There really isa difference in Banks!
2 0 1 1 A N N U A L R E P O R T
www.austinbank.com
Our COre ValuesHones ty. se r v i ce . I n teg r i t y. Con f iden t i a l i t y.
Proudly serving East Texas.
2011 HigHLigHTs:• Bankemployeesenjoyedan extraordinary training session on august 23, 2011: “ritz Carlton legendary service – radar On AntennaUp,”presentedby BrianGrubb.
• OnlineBankingAlertsenhanced ConsumerOnlineBankingtohelp customersmonitortheiraccounts byemail,textoronline.Alertsare availableforChecking,Savings, CDs and loans.
• MeadowLakeLocation,alimited servicebankingfacilityopened withintheMeadowLakeSenior LivingCommunity.TheGrand Openingwascelebrated October25,2011.
• AustinBankHistoryvideowas launchedontheBankwebsite and https://www.austinbank.com/AboutUs/OurStory.aspx
• AustinBankFinancialServices is offered in all austin Bank communitiesforfinancialplanning andinvestmentsthrough InvestmentCentersof America.
“Webelieveourteammakesallthedifferencewhencustomerschooseabank.Wesupportourstaff throughtraining,scholarshipsfortheirchildrenanddollarscontributeddirectlytotheorganizationstheyserve.Thepeopleof AustinBankhavealwaysbeenandalwayswillbeourgreateststrength.”
Our people are the difference.
Employee difference
Community difference
Voted “One of theBest Companies to Work for in Texas” in 2011
Thirdtimetobehonoredwiththisdistinguishedaward
Named
Jeff austin III,ViceChairmanof theBoard
Jeff austin, Jr., Chairmanof theBoard
H 2011 service Awards AustinBankhonored40employeeswith345combinedyearsof service.
H 2011 Training Hours AustinBankemployeescompleted16,712hoursof training.
H Leadership Class of 2011 17AustinBankgraduates
H 2011 Community involvement Awards AustinBankhonoredfourbankemployeesandadirectorforvolunteerworktotheir communityserviceorganization. Estefany Aranda Child Protective services in Cherokee County Jennifer BaskinVanHealthcareCenterActivityFund Donna BoboZontaInternationalClub Nancy Washburn aCCess Harry Tilley, Director HelpingOthersPursueEnrichment(HOPE)H 2011 scholarships Scholarshipswereawardedto37EastTexashighschoolseniorsaspartof AustinBank’sCommitment-to-Communityprogramthatsupportstheeducational goals of area youth.
“Weproudlycontinueourlonghistoryof strengthandstability.Ourlegacyhasbeentheresultof hardwork,adherencetofoundingprinciplesof honorandintegrity,prudentdecisions,andourdedicationtoEastTexas.Thankyouforyourtrustandloyalty.”
“AustinBankpridesitself asaCommunityBankwherelocalpeoplemakelocaldecisions.Therereallyisadifferenceinthewaywedobusinessandyoucanseeiteverydayinourcommitmenttoourcustomers,ouremployeesandourcommunitiesweserve.”
JohnP.Williams,President/CEO
2008 2009 2010 2011
TOTA L A s s E T s(000)
$1,046 $1,042
$1,246
2008 2009 2010 2011
TOTA L L OA N s(000)
$757 $800
$925
2008 2009 2010 2011
TOTA L D E P O s i T s(000)
$912 $905
$1,081
2008 2009 2010 2011
RETURN ON AssETs
1.25%1.18% 1.16%
2008 2009 2010 2011
LOAN-TO-DEPOsiT83.00%
87.58% 84.61%
2008 2009 2010 2011
TOTA L C A P i TA L(000)
$96$108
$131
Local ownership and dedicated leadership
Jeff Austin, Jr.Chairmanof theBoard
Jeff Austin iiiViceChairmanof theBoard
John P. WilliamsPresident/CEO
sissy Austinsenior executive Vice President
E. glenn Basssenior executive Vice President
Larry Boltonsenior executive Vice President
Keith ChambersSeniorExecutiveVicePresident/CFO
Russ gideonsenior executive Vice President
Billy Mullinssenior executive Vice President
Austin Bank Executive Committee
Well capitalized with quality assets 2011 2010AssETsCashandbalancesduefrombanks $83,072,000 $92,365,000
Securitiesavailableforsale 170,130,000 146,765,000
Netloans 974,422,000 915,275,000
Other assets 101,864,000 91,883,000
TOTAL AssETs $ 1,329,488,000 $ 1,246,288,000
LiABiLiTiEs AND sTOCKHOLDERs’ EQUiTYNon-interestbearingdeposits $327,079,000 $275,278,000
Interestbearingdeposits 826,545,000 806,204,000
Totaldeposits 1,153,624,000 1,081,482,000
Securitiessoldunderagreementstorepurchase 10,280,000 12,060,000
Otherliabilities 22,124,000 21,660,000
Totalliabilities 1,186,028,000 1,115,202,000
Total stockholders’ equity 143,460,000 131,086,000
TOTAL LiABiLiTiEs AND EQUiTY $ 1,329,488,000 $ 1,246,288,000
$1,329
$986
$143
$1,154
1.21%
84.47%
Michael Austin NeilDirector
Jane Austin ChapmanDirector
(Notpictured)
Memberof:
Member FDiCwww.FDIC.gov Named Named
Better Business Bureauof Central East Texas2006TorchAwardRecipient
Website: www.austinbank.com
Headquarters: 200EastCommerceSt.,P.O.Box951 Jacksonville,TX75766 903-586-1526|903-541-2086(fax)
Parent Company: AustinBancorp,Inc.
Date founded: 1900
For information: [email protected]
Contact: PattySteelman;CFMP,SVP/Directorof Marketing 903-871-2519|[email protected] www.austinbank.com
Named
Banking Locations to benefit the communities we serve31 banking locations in 21 cities and 10 counties
Jeff austin, Jr.
Jeff austin III
sissy austin
e. Glenn Bass*
larry Bolton
GeneBrumbelow
Todd Burton*
KeithChambers
JaneAustinChapman
Charles Creed*
Don Dacus*
MarionDingler*
russ Gideon*
J.N.Grimes*
GlenHamilton
C.S.(Buddy)Hinton,Jr.*
WilliamM.Holland*
LowellHolloway*
C.L.HopsonII
Barry Hughes
ron Jurenka*
Bryant langford*
ronny e. lee
BillyMullins
MichaelAustinNeill
RobertNichols
Jason Petersen*
HerbertRiley*
BrendaSharp*
JoeH.Sharp,Jr.
EddieSmith*
J.W.Sparkman*
Joe Terrell*
Harry Tilley*
RickWaldrop*
JohnP.Williams
*advisory Directors
®
12/11
AUsTiN BANK DiRECTORs