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Would you like to have your financial goals fulfilled along with your aspirations in life? You need to do financial life planning for yourself.
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A presentation by AskY Financial Services
Financial Life Planning for ‘You’
Are you one of them?
12.3 million people bury their heads in sand when it comes to their finances.
25% of people have trouble sleeping because of their finances.
80% of the people are worried that they will run out of money sooner or later.
Your Aspirations'
International Vacations Big Car
Big House Happy Retired Life
Your Aspirations
Writer
Sports Coach
Social Worker
Your Heart’s Desires
So what do you do? Save?
Or Invest?
Real Estate
Housing rates fall by average 8 per cent during 2013 in Delhi-NCRPTI New Delhi Last Updated: March 13, 2014 | 08:14 IST
Pearls investors fear their money is gone already
Gold & Silver
Gold, silver prices jump on Diwali buying
Ponzi schemes
Insurance
*Consequences
*The dream home remains a dream
*Compromise on children’s education
*Postpone retirement
*Postpone the long desired vacation
Financial life Planning
We Can help you
To discover a life that is richly yours.
Get a clear vision of your future
Don’t Just survive, Live the life to the full.
fulfill & achieve
What do you desire out of life?
What are your dreams?
to see
Is your money working for you?
and guide you to
‘Use your money to make a life and not your life to make Money!!!’
What is Financial Planning then?
Is it investing?
Investing is a means to an end, and FP begins with determining the ends.
Two Pillar of on which Financial Planning equation is built looks like this :
Resources
Goals
What’s in it for you?
Our process
AnalyzeYour
SituationYour
ApproachYour
Accounts
Explorer
Best Options
Strategic Solutions
DesignCoordinated
, comprehensive Financial
plan
Implement
Income Ideas
InvestmentsInsurance
Your Financial life Plan
Close client Contact
Dynamic Plan Management
Financial Plan V/s No Financial
Plan Let us look at the Math's and take out the
subjectivity.
Financial Goal Without a Financial Plan With a Financial Plan
Opportunity Cost
Retirement Corpus of 4.25 Cr by age of 60
Rs.15800 SIP p.m. if investment starts after 5 years
Rs. 7700 SIP p.m. if investment starts immediately
Rs. 20 Lac additional outflow for delaying savings
Financial Goal Without a Financial Plan With a Financial Plan
Opportunity Cost
Retirement Corpus of 4.25 Cr by age of 60
Rs.15800 SIP p.m. if investment starts after 5 years
Rs. 7700 SIP p.m. if investment starts immediately
Rs. 20 Lac additional outflow for delaying savings
Education fund of Rs. 20 Lac in todays value for your child after 18 Years
Rs.14000 SIP p.m. if investment in FD’s/Insurance Plans
Rs.7000 p.m. if you invest in Equity MF/ETF’s/Blue chip stocks
Rs.15 Lac is additional outflow for choosing wrong asset class for long term
Financial Goal Without a Financial Plan With a Financial Plan
Opportunity Cost
Retirement Corpus of 4.25 Cr by age of 60
Rs.15800 SIP p.m. if investment starts after 5 years
Rs. 7700 SIP p.m. if investment starts immediately
Rs. 20 Lac additional outflow for delaying savings
Education fund of Rs. 20 Lac in todays value for your child after 18 Years
Rs.14000 SIP p.m. if investment in FD’s/Insurance Plans
Rs.7000 p.m. if you invest in Equity MF/ETF’s/Blue chip stocks
Rs.15 Lac is additional outflow for choosing wrong asset class for long term
Park Rs.4 Lac in saving/salary account
Lie in salary account earning miniscule 4%
Park in no-brainer in FD/CD earning 8%
Rs.1.2 Lac additional inflow for taking the decision to invest
Financial Goal Without a Financial Plan With a Financial Plan
Opportunity Cost
Retirement Corpus of 4.25 Cr by age of 60
Rs.15800 SIP p.m. if investment starts after 5 years
Rs. 7700 SIP p.m. if investment starts immediately
Rs. 20 Lac additional outflow for delaying savings
Education fund of Rs. 20 Lac in todays value for your child after 18 Years
Rs.14000 SIP p.m. if investment in FD’s/Insurance Plans
Rs.7000 p.m. if you invest in Equity MF/ETF’s/Blue chip stocks
Rs.15 Lac is additional outflow for choosing wrong asset class for long term
Park Rs.4 Lac in saving/salary account
Lie in salary account earning miniscule 4%
Park in no-brainer in FD/CD earning 8%
Rs.1.2 Lac additional inflow for taking the decision to invest
Adequate insurance cover to safeguard family
Buy 6 investment oriented policies yielding 6-8% with 15 to 25 lac cover
Buy term policy based on need and invest the rest in appropriate asset class
Rs. 60 Lac under insured even after heavy premium outgo.
Why Ask YBecause we at Ask Y are qualified CFP (Certified Financial Planner ) and have competency in all area’s of finance related
to Financial Planning.
We understand Stock, Bonds, Taxes,
Insurance, Retirement planning & estate planning.
Each of us has years experience of either
handling finance, financial products or
marketing of financial product's.
We are product agnostic, for us your best interest come first. We act with
due care and utmost good faith and do not mislead
our client.
Financial Wisdom1. A big part of financial freedom is having your heart and
mind free from worry about the what-ifs of life.
2. If you want to rear financial blessings, you have to sow financially.
3. I believe that through knowledge and discipline, financial peace is possible for all of us.
4. When it comes to tackling your financial goals, whatever they might be, there’s no time like the present.
5. You have got to be the master of your own financial future.
6. Time is key to building your financial security.
We can be of your help & guide you
to achieve your goals and desires
CONTACT US ON :
ANIL GULRAJANI : 99670 31034PRATHIBA GIRISH : 98707 02277YOGITA DAND : 98209 89864