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Can’t I Fix This Myself? Bad credit happens to good people all the time! We’ve been there before and we can help you through it now. When it comes to credit restoration many people wonder if they can do the job themselves. First of all, it is 100% your right to try to repair your own credit. However, just because you CAN do something does not necessarily mean that you SHOULD. You also have the right to represent yourself in court, but most of us choose to hire an attorney to achieve better results. You even have the right to pull your own teeth, but why would you choose to do so!? Fixing your own past credit problems can be as difficult as pulling teeth. Ask anyone who has tried fixing their credit alone and they will tell you how tedious and frustrating the process can be. HOPE takes the leg work out of this time consuming process for you and gets the job done right—the first time! DID YOU KNOW? Credit issues affect almost 90% of potential homebuyers who have been turned down for a mortgage loan. Even after finding the time to work on their damaged credit history themselves, it could still take over 3 years for these potential homebuyers to see positive results. OVER 40 MILLION MISTAKES ON CREDIT REPORTS! A recent FTC study found over 40 million mistakes on credit reports! You have rights and your HOPE team knows how to leverage these consumer protection laws to get mistakes REMOVED from your credit report. BE INFORMED—24/7 As a HOPE client you our team will customize your online client portal which you can access 24/7 to track your progress in as much detail as you like. You stay in control and stay informed as you move closer to reaching your credit and financial goals. During your membership, you will work with caring credit experts who know the right way to help you establish a healthier credit report. Our HOPE Credit Experts know what you need to do to help yourself qualify for a home loan. We leverage the Fair Credit Reporting Act and other consumer protection laws to help get inaccurate, erroneous and unverifiable accounts REMOVED from your credit report! The average time frame for completion of the HOPE Program is around 6 months. HOPE will offer you a credit education program, financial planning assistance, and member exclusive budgeting tools that will enable and equip you to take control of your financial future. Our goal is to help you achieve a healthier credit report and learn how to keep it there! Experienced. Reliable. Trusted. HOPE Is The Answer!

HOPE4USA.com - Your Charlotte, NC Credit Repair Experts

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Page 1: HOPE4USA.com - Your Charlotte, NC Credit Repair Experts

Can’t I Fix This Myself ?

Bad credit happens to good people all the time! We’ve been there before and we can help you through it now.

When it comes to credit restoration many people wonder if they can do the job themselves. First of all, it is 100% your right to try to repair your own credit. However, just because you CAN do something does not necessarily mean that you SHOULD. You also have the right to represent yourself in court, but most of us choose to hire an attorney to achieve better results. You even have the right to pull your own teeth, but why would you choose to do so!? Fixing your own past credit problems can be as difficult as pulling teeth. Ask anyone who has tried fixing their credit alone and they will tell you how tedious and frustrating the process can be. HOPE takes the leg work out of this time consuming process for you and gets the job done right—the first time!

DID YOU KNOW? Credit issues affect almost 90% of potential homebuyers who have been turned down for a mortgage loan. Even after finding the time to work on their damaged credit history themselves, it could still take over 3 years for these potential homebuyers to see positive results.

OVER 40 MILLION MISTAKES ON CREDIT REPORTS!

A recent FTC study found over 40 million mistakes on credit reports! You have rights and your HOPE team knows how to leverage these consumer protection laws to get mistakes REMOVED from your credit report.

BE INFORMED—24/7

As a HOPE client you our team will customize your online client portal which you can access 24/7 to track your progress in as much detail as you like. You stay in control and stay informed as you move closer to reaching your credit and financial goals.

During your membership, you will work with caring credit experts who know the right way to help you establish a healthier credit report. Our HOPE Credit Experts know what you need to do to help yourself qualify for a home loan. We leverage the Fair Credit Reporting Act and other consumer protection laws to help get inaccurate, erroneous and unverifiable accounts REMOVED from your credit report! The average time frame for completion of the HOPE Program is around 6 months. HOPE will offer you a credit education program, financial planning assistance, and member exclusive budgeting tools that will enable and equip you to take control of your financial future. Our goal is to help you achieve a healthier credit report and learn how to keep it there!

Experienced. Reliable. Trusted.

HOPE Is The Answer!

Page 2: HOPE4USA.com - Your Charlotte, NC Credit Repair Experts

www.HOPE4USA.com 704.499.9696

Bad Credit Happens to Good People ALL the Time!

What’s The Next Step? Call us today at 704.499.9696 to schedule your no-obligation credit analysis with a HOPE Credit Expert! Your credit analysis will include a full, professional review of your credit report, a customized credit restoration game plan, and expert advise on how to improve your credit report. After your analysis you can decide if HOPE is a good fit for you.

What Is The Cost?

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WHAT OUR MEMBERS HAVE TO SAY “I would like to thank you for helping me repair my credit. If I know of anyone in need of credit repair services I will definitely give them HOPE USA’s contact information. Because of HOPE I have been approved for a home loan! Thanks again for all your help!!” -Dwight H. “I wanted to let you know that I closed on our beautiful brand new home on Monday. Thank you guys so much for everything you have done for me and I could not have made this purchase without you and your endless work. I will and have recommended you to many people and will continue to do so. -Dan H.

“Thanks once again for all of your help. My credit score went up and they gave me a USDA loan for a house! Thanks so much for your services and I will be recommending you guys to a lot of my family and friends. God bless and thanks again.” - S. Miller

“My daughter and I have realized the dream of owning our own home. Thank you HOPE for helping us. We could not have done it without you!” -Dawn S. Charlotte, NC

“Hello I hope you all are doing well. Just wanted to say thank you for all your help and support. Because of you all our credit is great and we purchased our dream home a few months ago! Not just a home but our dream home. Thank you so much.” -Andre and Wendy A.

“I would recommend HOPE, they are very knowledgeable friendly people that understand the problems that the middle class are going through and know how to take care of it. Thanks for your help and I will let all my friends know how to get in touch. It feels good to be able to dream again!!” - Richard W.

Initial credit analysis and consultation: $30 for individuals; $40 for couples (after analysis is completed).

HOPE promises: NO hidden fees, NO upfront fees, and EASY cancellation anytime.

Membership is only $99/mo (for work completed previous month) after the initial one-time first-work fee of $199! (due 3 days after first-work has been completed on your file).

Current clients can earn FREE monthly membership credits with the HOPE Rewards Referral Program.