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BANKING WITHOUT WALLS IS HERE CHOICEBNQ# SOLUTIONS | [email protected] Businesses Credit Account Managers Consumers Financial Institutions Omni-channel Banking Customer Application 160+ External Data Sources Starting today, you can lend online to consumers and businesses. You can reach more customers, and better qualify them. You'll Increase your ROI by lowering your cost of lending more than 50% and increase your revenue per customer more than 25%. Be where your customers are, when they want you. It’s a new day in banking. Digital lending is here. That’s banking without walls. BIG BANK FEATURES FOR COMMUNITY BANKS All Types of Borrowing: Credit cards, loans, lines of credit, and mortgages 160+ Sources of Credit Data: Make the BEST decisions possible at the touch of a button Digital Loan Files: Personal, secure, and integrated with online banking Better Than Branch Relationships: Secure, anytime communication with a personal account manager UNDERWRITING EVOLVED We know that proper risk management is the cornerstone of good underwriting. Today, it's a complex process that's full of paper, manual processing, and no one likes it. We're changing that. Be audit-ready with all documents and communications clearly organized and just a click away. Did we miss anything? Just ask, we can make it happen. Why should you choose ChoiceBnq#? Lower CPA by +80% 5 00+ underwriting variables 99.999 % software uptime DIGITAL SOLUTIONS FOR COMMUNITY BANKERS

Digital Lending Solutions - ChoiceBnq# Solutions

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Page 1: Digital Lending Solutions - ChoiceBnq# Solutions

BANKING WITHOUT WALLS IS HERE

CHOICEBNQ# SOLUTIONS | [email protected]

Businesses

Credit AccountManagers

Consumers

FinancialInstitutions

Omni-channelBanking

Customer Application

160+ External Data Sources

Starting today, you can lend online to consumers and businesses. You

can reach more customers, and better qualify them. You'll Increase your

ROI by lowering your cost of lending more than 50% and increase your

revenue per customer more than 25%.

Be where your customers are, when they want you. It’s a new day in banking.

Digital lending is here.

That’s banking without walls.

BIG BANK FEATURES FOR COMMUNITY BANKSAll Types of Borrowing: Credit cards, loans, lines of credit, and mortgages

160+ Sources of Credit Data:Make the BEST decisions possible at the touch of a button

Digital Loan Files: Personal, secure, and integrated with online banking

Better Than Branch Relationships: Secure, anytime communication with a personal account manager

UNDERWRITING EVOLVEDWe know that proper risk management is the cornerstone of good underwriting. Today, it's a complex process that's full of paper, manual processing, and no one likes it. We're changing that.

Be audit-ready with all documents and communications clearly organized and just a click away.

Did we miss anything?Just ask, we can make it happen.

Why should you choose ChoiceBnq#?

Lower CPA by +80%

500+ underwriting variables

99.999% software uptime

DIGITAL SOLUTIONS FOR COMMUNITY BANKERS

Page 2: Digital Lending Solutions - ChoiceBnq# Solutions

• Omni-channel out-of-the-box

• Borrower alone, or account manager assisted

• In-branch, at home, at the ATM or “on-the-go”

• "No-barriers" application; All customer types accepted

• Multi-product application support

• Lenders can use over 500 underwriting variables to make sure

they support ALL desired customer types

• Matching engine o�ers IMMEDIATE answer; Approved - o�er ready to

accept, Pre-approved - with more information required, Declined-

alternate o�ers if available

• Insured products o�er automated government paperwork

creation (eg: CSBFP and SBA)

• Support for all major types of credit products; consumer, small

business, and commercial

• Direct account management through secure personal

communication dashboard and private chat

• Account management portfolios and dashboards

• White label customer service option

• Multiple product fulfillment methods and

multi-tier approval workflows

• Digital loan files

• SAAS application built on Microsoft Azure

• 128 bit encryption

• True white-label SAAS solution

• Token-based security

• Audit-ready, compliance prepared

• Digital underwriting management

• Data integration to core banking systems

• Centralized Reporting and Review Portal

WE DESIGNED CHOICEBNQ# FOR YOU

CHOICEBNQ# SOLUTIONS | [email protected]

022617

APPLYEVERYWHERE

DECISIONEVERYONE

FULFILLEVERY TIME

SECUREEVERYTHING