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2010 UBA Health Plan Survey Release
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Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved.
2010 UBA Health Plan Survey
Key findings
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved. 2
% of Employers Offering CDHP by Region
26.7%
22.9% 22.5%
15.2%13.7%
0%
5%
10%
15%
20%
25%
30%
Northeast Southeast North Central Central West
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved. 3
% of Employees Enrolled by Plan Type by Region (CDHP)
17.6%
11.8%
14.5% 14.4%
4.6%
0%
2%
4%
6%
8%
10%
12%
14%
16%
18%
20%
Northeast Southeast North Central Central West
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved. 4
50.0%
18.7%
9.4%
20.1%
1.5%0.3%
0%
10%
20%
30%
40%
50%
60%
PPO HMO POS CDHP EPO FFS
Type of Plan Offered
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved. 5
65.7%
15.4%
5.0%
12.4%
1.1% 0.3%
0%
10%
20%
30%
40%
50%
60%
70%
PPO HMO POS CDHP EPO FFS
% of Employees Enrolled by Type of Plan
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved. 6
8.0%
13.1%
20.8%
15.4%
2.0%
8.0%
13.9%
8.0%
0%
5%
10%
15%
20%
25%
Initial Offer - Last Plan Anniversary Final Change - Last Plan Anniversary
Changes to Total Premiums
25th Percentile Median 75th Percentile Average
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Full-Time Eligibility Requirements
5.9%7.5%
54.0%
7.8%5.0%
15.2%
4.6%
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
20 Hrs. 25 Hrs. 30 Hrs. 32 Hrs. 35 Hrs. 40 Hrs. Other
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved. 8
Full-Time Employee Waiting Period
8.4%
5.0%
1.8%
8.1%
0.7%
13.9%
20.4%
7.2%
28.6%
3.6%2.3%
0%
5%
10%
15%
20%
25%
30%
35%
0 Days 30 Days 60 Days 90 Days 180+Days
0 Days 30 Days 60 Days 90 Days 180+Days
Other
Immediately Following First of Month Following
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved.
2010 UBA Health Plan Survey Key Findings
Nearly 40% of employers make two or more plan choices available to their eligible employees
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved. 10
% Electing Dependent Coverage for Large ERs (1000+)
57.2%
68.4%
47.3%
61.7%
48.6%
55.6%
59.2%
0%
10%
20%
30%
40%
50%
60%
70%
PPO HMO POS CDHP EPO FFS All Plans
Copyright © 2010 United Benefit Advisors, LLC. All Rights Reserved.
2010 UBA Health Plan Survey
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