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Table comparing investment under Sukanya Samriddhi Scheme (SSY), and Public Provident Fund (PPF)

Sukanya Samriddhi Scheme (SSY) Public Provident Fund (PPF)

Year Investment Year

Amount invested

(Rs)

Opening Balance

(Rs)

Interest rate (%)

Interest earned

(Rs)

Closing balance

(Rs)

Amount

invested (Rs)

Opening Balance

(Rs)

Interest rate (%)

Interest earned

(Rs)

Closing balance

(Rs)

2014-15 1st 1,000.00 0.00 9.10% 91.00 1,091.00 500.00 0.00 8.70% 43.50 543.50

2015-16 2nd 1,000.00 1,091.00 9.10% 190.28 2,281.28 500.00 543.50 8.70% 90.78 1,134.28

2016-17 3rd 1,000.00 2,281.28 9.10% 298.60 3,579.88 500.00 1,134.28 8.70% 142.18 1,776.47

2017-18 4th 1,000.00 3,579.88 9.10% 416.77 4,996.65 500.00 1,776.47 8.70% 198.05 2,474.52

2018-19 5th 1,000.00 4,996.65 9.10% 545.69 6,542.34 500.00 2,474.52 8.70% 258.78 3,233.30

2019-20 6th 1,000.00 6,542.34 9.10% 686.35 8,228.69 500.00 3,233.30 8.70% 324.80 4,058.10

2020-21 7th 1,000.00 8,228.69 9.10% 839.81 10,068.51 500.00 4,058.10 8.70% 396.55 4,954.66

2021-22 8th 1,000.00 10,068.51 9.10% 1,007.23 12,075.74 500.00 4,954.66 8.70% 474.56 5,929.21

2022-23 9th 1,000.00 12,075.74 9.10% 1,189.89 14,265.63 500.00 5,929.21 8.70% 559.34 6,988.55

2023-24 10th 1,000.00 14,265.63 9.10% 1,389.17 16,654.80 500.00 6,988.55 8.70% 651.50 8,140.06

2024-25 11th 1,000.00 16,654.80 9.10% 1,606.59 19,261.39 500.00 8,140.06 8.70% 751.68 9,391.74

2025-26 12th 1,000.00 19,261.39 9.10% 1,843.79 22,105.18 500.00 9,391.74 8.70% 860.58 10,752.32

2026-27 13th 1,000.00 22,105.18 9.10% 2,102.57 25,207.75 500.00 10,752.32 8.70% 978.95 12,231.27

2027-28 14th 1,000.00 25,207.75 9.10% 2,384.91 28,592.65 500.00 12,231.27 8.70% 1,107.62 13,838.89

2028-29 15th 500.00 13,838.89 8.70% 1,247.48 15,586.38

Maturity Sum Available after 14 years Rs 28,592.65 Available after 15 years Rs 15,586.38

Assumptions:

1. Every year minimum amount is deposited in both schemes

2. Account under SSY is opened for a girl child who is 10 years old currently, and at end of 14 year investment period, she gets married. Hence the account is closed at end of 14 years period.

3. Neither SSY nor PPF account is closed prematurely

4. No Premature withdrawal is done from either account