Research proposal

Research proposal By M.Tanveer BBA Hons 15, 2010-2014

Research Proposal

SUBMITTED BY: MUHAMMAD TANVEER

ROLL NO. 15 BBA (HONS) 7TH

SUBMITTED TO: MAM NOREEN

UNIVERSITY OF EDUCATION LAHORE

OKARA CAMPUS


Research proposal

Purpose of the study The impact of microfinance on expending of small business and poverty

alleviation. This research is depends upon to find out the solution of the problems which is written

down. The first problem is which face by the small business’ owners is that the low investment

poweror low capital.The 2nd

one is to find out the impact of the microfinance to expand the small

(individual) business and poverty alleviation.

Problem statements The problem is that how small business’ owners overcome the

problem of low capital investment, and how they expand their business throughout the

microfinance institutions. What kind of role played by microfinance institutions to alleviate

poverty.

Scope of the study This research analysis the problem which occur in small business

and provide the results about prior difficulty which faced by the small individual business. Like

low investment power and how to overcome? This study will analyze impact of microfinance to

alleviate poverty.

Relevance of the study This research paper recognizes Islamic micro-finance as an

important component in poverty alleviation strategies. While conventional microfinance products

have been successful in Muslim majority countries, these products do not fulfill the needs of all

Muslim clients. While taking an overview of Islamic microfinance in Muslim countries, this

research paper undertakes a case study of Akhuwat, an Islamic microfinance organization

operating in Pakistan. Critical financial analysis of Akhuwat indicates that it is providing its

services for all living below the poverty line including the “extreme poor” and Interest free loans

can be used as a powerful tool against poverty. (Dr.Waheed AkhterNovember 14, 2009)

This paper analyzes the impact of a microfinance institution (MFI) serving small informal

enterprises in Antananarivo (Madagascar). The methodology consists of comparing over time the

situation of a representative sample of clients’ enterprises with a control group, constructed in an

almost experimental way through a standard propensity-score matching technique. Overall, the

results indicate a positive impact of the project. (Flore Gubert May 2011).

There is a strong relationship between microfinance and poverty alleviation. The results also

showed that Microfinance Scheme help people to improve their living standard and provide them

financial opportunity to expand their business. Microfinance is the key strategy that leads to

quick revival of economy, increase in living standards and empowerment. In Bahawalpur, total


26 different Banks, NGOs and other informal organizations are providing microfinance to the

low income group of this area. (Sunia AYUUB Vol. 3, No. 1; January 2013).

The provision of financial services, especially credit and saving facilities plays an important role

in the development of the economy. Despite the efforts of microfinance institutions to take

microfinance services within the reach of poor people and MSEs that have not benefited from the

conventional formal financial system, growth and expansion of MSEs Sector had not shown any

sign of growth and expansion. The main objective of this study was to investigate the effects of

microfinance institutions lending on micro and small enterprises performance within Kitale

Municipality. (Albert Njiwakale Wanambisi Vol. 3, No. 7; July 2013)

The research design First of all I conduct the survey to those people who currently

doing small businessand face the problems of lowinvestment power (capital), for all living below

the poverty line and those people who want to run their own sole trader ship business. Then

Iproduce a questionnaire and distributed among those people and provide them some instructions

about the study and announce the time period, they are responsible to return the questionnaire

with in the allowed time. When we collect the paper from those respondents then I put collected

information for analysis and apply the different tests for converting that informationinto useful

data and generate the results.

Time frame This research required appropriate time period. I require approximately 3

to 5 months for completion this research. I shall full try to done the work within the required

time.

Selected bibliography

Sunia AYUUB (2013). Impact of Microfinance on Poverty Alleviation. International Journal of

Academic Research in Accounting, Finance and Management Sciences, 3, (1), 119-135.

Flore Gubert, (2011). The Impact of Microfinance Loans on Small Informal Enterprises in

Madagascar.

Albert Njiwakale Wanambisi, Prof. Henry M. Bwisa (2013). Effects of Microfinance Lending on

Business Performance. International Journal of Academic Research in Business and Social

Sciences, 3, (7), 2222-6990.

Dr.Waheed Akhter, Dr. Nadeem Akhtar, Syed Khurram Ali Jaffri (2009). Islamic Micro-Finance

and Poverty Alleviation.Proceedings 2nd CBRC, Lahore, Pakistan.

Economy & Finance

Research proposal