Ann WyerNMLS #502117

TRUSTED CONSULTANT FOR ALL RESIDENTIAL MORTGAGE NEEDS

It’s all about: Family First

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After Family; it’s Friends, Traveling, Boating,

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of course there is Bicycling and Skiing

Looking Back

May 1978 –I landed my first Real Job out of College Mortgage Loan Originator – Primary Duties – develop

relationships to source referrals for mortgage financing of home purchases.

We had carbon paper and type writers. There were no cell phones nor computers; the mortgage business was pen and paper and face to face. Rates were 8% then. This next slide shows you the historical rates and the average rate of 8.37% since 1972.

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Why Wells Fargo – 3 KEY Reasons today The industry leadership of the nation's #1 mortgage

originator

We offer products, programs, market research and information from real estate industry experts.

Provide educational resources and tools help buyers prepare for sustainable homeownership and make informed financing decisions

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Wells Fargo – Builders Best extended rate lock

We are entering our spring market, where their will be home buyers looking to purchase. Right now looking at the existing homes for sale inventory, it will be likely that many will be considering building a new home. With longer time needed to construct a new home many buyers worry about the risk of rising interest rates. WFHM Builders Best program can offer protection against raising rates. Like most insurance protection plans there is a cost but for large project with extended time frames this can offer peace of mind to a home buyer.

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Wells Fargo offers unique Benefit Programs

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Summary

Whether you are a baby boomer with flip phone Or a Millennial with smart phone

Or somewhere in betweenIf you like a convenient high tech process or prefer face to face with paper and pen

It is worth your time to contact meTo be aware of the many options in home financing

Knowledge is power. To make an educated decision call Ann Wyer

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