Increase Your Client’s Property Budget by 100% With the HECM

for Purchase Product

RESPONSIBLEREVERSEMORTGAGES

HOW DO YOU GET INVOLVED? We are aware your time is very limited and you have a lot of clients.

Simply mention the program briefly and suggest they talk to us.

We provide you with a pamphlet to pass onto the customer with contact details for their local consultant.

We can provide the customer with an instant quote on what value property they can be looking at.

The customer will call you back with their desired value and you can begin to show them their new, higher value dream properties knowing they have the finances covered.

To get started in this program, all you need to do is register your interest with us. You can do this by:Calling us on 1-800 756 9687E-mailing realtor@responsiblereverse.comVisiting responsiblereverse.com/realtor

www.responsiblereverse.com/realtor1-800-756-9687

NMLS# 1212765 (www.nmlsconsumeraccess.org)

Responsible Reverse Mortgage, Inc. is headquartered at 515 N Flagler Drive P300, West Palm Beach, Florida, 33401

RESPONSIBLEREVERSEMORTGAGES

FOR PROFESSIONAL REALTOR USE ONLY.

NOT INTENDED FOR DISTRIBUTION TO THE PUBLIC.

NMLS# 1212765

BBB Rating: A+

ACCREDITEDBUSINESS

R

LOCALYOUYOU2

Email: jose.caba.acosta:@responsiblereverse.comPhone: 561-818-8905 NMLS #: 1384967

Jose Caba AcostaLicensed Reverse Mortgage Loan Officer

When buying in Florida, your customers will have a check-list of features that they want: beach access, swimming pool, room for family, golf facilities, ocean view – the list goes on.

What if you could increase their budget and help them find their dream home that ticks all the boxes? How quickly would you close the sale?

Home Equity Conversion Mortgages(HECMs) can increase their purchase budget by 100% and as their Realtor, you can be the one to present the opportunity and close the sale on their higher budget dream home.

Many home buyers use the HECM for Purchase Loan to:

• Right-size to a smaller or larger home.

• Buy a home closer to family or friends.

• Lower their cost of living during retirement.

• Enjoy carefree living in a senior housing community.

INCREASE YOUR CLIENT’S ‘PURCHASE POWER’

The amount of uplift your client can get depends on the age of the customer (the youngest if there are two parties).

Age 62 = 100% increase in purchase price. Age 70 = 114% increase in purchase price. Age 82 = 130% increase in purchase price.

The maximum increase under the government insured plan rarely exceeds $400,000.

Why Responsible Reverse Mortgage?

Based in Florida, we are your local reverse mortgage specialist.

We will provide your clients with face-to-face advice in the comfort of their home, so:

• No conversations over the phone with out-of-state companies.

• No sending important paperwork through the post.

• A personal service from local experts.

How it Works

With a $275,000 investmentthe buyer can afford….

$275,000 Home or $550,000 Home

The realtor earned $33,000 instead of $16,500.

HECM FACTS:

• HECMs have been around since the 1980s with more than half a million bought by customers.

• They are insured by the Federal Housing Administration.

• They can be easily used to purchase a new property.

• They are available for homeowners aged 62 and over.

• There are no monthly mortgage payments.

• Seniors do not want to take out another repayment mortgage in retirement if they can help it.