Ou
r M
issi
on
: Tak
e Ca
re o
f Yo
u F
irst
! Th
en, p
ass o
n max
imum
wea
lth to
the p
eopl
e, pl
aces
and
caus
es th
at yo
u lov
e and
supp
ort.
Se
cu
rit
ies
an
d A
dv
iso
ry
se
rv
ice
s o
ff
er
ed
t
hr
ou
gh
Lin
sc
o/
Pr
iva
te
Le
dg
er
(L
PL
), M
em
be
r
NA
SD
/S
IPC
an
d a
Re
gis
te
re
d In
ve
stm
en
t A
dv
iso
r.
Wo
od
Fin
an
cia
l G
ro
up
, LL
C a
nd
LP
L a
re
se
pa
ra
te
a
nd
un
re
lat
ed
co
mp
an
ies
.
Woo
dF
inan
cial
Gro
up, L
LC
Pre
side
nt o
f Woo
d
Fin
anci
al
Gro
up,
LL
C (
WFG
) ha
s 14
yea
rs o
f fi n
anci
al e
xper
ienc
e an
d is
a m
embe
r of
the
Fin
anci
al P
lann
ing
Ass
ocia
tion
and
a re
gist
ered
Inv
estm
ent
Adv
isor
Rep
rese
ntat
ive
with
Lin
sco/
Priv
ate
Led
ger.
WFG
spe
cial
izes
in th
ree
fi nan
cial
dis
cipl
ines
: R
etir
emen
t Pl
anni
ng, I
ncap
acity
Pl
anni
ng a
nd E
stat
e Pl
anni
ng.
In a
dditi
on,
Mr.
Woo
d en
joys
and
off
ers
smal
l bu
sine
ss a
dvis
ory
serv
ices
.
Mr.
Woo
d gr
adua
ted
from
th
e U
nive
rsity
of
V
irgi
nia
with
a f
ocus
in fi n
ance
and
tec
hnol
ogy.
His
pr
ofes
sion
al c
aree
r be
gan
as a
sys
tem
s en
gine
er w
ith
Ele
ctro
nic
Dat
a Sy
stem
s an
d th
en T
exas
Ins
trum
ents
so
ftw
are
whe
re h
e sp
ecia
lized
in fi n
anci
al c
ompu
ter-
base
d ap
plic
atio
ns. H
e w
ent o
n to
sup
port
the
Nat
iona
l Se
curi
ty A
genc
y an
d th
e C
entr
al I
ntel
ligen
ce A
genc
y.
Mr.
Woo
d ha
s w
on
man
y ou
tsta
ndin
g cu
stom
er
serv
ice
awar
ds a
s an
Ind
epen
dent
Fin
anci
al P
lann
er.
He
has
a pa
ssio
n fo
r te
achi
ng t
hat
is r
ealiz
ed i
n hi
s ed
ucat
iona
l w
orks
hops
, in
vest
men
t cl
ubs,
an
d G
eorg
e M
ason
Uni
vers
ity’s
sen
ior
lear
ning
cen
ter.
His
go
al
is
to
educ
ate
and
mot
ivat
e pe
ople
“t
o pr
otec
t, pr
eser
ve
and
pass
on
m
axim
um
wea
lth.”
A
nativ
e of
Fa
irfa
x,
Vir
gini
a,
Mr.
Woo
d is
th
e 9t
h of
12
ch
ildre
n,
whi
ch
forc
ed
him
ea
rly
in
life
to
resp
ect
hard
w
ork
and
to
man
age
mon
ey
cons
erva
tivel
y.
He
is
grat
eful
to
ha
ve
serv
ed
in
the
mili
tary
, w
hich
is
whe
re h
e le
arne
d to
bec
ome
focu
sed
on s
ettin
g an
d ac
hiev
ing
goal
s. M
r. W
ood
is
mar
ried
to
hi
s co
llege
sw
eeth
eart
, T
race
y,
and
they
are
the
pro
ud p
aren
ts o
f N
icol
e an
d N
atal
ie.
John
F. W
ood,
1062
5 Jo
nes S
tree
t, Su
ite 1
01-A
Fair
fax,
VA
2203
0
Call u
s at (
571)
432-
0440
ww
w.W
FG-p
lan.
com
Ou
r M
issi
on
:Ta
ke C
are
of
You
Fir
st!
Then
, pas
s on m
axim
um w
ealth
toth
e peo
ple,
plac
es an
d cau
ses t
hat
you l
ove a
nd su
ppor
t.
