Wealth Management Solutions
To help you accumulate, manage andpreserve personal wealth, BMO NesbittBurns provides a full range of wealthmanagement services. With our in-housespecialists and access to the expertresources within BMO Financial Group,we have the services and resources youneed to reach your financial goals.
To learn more, please contact:
Loan Gowers, BComm., CFP, FCSI, FMAInvestment Advisor and Financial Planner
800, 10180 101 StEdmonton, ABT5J 3S4
Phone: 780-945-5264Toll Free: 1-800-661-7423
At BMO Nesbitt Burns, we have all of your wealth management needs covered.
Financial Planning
• Goal setting
• Cash-flow analysis
• Net worth assessment
• Investment planning
• Retirement planning
• Income and asset protection
• Estate planning
• Tax efficiency
Investment Planning
• Establishment of investmentobjectives
• Asset allocation strategy development
• Portfolio design and security selection
• Investment management and advice
• Selection and monitoring ofinvestment managers
• Periodic portfolio reviews andrebalancing
Credit and Banking Strategies
• Effective credit management –mortgage, line of credit, personal andbusiness loans
• Cash management
Retirement Planning
• Identify goals
• Evaluate expected income
• Determine additional savings needed
• At retirement, develop a tax-efficientincome strategy
Protecting Your Lifestyle
• Income continuance planning(life and disability insurance)
• Develop asset protection strategies(mortgage life insurance, businesscontinuation insurance, critical illnessand long-term care insurance andinsurance for estate planning)
Legacy Planning
• Assess current and potentialestate value
• Determine obligations (debts,dependants, taxes and probate costs)
• Identify estate planning issuesand opportunities
• Devise strategies to fund obligationsand wishes
Tax Efficiency
• Review current and future taxsituations
• Uncover opportunities to save taxesor defer taxation
• Develop strategies to cover futuretax liabilities
Business Financial Services
• Access to Commercial BankingSpecialists
• Business investment management
• Succession planning and businesstransfer assistance
Philanthropy
• Establish a donor advised fund orprivate foundation.
All insurance products and advice are offered through BMO Nesbitt Burns Financial Services Inc. by licensed life insurance agents, and, in Quebec, byfinancial security advisors. If you are already a client of BMO Nesbitt Burns, please contact your Investment Advisor for more information.
The comments included in this publication are not intended to be a definitive analysis of tax applicability or trust and estates law. The commentscontained herein are general in nature and professional advice regarding an individual’s particular tax position should be obtained.® “BMO (M-bar roundel symbol)” is a registered trade-mark of Bank of Montreal, used under licence.® “Nesbitt Burns” is a registered trade-mark ofBMO Nesbitt Burns Corporation Limited, used under licence. BMO Nesbitt Burns Inc. and BMO Nesbitt Burns Ltée are indirect subsidiaries of Bank of Montreal.TM/® Trade-marks/registered trade-marks of Bank of Montreal, used under licence. FT8/14Member-Canadian Investor Protection FundMember of the Investment Industry Regulatory Organization of Canada
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