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Section 4 Five Challenges for Retirees
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WHAT IS THE DIFFERENCE BETWEEN
VOLATILITYVOLATILITY
ANDRISK?RISK?
VOLATILITYVOLATILITYVOLATILITY
VOLATILITY
VOLATILITY
THIS IS GOING TO HAPPEN. IT’S THE NATURE OF INVESTMENTS.
Volatility can result in loss of principal
UPUP
DOWNDOWN
UPUP
DOWNDOWN
ONE OF THE WAYS TO POTENTIALLY OBTAIN FINANCIAL SECURITY IS BY INVESTING IN QUALITY LONG-TERM
FINANCIAL PRODUCTS EARLY ON
DON’T LET YOUR RETIREMENT BE A HOUSE OF CARDS
W E C A N H E L P YO U T O L O O K IN T H E P R O P E RD IR E C T IO N
YOU
DO
N’T
H
AVE TO SEARCH O
N YOU
R OW
N
•You should carefully consider investment objectives, risks, and charges and expenses of Mutual Funds before investing. This and other information can be found in the fund's prospectus, which can be obtained from your investment representative or by calling (Your Phone Number) Please read it carefully before you invest or send money
OUR JOB IS TO BE YOUR
ANCHOR AND TRY TO
PREVENT CLIENTS FROM
TAKING THE WRONG STEPS
OUR JOB IS TO HELP YOU TO ACHIEVE THIS
NOW IT 's NOT ONLYPRESERVATION OF
PRINCIPAL...IT ‘s ALSO
PRESERVATION OF “PURCHASING POWER"
A RISK IS:
EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER
EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER
EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER
EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER
EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER
61 2 3 4 57 8 9 1 0 1 1 1 3
2 01 42 1
1 52 2
1 62 3
1 72 4
1 82 5
1 92 6 2 7
1 2
J A N U A R YJ A N U A R Y
Dwight D. Eisenhower was the 34th President of the United States.
61 2 3 4 57 8 9 1 0 1 1 1 3
2 01 42 1
1 52 2
1 62 3
1 72 4
1 82 5
1 92 6 2 7
1 2
J A N U A R YJ A N U A R Y
House: $18,500
Car: $2,275.00
Milk: $0.25 / Qt
Bread: $0.20
3 Stamp: $0.04
Avg Annual Income: $6,227.00
Gas: $0.31 / Gal
Minimum Wage: $1.00
Source:: dmarie..com/\timecap
Who’s Been Who’s Been Shopping Shopping CD Rates CD Rates RecentlyRecently
CD’s are FDIC insured and offer a fixed rate of return, early withdrawal penalties will apply to redemptions prior to maturity.
YOU COULD LEAVE YOUR MONEY IN THE BANK BUT INTEREST EARNED MAY NOT KEEP UP WITH INFLATION
What is the Banks Job?
CD’s are FDIC insured and offer a fixed rate of return, early withdrawal penalties will
apply to redemptions prior to maturity.
OUR JOB
IS TO WORK DIRECTLY
With YOU!
We’re Living Longer NowWe’re Living Longer Now
This example is provided for illustrative purposes only and is not intended to reflect an actual investment or predict future returns. It is designed to illustrate the mathematical concepts being discussed. Results will vary from client to client .
