Our economic growth and prosperity depend on a strong, robust

financial sector, but we’ve seen what happens when there’s inadequate

oversight and insufficient transparency on Wall Street. We can’t build a

strong economy in America in the long run without ending this status

quo and laying a new foundation for growth and prosperity.

Wall Street reform doesn’t just help create a more stable economy; it

would actually improve the lives of everyday American families. Here

are five benefits that everyone should know:

my.BarackObama.com/WallStreetReform

T H E B E N E F I T S O F W A L L S T R E E T R E F O R M

1 Reform forces credit card and mortgage companies to play by

the rules. No more hidden fees or pages of fine print.

2 Families who are hoping to buy a home or pay for college are

put on a level playing field with lenders. Reform ensures they’ll

get the information they need presented clearly and concisely,

so they can make good decisions. The same goes for small

businesses and community banks that play fair and deserve to

see their businesses grow.

3 The legislation cracks down on predatory lenders looking to

mislead people into taking on irresponsible debt.

4 Wall Street reform establishes an independent agency—the

Consumer Financial Protection Agency—with one job: to protect

consumers and enforce the new consumer financial protections,

which would be the strongest ever enacted.

5 Finally, American taxpayers will never again be asked to bail out

the big banks that are “too big to fail.” Let’s be absolutely clear

about this, no matter what our opponents in Congress say.