Visa // Processing Digital Currency
VisaNet – Processing Digital Currency 2
NOTICE OF CONFIDENTIALITY This presentation is furnished to you solely in your capacity as a customer of Visa and participant in the Visa payments system. By accepting this presentation, you acknowledge that the information contained herein (the “Information”) is confidential and subject to the confidentiality restrictions contained in Visa’s operating regulations, which limit your use of the Information. You agree to keep the Information confidential and not to use the Information for any purpose other than in your capacity as a customer of Visa or as a participant in the Visa payments system. The Information may only be disseminated within your organization on a need-to-know basis to enable your participation in the Visa payments system. Please be advised that the Information may constitute material nonpublic information under U.S. federal securities laws and that purchasing or selling securities of Visa Inc. while being aware of material nonpublic information would constitute a violation of applicable U.S. federal securities laws.
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About Visa - VisaNet
VisaNet - Processing Digital Currency Agenda
VisaNet - Network Processing
VisaNet - Value added Services
Closing/Q&A
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Visa A global brand and a payments technology company
Brand assets Processing assets
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Visa Processing
Network Processing • Transaction authorization, clearing, and settlement processing
• In-flight transaction risk services
• Exception item processing
• Establishment of business practices and standards
• Gateway services
Issuer Processing • Transaction processing – authorization, settlement, ATM Driving
• Fraud/Risk services
• Back office tools/operations
• Card management
• Network Connectivity / Gateway Services
• Call Center services
Acquirer Processing • Merchant set-up and ongoing maintenance
• POS terminal setup and servicing
• Billing statement management
• Help desk and technical support
• Connectivity to Network
• Risk Fraud management
• Gateway services
Acquirer Issuer
Payments Value Chain
Consumer Merchant Issuer Processor
Acquirer Processor Network
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About Visa - VisaNet
VisaNet - Processing Digital Currency Agenda
VisaNet - Network Processing
VisaNet - Value added Services
Closing/Q&A
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VisaNet Overview A global, centralized and modular payments network, providing three core services in one complete, flexible package
Risk Management
• Protect against:
– Fraud
– Theft
– Unauthorized use
• Deliver real-time fraud scoring and multiple layers of security
• Chargeback monitoring
Information & Analytics • Transformation of data to
business intelligence
• Optimization of revenue
• Enrichment of the cardholder experience
• Empowerment of governments and businesses to better manage expenditures
• 130 million transactions every day
• 165 currencies
• Over 195 countries
• Over 16,000 financial institutions
• Capable of handling over 20,000 transaction messages per second
Transaction Processing
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Integrated processing solutions
Cha
rgeb
ack
Red
uctio
n
Serv
ice
Visa Resolve
Online
Processing
Routing Services
Authentication
Encryption
Risk
Credit Gateway
Value-Added
Reporting M
erch
ant
Verif
icat
ion
Transaction Research
VisaNet
Network Processing
Connect
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About Visa - VisaNet
VisaNet - Processing Digital Currency Agenda
VisaNet - Network Processing
VisaNet - Value added Services
Closing/Q&A
VisaNet – Processing Digital Currency 10
VisaNet Enables Innovation
Increasing the number of participants in Visa’s network
Growing the number of interactions between participants
Enhancing the value of each interaction for all stakeholders
Approach to Innovation
VisaNet
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Commercial • Spend Intelligence • Multinational Reporting • Supplier Matching • Tax Reporting
Client • Portfolio Analysis • Account Updater • Visa Incentive Network • Visa Online
Authentication • Verified by Visa • Address Verification • PIN,CVV,CVV2
Encryption • Key Management • Dynamic key exchange • Dynamic Cryptograms • Endpoint encryption
Consumer • Account Level Processing • Alerts, mobile and
Statement Credits
VisaNet – Suite of services
Network based Value Added Services
Fraud and Risk • Fraud Detection • Bankruptcy Predict • Compromised Accounts • Advanced Auth
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About Visa - VisaNet
VisaNet - Processing Digital Currency Agenda
VisaNet - Network Processing
VisaNet - Value added Services
Closing/Q&A