The best small business opportunity

in America!

Economic Headlines of 2009

42 states lose jobs in August; jobless rates rise

in 27, D.C.

-USA Today

Good jobs may be slow to return, even with

recovery, some experts believe

-Cleveland Plain Dealer GM collapses into Government’s

Arms

-Wall Street Journal

Ohio job losses worst since Great

Depression

-OurFuture.org

Worst crisis since ‘30s, with no end in sight

-Wall Street Journal

Farmers = Growth

Farmers Insurance Group Acquires 21st Century Insurance

•Farmers acquired the U.S. auto insurance business for $1.9 billion from AIG.

Farmers Insurance Group Completes Acquisition Bristol West

Holdings, Inc.

Who is Farmers Insurance Group Founded in 1928 in Los Angeles, California Founded by John Tyler and Thomas Leavey Operating in 41 states 15,000 Farmers Insurance Agents nationwide 19,000 employees nationwide

Home Office - 1930 (Los Angeles, CA)

What is Farmers Insurance Group The 3rd largest Property & Casualty Insurer in

America $200 billion dollars in Life Insurance in force Over $30 billion in assets Over 10 million households nationwide

Home Office - Today (Los Angeles, CA)

Home Office - Today (Los Angeles, CA)

Where we do business …2nd largest property & casualty insurer in our operating territories

3rd Largest Property & Casualty Insurer in the Nation Ranked in the top 2 of all insurance companies to sell for in

America- Selling Power America Magazine – 2005

Cleveland Plain DealerBusiness Section August 1, 2007

Farmers in OhioThe best small business opportunity in Ohio

Population – 11,464,042 Current Market Share – 2.0% Extremely Profitable Competitive Auto Product New, Competitive Homeowners Product Less Than 3% Distribution Share =

OPPORTUNITY! Ohio Specific Advertising Campaign

A remarkable opportunity to be an independent business owner in your community while helping

families protect their assets and plan for their future!

Farmers in the Community

Since our founding in 1928, we have been committed to improving the communities where our customers, agents and employees live and work.

March of Dimes OHSAA Softball Rockin’ on the River M.I.L.K. PROGRAM Bike Nite at Quaker

Steak Local County Fairs etc…In an historic day for the March of Dimes on June 14, Farmers Insurance agents

and employees exceeded their goal to raise a million dollars in a day. Thanks to the dedicated work throughout Farmers and the generosity of the public, “Be A Hero For Babies Day” went well beyond the $1 million mark, reaching $1.4 million.

March of Dimes Press Release – June 16th, 2006

CompensationIndustry leading compensation program!

Career Agent Subsidy Program Helping you start the best small business

opportunity in Ohio

New Business Commissions Earn a commission for every policy you sell

Renewal Commissions Earn residual income

Bonuses Rewards for top achievers

Achievement Clubs Recognition of excellence

Career Agent Subsidy Program

Tying high rewards to higher performance!Benchmark Amount

1st yr Subsidy (month 1-12)

$2500/ month flat -Total $30,000

Month 6 Platinum Level- Staff Subsidy $1500/month - Cumulative 150 P&C/ 15 Life

- Max of $12,000

Gold Level- Marketing Subsidy $300/quarter - Cumulative 120 P&C/ 12 Life

- Max of $1800

Month 12 Diamond Level- Office Reimburse $750/month

- Cumulative 300 P&C/ 25 Life - Max of $6,000

2nd yr Subsidy (month 13-24)

$1500/ month flat -Total $18,000

Month 18 $5000 FINRA Bonus

Total Subsidy if Maximized $71,000

Matthew Dudash

Center Executive Manager

Cleveland Career Center 2009 Organizational Support Chart

Rich Bucceri Recruiting Manager

Christy PresnarReserve Agent Manager

Leeanne Divis - RDMRecruiting

Mark ZimmererCareer Agent Specialist

Judy Holyk Floor Supervisor

Scott GouinReserve Agent Manager

Danielle LangemoMIT – Ops. Specialist

Scott GrossAD Asst

Eric LangenfeldBusiness Operations Mgr

Dave KalavskyCareer Performance Manager

Tammy TothCenter Executive Assistant

David Becker – RDMRecruiting

Ted Schlipp- RDMRecruiting

LaSandra Williams Floor Supervisor

Jeannette CuiksaMarketing Asst

Nawal SuleimanReceptionist

Nicole Furnia- RDMRecruiting

Family Rights ProvisionPass on your legacy to approved family members!

Unique in the Insurance Industry

Build a business that can be given to your children

Accumulate wealth for generations to come

Getting Started with Farmers

Beginning the best small business opportunity in America!

Initial Application

Reserve Agent Program

Career Agent Program

Full-Time Agent Status

According to the 3rd Quarter 2009 HiringForecast, Insurance remains a strong growtharea, even in the current economic climate.

Farmers National Recognition

Farmers Insurance Group recognized as one of six companies nationwide that made it

through the Great Depression, and how that perseverance is paying off today.

Building The Future On Lessons From the Past

-PPB.org

…give people a chance to own their own business by acting as independent agents for Farmers. “This way…they could enjoy the fruits of their labor.”

“Agents are the backbone of the company…They are the first point

of contact.”

“When the economy is flying high, you may be able to bump along and do well, but when the economy falls back, people very quickly sort through what gives them

value and what doesn’t.”

“Your history can provide value. If you stay in touch with your history, the lesson you learn is that there

will be good times and bad times.”

Cleveland Business Development Center

“Be in business for yourself. Not by yourself.”