DO YOU NEED AFINANCIAL ADVISOR?

B Y K E W H O M I N

K E W H O M I N . C O M

YOU 'RE NOT SAVING ENOUGH MONEY—OR YOU DON'T KNOW KNOW HOW MUCH YOU'RE SAVINGWhen it comes to saving, you won't

know what "enough" is unless you

have a financial plan (a budget, a

forecast for your financial future,

and general guidelines to follow to

achieve your goals). You can set

these up by yourself using various

DIY tools on the internet, but if

you've tried and failed to maintain a

grasp on your savings

contributions, then it might be time

to hire a professional to help.

YOU DON'T HAVEA LEGACY PLANWhile many advisors don't write wills, trusts, and

other legal documents that outline what to do

with your assets after your death, they can steer

you in the right direction. You're never too young

for estate planning, even if you don't think you

have much of an estate to speak of.

YOU WANT TO GETSERIOUS ABOUT YOURFINANCIAL FUTUREIf you've succeeded at saving a cushy

emergency fund (that amounts to three-to-six

months of living expenses) and you can now

afford hiring a financial advisor’s fee without

dipping into the fund (or going into debt), then

you might be a candidate for professional

financial planning for reaching your other

financial goals and making sound money

decisions and investments.

YOU'RE PREPARING TOMAKE A BIG PURCHASE—AND YOU WANT A THIRD-PARTY OPINIONThe financial landscape is intricate and

constantly changing, no matter if you're talking

about buying a car or a house or underwriting a

costly tuition. A professional planner likely has

experience that can assist you when it comes

not only to crunching the numbers but also

navigating the nuances of a particular purchase

or investment.

YOU GENERALLYFEEL CLUELESSABOUT MONEY

Sometimes you just need help

in the form of a real-live person

who knows your situation and

has the expertise to talk you

through your necessary action

steps. Not everyone is a DIY-er

when it comes to money. And

that's okay.

THIS PRESENTATION WAS ADAPTED FROM THE FOLLOWING:US News' "5 Signs You Need a

Financial Advisor" by Kelly

Campbell http://goo.gl/tRntll

Money Under 30's "When Is It

Time To Hire A Financial

Advisor?" by David Weliver

http://goo.gl/ON0gaN

http://kewhomin.com/