SEPS Times

White Paper Edition: 4th quarter 2012

Thanks to YOU our clients for making this possible. Feel free to read all about it at the following Link: http://www.lifehealthpro.com/2012/09/04/advisor-of-the-year-2012

After 6 months of extensive phone, written and in person

interviews I have been blessed and honored to be chosen as the

2012 Advisor of the Year! Thanks to YOU for your continued

support. We are honored to serve you as a client and we love it

when you talk about us to others. I tell people all the time, “Don’t

keep us a secret”. It is people like you, speaking kind words

about us, that we are able to reach as many as 4 generations of a

single family down line and 22 families wide. Word of mouth is

powerful and that only happens when we do what we say we will

do. Feel free to give them my name and phone number or ask

them if you would like to have Mark give you a call. We have a

complete team that can help with many different resources. There

is never any obligation and the visit is at no cost.

_____________________________________________________________________________ Gas Prices continue to move higher!

I used this picture the third quarter of 2011, and since then

gas prices have moved even higher with no relief in sight.

I find it interesting to note that 20 years ago the national

average price of gas was $1.13. It has more than tripled as

of this writing. Is that a problem? You bet it is. Inflation is

always a problem and it affects your buying power on your

retirement dollars. In 20 years at 3% inflation the buying

power of $1.00 will be .55cents. Take what you are making

now at retirement, cut it in half and ask “Will I be able to

live off of this in twenty years”?

There are several areas that affect our retirement. Those areas are Risk, Inflation, Taxes,

Medical, living longer and withdrawing money to live on. (Turn this page over to continue)

So what can you do to hold all of this off? You and I both know that you can’t control all of

this but some of it you can control. The first thing is to not continue to do the same thing with

your money and expect different results. Interest rates are at the lowest level ever. Stock

markets have burned people more than once. The # 1 rule to keep up with inflation is DON’T

LOSE MONEY! Don’t risk what you cannot afford to lose. Ask yourself, “Can I afford to

lose this when the market corrects”? Be assured it will correct and it has at least twice every ten

years since the market began. The question is: What is happening to your money when you

need it to live on? We can help you with proper planning to safeguard you against loss.

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What income streams do you have in place that can provide protection, and guaranteed

growth that is either tax deferred or tax free with inflation protection? If you don’t know

then you need to call us and allow us to show you all of your options. TAX FREE GROWTH

with inflation protection is more important now than ever before. Many people are converting

existing Annuities, IRA/401K/Pensions plans to Tax Free Income Streams for future

income. This allows your money to grow tax free and have inflation protection, without risk,

plus it will not trigger the Alternative Minimum Tax. We will be happy to customize a proposal

and answer any question you have. Call us at 1-800-381-8870 or email me at

SEPS4U@gmail.com to see if this tax free planning concept is right for you.

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DRUM ROLL PLEASE………………INTRODUCING A NEW RESOURCE FOR YOU.

Medicare Advantage Plans and Medicare Supplement Plans

We can help take the Fog off of the window on this very complicated area. We have now

completed training and have a staff that focuses strictly on this field. I went through the

certification and training process myself and I can say first hand that I now understand why

there is so much confusion in this arena. Our clients ask us all the time if we could help them

and we did our best (in the past) to refer this out to people we trusted. Well, we decided to hire

the people we trusted. Our job is to help you understand your options and help you make the

right choices. We have already helped families save money. HOW?

By educating them on plans they were not even aware of. We can and will take this

complicated issue and help simplify it for you. Please call us at 1-800-381-8870 to schedule

your appointment, to review your current plan, and to learn more about new plans offered in

your county. If the line is busy and you get a voice mail then please leave a message as this 7

week window will be very active. You will get a return call within 24 hours. ___________________________________________________________________________________________________

Make sure YOU get out and VOTE! This election is the most

important election during our lifetime for ourselves and the lives of our

children and grandchildren. NOVEMBER 6th, 2012.

I’ll see you at the polls! Mark Pruitt, Founder/CEO/President, 13455 Noel Rd, Two Galleria Tower, Suite 1000, Dallas, TX 75240,

Office:1-800-381-8870 www.strategicestateplanning.com email: seps4u@gmail.com