Presented by:

Joshua NgJoshua Ng(15.07.2010)

Retail Business

What you need to know

about mortgage loans?

Interest rate

Fixed rate vs Variable rate

Fixed rate vs Variable rate

Base Lending Rates(1976-2009)

Base Lending Rates(2003-2010)

Market Interest Rates

BLR-1.50% to -1.90%

Target Markets

Packages

Flexi - HomeLink

Flexi - HomeLink

You are in control of the interest paid!

Requirements

Requirements

5 Cs

Character – Intention & integrity to repay the loan, CCRIS

Capacity – Legal & financial capacity, RCR/RAR

Capital – Financial standing in term of net worth

Condition – factors that affects business/employment

Collateral – Prime areas, market value

I am looking for:

I am looking for:

A good referral for me

1. Give them my business cards & give me their contacts.

2. Tell them that I will call them.

3. Meet face-to-face.

Q & A