Woo
dF
inan
cial
Gro
up, L
LC
As
a re
tiree
, se
nior
or
ba
by-
boom
er,
your
fi n
anci
al n
eeds
are
un
ique
. T
he
prof
essi
onal
s w
ho
serv
e th
ese
need
s re
cogn
ize
this
an
d ha
ve r
espo
nded
with
a m
ore
spec
ializ
ed
appr
oach
. A
t W
FG,
we
refe
r to
thi
s sp
ecia
lizat
ion
as
the Hub-and-Spoke
ar
chite
ctur
e,
with
you
at
the
cent
er a
ttem
ptin
g to
m
anag
e ea
ch
spec
ializ
ed
prof
essi
onal
. It
’s
impr
actic
al,
if
not
impo
ssib
le, f
or e
ven
the
mos
t kn
owle
dgea
ble
clie
nt t
o m
anag
e th
ese
‘spo
kes’
eff
ectiv
ely.
At
WFG
, ou
r co
mpr
ehen
sive
app
roac
h to
thi
s si
tuat
ion
is s
impl
e: (
1) W
e ac
know
ledg
e th
e Hub-and-
Spoke
appr
oach
is
chao
s an
d w
e pr
ovid
e a
solu
tion
to s
uit
your
nee
ds;
(2)
We
real
ize
that
wha
t dr
ives
yo
ur m
anag
emen
t ne
eds
is y
our fi n
anci
al s
ecur
ity;
(3)
We
unde
rsta
nd t
hat
each
man
agem
ent
deci
sion
af
fect
s yo
ur fi
nanc
ial s
tabi
lity;
and
(4)
We
reco
gniz
e th
at o
ur r
ole
is to
ser
ve a
s yo
ur fi
nanc
ial f
acili
tato
r, ed
ucat
or, a
nd ‘
arch
itect
.’
Pro
blem
: M
anag
ing
You
r N
eeds
You
rsel
f Can
Be
Chao
tic
Solu
tion
: U
sin
g W
FG C
an G
ive
You
Rea
ssu
ran
ce
Wh
at t
o Ex
pect
Fro
m U
s
Pro
cess
Lik
e a
skill
ed d
octo
r du
ring
an
exam
inat
ion,
we
care
fully
ass
ess
your
fi na
ncia
l nee
ds. O
ur a
ttent
ive
staf
f w
ill d
iscu
ss s
uita
ble
optio
ns w
ith y
ou a
nd
offe
r re
com
men
datio
ns t
hat
incr
ease
the
hea
lth o
f yo
ur fi
nanc
ial p
ortf
olio
.
We
take
a fi
nan
cial
‘sn
apsh
ot’
from
whi
ch w
e cr
eate
a ‘
base
line’
to
diag
nose
, an
d w
e co
ntin
ue
to m
onito
r th
is b
asel
ine
thro
ugho
ut y
our fi n
anci
al
futu
re.
Our
ded
icat
ed s
taff
pro
vide
s pr
escr
iptio
ns
to r
emed
y ev
en t
he m
ost
vuln
erab
le o
f fi n
anci
al
situ
atio
ns.
We
use
this
med
ical
ana
logy
bec
ause
our
pro
cess
is
con
duct
ed w
ith th
e sa
me
thor
ough
ness
, res
pect
, an
d pr
ofes
sion
alis
m.
Tim
eT
he
initi
al
cons
ulta
tion
(Dat
a G
athe
ring
an
d R
ecom
men
datio
ns)
will
run
long
er th
an f
ollo
w-u
p m
eetin
gs a
nd p
erio
dic
revi
ews,
jus
t as
an
annu
al
phys
ical
re
quir
es
mor
e tim
e th
an
a fo
llow
-up
appo
intm
ent.
Spe
cifi c
ally
, the
ini
tial
cons
ulta
tion
typi
cally
req
uire
s tw
o ho
urs,
but
may
tak
e lo
nger
if
you
ow
n a
busi
ness
, if
you
hav
e a
com
plex
fi n
anci
al s
ituat
ion,
or
if y
ou h
ave
a co
mpl
ex e
stat
e pl
an.
Com
pen
sati
onT
he i
nitia
l co
nsul
tatio
n is
fre
e. A
fter
tha
t, th
ere
are
seve
ral
way
s th
at w
e ar
e co
mpe
nsat
ed.
Sinc
e ea
ch c
lient
’s s
ituat
ion
is u
niqu
e, n
o tw
o so
lutio
ns
are
exac
tly
alik
e.
The
sa
me
can
be
said
fo
r co
mpe
nsat
ion.
In
gene
ral,
ther
e ar
e th
ree
way
s a
fi nan
cial
pla
nner
can
be
com
pens
ated
:
1
. B
y th
e H
our,
Task
, or A
ppoi
ntm
ent
2
. Pe
rcen
tage
of A
sset
s U
nder
Man
agem
ent
3
. C
omm
issi
ons
Dur
ing
the
initi
al c
onsu
ltatio
n, w
e w
ill d
iscu
ss
a m
utua
lly a
gree
able
app
roac
h th
at w
ill i
nclu
de
at l
east
one
of
the
optio
ns,
or a
com
bina
tion.
In
sum
mar
y, th
e m
ost e
quita
ble
form
of c
ompe
nsat
ion
will
dep
end
upon
you
r si
tuat
ion.
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