Prepared For: Valued Client

Prepared By: Star Capital Annuity

A Fixed Annuity is a Tax Deferred Guaranteed

Investment in which you earn a guaranteed interest

rate for a specific period of time.

These Products can be used for growth to turn

into future income payments or for a transfer of

wealth to named beneficiaries.

Tax Deferral

Avoids Probate

Lump Sum Benefit Paid to named Beneficiary

Guaranteed Interest

Turn into Guaranteed Income at anytime

Free withdrawals available

6 month CD- 0.73%

1 year CD- 1.14%

5 year CD- 2.28%

Certificate of Deposits

NQ Accounts get interest taxed every year

Does not avoid probate

340 banks have failed since 1/25/2008 (only 27 in prior 8 years.)

6.50% Guaranteed 1st year interest rate

1.00% minimum guaranteed renewal rate years

2-5

Return of Premium Rider & 15% Annual Free

withdrawals.

Fixed Annuity CD Money Market

Can you make additional

deposits? Yes No Yes

Is your interest compounded and

reinvested automatically with no

current income taxes?

Yes No No

Can you begin receiving interest

after 30 days? Yes Yes No

Can you make

penalty free withdrawals? Yes No Yes

Is your account creditor protected? Yes No No

Is there automatic bypass of

probate expenses and delays? Yes No No

Can you receive a guaranteed

monthly lifetime income? Yes No No

Can you access your money

penalty free if you become

terminally ill or were confined to a

nursing home?

Yes No Yes

Is there a guaranteed minimum

renewal rate? Yes No No

$148,024

$134,392

50,000

75,000

100,000

125,000

150,000

3 yr yield 5 yr yield 7 yr yield 10 yr yield

Ac

co

un

t V

alu

e

$122,988

$131,593

$115,928

$121,665

$109,273$112,486

Fixed

Annuity

CD