Do you ever feel that you just cant begin to understand why is it that the bills never seem to decrease in the balance? Have you ever wondered if the interest rates are higher then normal without you knowing it? Well that does happen, if the balance on the credit card is still steady and if there is still a balance after some time the interest does increase due to a balance still on the account.

Not a lot of people know that, but I do only because I also wondered why my balance never decreased and thought if I stopped using it and just paid for it maybe that would clear it up but then come to find out that the payments that I would be making went primarily to the interest and not to the principal balance.

I was infuriated as any normal person should be, and clearly had to do something about it. Of course the only thing I could do is find a way to pay it off. After some research, I came across a couple options, and narrowed it down to two. Settling debt or bankruptcy. I settled! This is absolutely the best way to pay off credit card debt! You can legally reduce and get out of debt faster than you know. Settling debt reduced it already by 50% or more, paying it down with more affordable payments monthly and by the time you know it there is no more payment needed because you will be done!

If you have $10,000 in credit card debt or more this consolidation information is for you. I can assure you that settling your debt is the best way to pay off your credit card debt, with filling out simple information you will be provided a FREE consolidation quote risk free and with no obligation!

So what are you waiting for? Find out more about the best way to pay off you credit card debt, and finally have the credit card debt out of mind and out of sight!