Upload
experian
View
166
Download
0
Tags:
Embed Size (px)
Citation preview
© 2014 Experian Information Solutions, Inc. All rights reserved. Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc.
Other product and company names mentioned herein are the trademarks of their respective owners. No part of this copyrighted work may be reproduced, modified, or distributed in
any form or manner without the prior written permission of Experian. Experian Public.
The survival guide to fin-tech in commercial lending
Juanita Kelsaw Experian
Eric LaPlante Experian
#vision2014
2 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Looking at history to tell a story
4 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Streamline processes and apply appropriate automation
5 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Embrace change – #1 constant in life is change
6 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Technology in the workplace
7 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Who is running the show?
AVOID “The Lone Ranger”
syndrome!
8 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Create synergy with your “A-Players”
Identify leaders within your organization’s cast of characters…
9 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Advice from well-known technology leaders
My model for business is the Beatles. They were four guys
who kept each other's kind of negative tendencies in check.
They balanced each other, and the total was greater than the
sum of the parts. That's how I see business: Great things
in business are never done by one person. They're done
by a team of people.
~ Steve Jobs (60 Minutes - 2003)
“
”
10 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Client expectations
Government regulations
Auditors and examiners
Marketplace competition
Budget and cost constraints
Executive oversight
Performance incentives
Balancing demands
11 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Eyeing the horizons
The reasonable man
adapts himself to the
world; the unreasonable
one persists in trying to
adapt the world to
himself. Therefore all
progress depends on
the unreasonable man.
INNOVATION
~ George Bernard Shaw
“
”
12 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Omni-channel banking
Personal preferences and consumer behaviors are taking
the lead…
… and are likely to influence the stage for future
commercial / business interactions
13 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
Making preparations for survival
ANALYZE What is, as it is, today
STREAMLINE Sever the extraneous; consolidate what is useful
EMBRACE Not just what works; but that which works BEST
COLLABORATE Bring the best minds together to strategize and PRIORITIZE
INNOVATE KNOW the long term vision; Build for tomorrow’s clientele
GOAL: Fully utilize your most valuable
resources to maximize the
organization’s investment in
technology
14 © 2014 Experian Information Solutions, Inc. All rights reserved. Experian Public.
For additional information, please contact:
Hear the latest from Vision 2014
in the Daily Roundup:
www.experian.com/vision/blog
@ExperianVision | #vision2014
Follow us on Twitter