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Digital Investing and Lending Ecosystem Jouko Ahvenainen Washington D.C. & New York, October 27 & 28, 2014
Grow VC Group ++ www.growvc.com ++
@growvc ++ MARKETS – ASSETS – CROWD ++
Copyrights © Grow VC Group 2014
Finance and Services Infrastructure Consulting & Professional Services
Grow VC Group ++
Copyrights © Grow VC Group 2014
Hong Kong - London - New York - San Francisco - Sao Paolo
The Grow VC Group is a worldwide pioneer and leader in the crowd investing, peer-to-peer and online investment market.
How is the landscape?
• Some opinions have been that there will be one global pla3orm to dominate the market, like Facebook, or at least like eBay
• The reality: • There is and will be strong finance (local and global) regulaAon to this market,
starAng from KYC/AML to required informaAon and traceable transacAons • There are different kinds of investors from supporters with $100 to insAtuAonal
investors with $100M • There are many types of securiAes and asset classes and investment vehicles and
models • It is not only the regulaAon, but also investment policies, due diligence requirements
and legal responsibiliAes • More and more exisAng finance insAtuAons want to use online models and processes • This is not only about startups, this is about all kinds of securiAes and assets
• It is fundamental to think and build the ecosystem, not only try to make one killer app
Think about the digital ad ecosystem
And build a real digital investing and lending ecosystem
Issuers Investors
Investor Side Pla3orms or Dashboards
Digital Market Places
Issuer Side Pla3orms or Dashboards
Data, Research & Services
Back Office Services
P2P lending
Startup crowdfunding
SME funding
Real Estate
Crowd pla3orms
Family offices
InsAtuAonal Investors
Automated Funds
Equity offer
Borrow request
Investment vehicles
Directory services
Source: Grow Advisors market analysis
• The Challenge: • The world’s largest and deepest market is very fragmented. • It’s too difficult for investors to find companies, and vice versa. • 3% of Accredited Investors participate. • New finance regulation (JOBS Act) and other new rules will greatly increase
the size of the world’s largest market.
$905B
Friends & Family Venture Capital
Reg D
$75B $23B
Executive Summary
This is US only, but the phenomenon is global
It is the largest market in the world
It is many assets and many models globally
Source: Crowd Valley, Inc.
• No one can build this ecosystem alone and have credibility to play all roles
• Extremely important to get new digital pla3orms to work with exisAng investors, financial insAtuAons and professional services (e.g. research, analysts and underwriAng)
• Digital services can cut out unnecessary middle-‐men (e.g. those whose posiAon has been to be a gatekeeper to informaAon, deals and investors), but it sAll requires top level value added services to help all parAes and bring credibility to the market
• The winners in this market focus to do their own part very well according to laws and regulaAon and partner with other similar actors
Grow VC Group is a part of this but important for everyone to partner
Grow VC Group components
Issuers Investors
Investor Side Pla3orms or Dashboards
Digital Market Places
Issuer Side Pla3orms or Dashboards
Data, Research & Services
Back Office Services
Source: Grow Advisors market analysis
Jouko Ahvenainen [email protected]
+1 646 363 6664 (US) +44 7889 833 165 (UK)
Grow VC Group
growvc.com Grow VC in Twitter, FB and LI
MARKETS ASSETS CROWD
