households, Persons Aged 65 and Over
Rural & Small Town US0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
% of renters that spent 35% or more of gross income on rent% of homeowners that spend 35% or more of gross income on owner costs
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
22.8%
44.6%
19.7%
30.3%
Source: ACS Data, 2006-2010
Year Moved into Unit, Persons Aged 65 and Over
2000 or later 1999-1980 1979-or earlier0%
10%
20%
30%
40%
50%
60%
70%
Rural & Small Town RenterRural & Small Town Owner
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Source: ACS Data, 2006-2010
Tenure by Units in Structure, Persons Aged 65 and Over
RentalOwner
Rural & Small Town US0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Mobile Home, RV, Boat, EtcTwo or More UnitsOne Unit
Rural & Small Town US0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Source: ACS Data, 2006-2010
Lot Size, Age 65+ HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Lot Size0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
45,000
50,000
NonmetroMetroSq
uare
feet
Source: American Housing Survey Data, 2009
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
federally assisted housing programs
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
housing options, issues, and trends
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Aging in Place
• Older adults remaining in their homes for as long as possible• Independent living for seniors promotes successful aging by:
– Improving health – Life satisfaction – Self-esteem
• Challenges include:– Accessibility– Upkeep– Choice in housing typologies– Housing affordability– Transportation options
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Housing Needs and Options
• Home modifications and retrofits– Simple modifications– Installing ramps, chairlifts, and stair-glides– Widen doorways– Roll-in showers– Lowered countertops
• Universal design
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Senior Share Homes
• Brings together older home providers and seniors seeking a place to live• Affordable group homes• Benefits:
– Independence– Household help– Transportation– Safety – Companionship– Peace of mind
• Monthly Charge includes:- Rent- Housing expenses- Food
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Supportive Housing
• An umbrella term for residential settings that have been specifically developed to provide an array of onsite services:– Section 202 Housing
• Provides federal subsidized supportive housing for older adults
– Assisted Living Residences• Provides private rooms or apartments for older adults and offers a level of care that can
range from light hospitality servicers to care provided by nursing facilities
– Adult Foster Care Homes• Provides services similar to assisted living residences but in smaller facilities, including
single-family homes
– Continuing Care Retirement Communities• Provides several housing models on-site, enabling residents to transition through the
senior housing continuum while remaining in the same development
– Congregate Housing• Provides apartment homes for seniors who want to live independently but want
hospitality-style services, like light housekeeping
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Supportive Housing Challenges
• Meeting the demand for supportive housing– Increased demands on housing as Baby Boomers age– The Assisted Living Conversion Program
• provides funds for owners of Section 202 housing to convert some or all of their units into state-licensed assisted living residences
• Started in 2000• Program’s reach limited
– Funding not large enough to enable wide-spread funding– Even if all existing subsidized developments were retrofitted,the
current supply would still fall short of the growing demand
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Supportive Housing Challenges
• Providing affordable services– Affordability determined by both cost of housing and cost of services– In 2009, the annual nationwide cost for a private 1-bedroom unit in an
assisted living facility averaged $33,903, or more than $2,800 a month• Costs drive many low- to moderate-income older adults to
prematurely enter institutional care, where Medicaid covers costs to those who qualify
– Medicaid Home and Community-Based Services waiver program • Some states provide funding to cover the costs of supportive
services for Medicaid-eligible adults in state-licensed supportive housing
• Even with increases in recent years, share of residents in supportive housing receiving waivers is small
• Continued federal and state funding
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Trends
• Significant increases to the elderly population in the coming years– Baby boomers turning 65– Senior population is expected to grow to
over 30 million by 2030• Senior population account for 20 percent of the
population then compared to just 13 percent today
• Rapidly aging population will have significant impacts on current elderly housing stock– Increased need for housing upgrades and rehabilitation– Increased housing cost-burdened caused by the Great
Recession and foreclosure crisis– Increasingly diverse elderly population
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Conclusion
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
www.ruralhome.org
American Association of Service Providers Conference; September 12th, 2012; Washington, DCRural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC2012 National Rural Housing Conference
Promises to Keep in Challenging Times
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