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10 steps to a carefree retirement
1 Save regularly for retirement
2 Start as early as possible
3 Avoid taking money out of retirement savings when you
change jobs
4 Get advice
5 Know what you have
6 Fit retirement into your financial planning
7 Think about what you want to do after retiring
8 Take inflation into account when doing your calculations
9 Negotiate to delay retirement for as long as possible
10 Don’t be tempted to spend your lump sum when you retire
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