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Presented To:

Presented By: Mi11bba016 Atta-Ur-Rehman

Mi11bba054 Umer Sadiq Mi11bba024 Malik Abdul Rehman

Prof. Riaz Ahmed Mian

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Brief History Established in 1989, in pursuance of The

Bank of Punjab Act 1989 and was given the status of scheduled bank in 1994.

The Bank of Punjab is working as a scheduled commercial bank with 284 branches at all major business centres in the country.

A wholly owned subsidiary of BOP First Punjab Modaraba (FPM) was established in 1992 and is being managed by Punjab Modaraba Services (Pvt) Ltd.

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Importance of “The Bank Of Punjab”

The Bank of Punjab has played a vital role in the economy through mobilization of untapped local resources, promoting savings and providing funds for investment.

The Bank of Punjab has the privilege to discharge its responsibilities towards national prosperity and progress.

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OUR VISION

“To be a customer focused bank with service excellence“

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OUR MISSION

Commitment to economic strength

Commitment to corporative governance

Commitment to excellence & work ethics

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Our Customer As our first priority.

Profitability For the prosperity of our stakeholders that allows us to constantly invest, improve and succeed.

Corporate Social Responsibility To Enrich the Lives of community where we operate.

Recognition and Reward For the talented and high performing employees.

Excellence In every thing we do.

Integrity In all our dealings.

Respect For our customers and each other.

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AWARDS AND REWARDS

Excellence Award by the Central Board of Revenue

3rd Kissan Time AwardsBest Corporate Report Award16th Bolan Excellence AwardAchievement Award

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CREDIT RATING

The strength and stability of The Bank Of Punjab is evident through the Credit Rating assigned by PACRA Credit Rating Company .

“AA-” (Double A) for long term“A1+” (A One Plus) for short term.

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NATURE OF ORGANIZATION• The Bank provides all types of banking

services such as Deposit in Local Currency, Client Deposit in Foreign Currency, Remittances, and Advances to Business, Trade, Industry and Agriculture.

• As agriculture is considered as backbone of our economy The Bank of Punjab has introduced "Kissan Dost Agriculture Finance Scheme" to small farmers.

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Structure of BOP

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Typical Structure of a BOP Branch

Operations of the branch are controlled by:

• Branch Manager• Operations Manager. Staff of the branch is consist on:• Branch System Administrator• Operations Staff including • Grade I officer• Grade II officer• Grade III officer & • two cash officers

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Departments of the Bank

There are following departments of bank:• Cash department • Remittances department • Clearing & Collection Section • IT Department• Account Opening Section• Accounts Departments• Audit Departments• Consumer Finance Department• Business Development Department

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TYPE OF BUSINESS ACTIVITIES

The bank basically works under two major type of business activities groups named as:

1) Banking Sector2) Insurance Sector (EFU)

Branch Networks - Regions

1. Lahore Central-I Region

2. Lahore Central-II Region

3. Lahore North Region

4. Lahore South Region

5. Peshawar Region

6. Islamabad Region

7. Rawalpindi Region

8. Sialkot Region

9. Bahawalnagar Region

10. Jhang Region

11. Multan Region

12. Faisalabad Region

13. Gujranwala Region

14. Gujrat Region

15. Bahawalpur Region

16. D.G Khan Region

17. Jhelum Region

18. Sheikhupura Region

19. Sahiwal Region

20. Khushab Region

21. Karachi Region

Branches (Region Wise)

Further information(Head Office, Main Branch, e.g.) Head Office (BOP) 10-B,Block E-II, Main Boulevard Gulberg III Lahore

UAN : 111-200-100 Tel : (042) 35783700-10 Fax :(042) 35783713

Main Branch ,Lahore Chief Manager

Tel : (042) 99200419-99200187 Fax :(042) 99200351

Officer Training Institute 296- Upper Mall, Lahore (Pakistan)

Tel : (042) 35714180-35755625 ATM Call Centre Toll Free : 0800 26700 Consumer Banking Toll Free : 0800 24267

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To Be Continued ……

Products & Services

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Products & ServicesBOP product includes all those services which

customer normally required for effectively managing his business.

BOP offers the following financial product and services to its customers.

1) Deposits2) Advances/Loans3) Services

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1. Deposits

One of the basic functions of commercial banking is to receive deposits. BOP accepts deposits in both local & foreign currency:

i. Current Accountii. Gharayloo Saving Accountiii. PLS-Saving Profit Plus Account iv. Corporate Premier Term Accountv. Basic Banking Accountvi. Bop Tijarat Account (LCY) vii. Bop FCY Supreme Current A/C (Us $) / Bop FCY

Supreme Current A/C (Euro)viii. Munafa Hi Munafa Account

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2) Advancement of loan

Bank of Punjab advances loan in the following ways:

1) Demand finance2) Asaish loan3) Car loan 4) House loan5) Bop motorcycle loan

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3. SERVICES BOP offers various services which are following:

a) TRADE PROCESSING CENTREb) COLLECTION OF CHEQUESc) UTILITY BILLSd) BOP Lockere) ATM / Debit Card

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To Be Continued ……

FinancialAnalysis

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4) Consumer Finance

Consumer Finance consists on: Aasaish Loan Quick Cash Car Loan House loan Smart Cash Personal Loan

Financial Analysis Financial analysis is helpful

to the management of the organization as well as for the investors and creditors.

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P & L A/C OF BOP FOR THE YEAR 2007 & 2008

BALANCE SHEET OF BOP FOR THE YEAR 2007 & 2008

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assets Cash and balances with treasury banks

Balances with other banks Lendings to financial in-stitutions

Investments Advances

Operating fixed assets Deferred tax assets

Other assets

Assets

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Liabilities

Bills payable

Borrowings

Deposits and other accountsSub-ordinated loansLiabilities against assets subject to finance leaseDeferred tax liabilities

Other liabilities

SWOT Analysis

PEST Analysis

Political

Economical

Social

Technological

Future Prospects of the OrganizationThe success and growth of Bank of

Punjab depends on:1. The Government’s political agenda2. Its efforts to bring about a greater degree of optimism

amongst investors and business community.Bank is highly keen to offer the facility of

inter branch banking services within year 2012.

CONCLUSION

I concluded that currently Bank of Punjab has a high market share. So we can say that the management of Bank of Punjab is very loyal to its “Customer Service policy”

Any Question