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Alberta Debt Consolidation McGuire Financial Group

Debt Consolidation Programs

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This presentation will help to find possible options to handle critical debt situation

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Page 1: Debt Consolidation Programs

Alberta Debt Consolidation

McGuire Financial Group

Page 2: Debt Consolidation Programs

What is Debt Consolidation ?Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan against an asset that serves as collateral, most commonly a house.

There’s a stressful reality that many of us have come to accept as a part of life. It is the help available in the form of Debt Consolidation.

Paying down student loans, car loans and mortgages – all while trying to pay the bills – can result growing credit card debt and costly interest and late fees.

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 3: Debt Consolidation Programs

Why Debt Consolidation ?

ᶲ Save Thousands on Interest Charges

ᶲ Stop Creditors from harassing you

ᶲ Avoid Bankruptcy

ᶲ Make one monthly payment you can afford

ᶲ Reduce your payments by as much as 70%

ᶲ Lower your total Debt and Interest rates

ᶲ Multiple monthly payments become one easily managed payment

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 4: Debt Consolidation Programs

Types of Debts

ᶲ Secured Debt consolidation Loans

ᶲ Unsecured Debt Consolidation Loans

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 5: Debt Consolidation Programs

Types of Debts

Secured Debt consolidation Loans Unsecured Debt Consolidation Loans

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

ᶲ Obtained by having an average to good credit rating & payment history.

ᶲ Flexible Payment amountsᶲ No Closing Costsᶲ Funds are immediately availableᶲ Loans are not secured. That is, we can

arrange the loan quickerᶲ Overspending on credit cards is

leading cause that creates such unsecured debts.

ᶲ If there is no credit or bad credit history, then securing a loan with property is sometimes the only way possible.

ᶲ Have Structured payment options.ᶲ Lower rates are available.ᶲ Fixed Monthly Installmentsᶲ Relationship discounts can apply in

here.ᶲ Terms from 60 to 240 months.

Page 6: Debt Consolidation Programs

Important Facets of Debt Consolidation

ᶲ How it Works

ᶲ Debt Consolidation Advice

ᶲ Alberta Debt Consolidation

ᶲ Bad Credit and Consolidation

ᶲ Credit Card Debt Consolidation

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 7: Debt Consolidation Programs

How Stuff Works “Debt Consolidation” ?

Below are some steps that help explain the Debt Consolidation process.

ᶲ Discuss your financial situation and see if a debt

consolidation is right for you.

ᶲ Sign an agreement that allows us to act on your behalf.

ᶲ Prepare payment plans that are suitable for current

financial situation that are acceptable to creditors.

ᶲ Make adjustments that help pay off your debts earlier.

ᶲ Read the Consolidation form Properly.

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 8: Debt Consolidation Programs

Debt Help & Consolidation Advice

Here are some universal tips that can help you avoid some of the common debt mistakes made by a lot of Canadians:ᶲ Take a close look at things you consider buying on credit - do you need it? If not, perhaps you can

save up and buy it, or go without it until your financial situation changes.ᶲ If your financial situation changes, and you are going to be unable to make a payment, call and

inform them s soon as possible.ᶲ Find out if debt consolidation is a good solution for you.

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 9: Debt Consolidation Programs

ᶲ If your credit is poor and you have had bad credit

loans before there are options for you! You can

choose flexible repayment plans on your terms.

ᶲ Eliminate the stress by consolidating your credit

card debt and other bills into a single, affordable

repayment plan.

ᶲ Repair your bad credit and free up cash flow so you

can catch up on other payments in the same

process.

How to Get Bad Credit Debt Consolidation Loans?

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 10: Debt Consolidation Programs

Credit Card Debt Consolidation Loans

You can reduce the amount of interest you pay every month for your credit card loan. Depending upon the credit card balances you're currently carrying, this could save lots of money i.e. hundreds of dollars, perhaps thousands.By consolidating your high interest credit card loans, you may enjoy the relief you need. Also, You can improve your credit. Start debt relief service right now!

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 11: Debt Consolidation Programs

Alberta Debt Consolidation ProgramsLooking for Debt Consolidation in Alberta? Exploring debt consolidation loans at McGuire Financial Group may help you get out of debt faster. We are a Canadian based business, owned by Canadian people. Reduce your debt stress with a Debt Consolidation program held over Alberta.

McGuire Financial group help you determine exactly what you owe and to whom.

It identify your expenses and consider the best possible options to eliminate your debt.

Then, It will tell you your options and your rights - yes, you have rights!

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 12: Debt Consolidation Programs

About McGuire Financial

ᶲ McGuire Financial is a financial planning company Located in Edmonton, Alberta, with over 18 years of experience in the financial planning industry.

ᶲ It offers you to take out one loan to pay off your all other debts. According to McGuire Financial groups, debt consolidation is the best way to manage your various loans. With help of debt consolidation, you will be able to secure a lower interest rate or fixed interest rate.

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 13: Debt Consolidation Programs

Overview Process – McGuire Financial GroupAt McGuire Financial groups, you will discover amazing strategies for making a meaningful transformation in your core values, Experience and financial assets.

ᶲ We Listen to our clients, & we mean ‘truly Listen’..ᶲ The Initial Meetingᶲ Understand Your Financial Conditionsᶲ The Values based Financial Plan Meetingᶲ Your vision… Next steps meetingᶲ Wealthy Meetingᶲ Debt Consolidation is a Good Solutionᶲ Review & Implementation Meetingᶲ Strategic Implementation Launch MeetingᶲPersonal Ongoing Review

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

Page 14: Debt Consolidation Programs

Personalized Guidance

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3

At McGuire Financial, customer experience begins with a Values Based conversation. Here, you will discover amazing strategies for making a meaningful transformation in your Core Values, Experience and Financial Assets.

We listen to our clients, and we mean “truly listen”... The Structured process includes:

ᶲ The Initial Meeting

ᶲ The Values Based Financial Plan Meeting

ᶲ Your Vision...Next Steps Meeting

ᶲ Wealth Meeting

ᶲ Review and Implementation meeting

ᶲ Strategic Implementation Launch Meeting

ᶲ Personal ongoing Reviews

Page 15: Debt Consolidation Programs

Talk to the Financial Experts

McGuire Financial Groupwww.mcguirefinancial.ca

Address: 6005 Gateway Blvd.

Edmonton, Alberta

T6H 2H3

PH: (780) 462-1289

Toll Free: 1-877-364-8204

McGuire Financial Group © 2011 | 6005 Gateway Blvd. Edmonton, Alberta T6H 2H3