Investors understand that their principal will be at Moderately High risk
This product is suitable for investors who are seeking*
· Long term capital growth.
· Investment in equity and equity related securities.
*Investors should consult their financial advisors if in doubt about whether the product issuitable for them.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
• Claim Deduction up to ` 1,50,000 u/s 80C# | • Aim to earn returns of a Mutual Fund, that too tax-free!
(An open ended Equity Linked Savings Scheme)
There aretax saving options.
And there’sReliance Tax Saver (ELSS) Fund!
#To save tax upto `46,350: Individual and HUF having taxable income of less than `50 lakhs can invest upto `1.5 lakhs under the ELSS scheme during the FY 2017-18 as per provision of Section 80C of the Income Tax Act 1961 (Includes applicable cess). Tax saving will be proportionately reduced subject to the taxable income and investments. Further, Investment in ELSS schemes is subject to lock in period of 3 years from the date of allotment of units. The tax benefits are as per the current income tax laws and rules. Investors are advised to consult their tax advisor before investing in such schemes. SMS charges apply. Common Source: RMF Internal Research
#To save tax up to ` 46,350, taxable income of less than `1 crore is required and ` 1.5 lakhs investment has to be made under the ELSS scheme. This is as per Sec 80C of the Income Tax Act 1961 for FY 2016-17 and includes applicable cess. Tax saving will be proportionately reduced subject to the taxable income and investments. Investment in ELSS schemes is subject to lock-in period of 3 years from the date of allotment of units. The tax benefits are as per the current income tax laws and rules and any other current applicable law. Investors are advised to consult their tax advisors before investing in such schemes. SMS charges apply.
One Lakh Fifty Thousand Only
Reliance Tax Saver ( ELSS) Fund
*Source: 3 years CAGR returns as on June 30, 2017 - from CRISIL. The above comparison has been given for the purpose of the general information only. Investments in mutual funds should not be construed as a guarantee of any minimum returns. ELSS invests in equity and there is no capital protection guarantee or assurance of any return in mutual fund investment. Kindly consult your financial advisor before investing. Past performance may or may not be sustained in future.
Lock-in Period
15 Years5/10 Years5 Years
Returns
7.8%7.8%6.0%
12.6%*
Tax status on returns
Tax-freeTaxableTaxable
3 Years Tax-free
Investment Option
Public Provident FundNational Saving CertificateBank Tax Saving Fixed DepositsAverage Industry Equity LinkedSaving Scheme
Contact your Financial Advisor | Call 1800 300 11111 | SMS ‘ELSS’ to 561617 | www.reliancemutual.com
“001231” 3001231
Reliance Tax Saver (ELSS) Fund
TOP 10 STOCKS WEIGHTAGE (%)
TVS Motor Company Limited 8.38State Bank of India 6.86Infosys Limited 6.46Tata Steel Limited 4.53ICICI Bank Limited 4.25Ambuja Cements Limited 2.89Honeywell Automation India Limited 2.77Bharat Forge Limited 2.37HCL Technologies Limited 2.32ABB India Limited 2.23
For complete portfolio, please refer website www.reliancemutual.com.
TOP 5 SECTORS
Banks 18.4%
Industrial Capital Goods 9.3%
Auto 8.9%
Software 8.8%
Cement 7.4%
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SCHEME DETAILS
PORTFOLIO DETAILS
Inception Date
Scheme Type
Fund Manager
Fund Size
Benchmark
Entry /Exit Load
• 21st September 2005
• Month end AUM: Rs. 9015.63 crs (July 2017)
• An Open Ended Equity Linked Savings Scheme
• S&P BSE 100
• Ashwani Kumar
• Not Applicable
CURRENT INVESTMENT PHILOSOPHY
• Seeks to maintain balance between large cap companies and mid cap companies• Endeavors to invest in potential leaders• Invest in companies with potential of high growth prospects over medium term (2-3 years)• Generally, the fund has two or three sector calls at a time. They are mostly in-line of emerging
market trends• Small percentage of portfolio is invested in contrarian calls• Significant percent of outstanding equity of the scheme is invested in high conviction mid-cap
companies• Significant allocation/exposure is taken in Multinational Companies (MNC’s)• Attempt to have a balanced portfolio on a macro basis, allocating to themes like Domestic,
Consumption & Defensive
WHY INVEST
• Fund endeavors to generate sustained long term alpha• Portfolio offers optimal mix of cyclical & defensive themes.• Tax benefit as per Section 80C**Note: Please refer Scheme Information Document (SID) for details.
NAV MOVEMENT
Please Refer Page 3 for detailed Scheme Performance
Please Refer Page 4 for detailed SIP Performance
Dividend History
The scheme's Dividend Plan has given 19 dividends in last 18 quarters!Record Date Rate (Re/ Unit) Cum Dividend NAV *EX Dividend NAV
30-Jun-17 0.60 23.1274 22.527423-Mar-17 0.60 21.9299 21.329923-Dec-16 0.45 19.0755 18.625515-Sep-16 0.45 21.3909 20.940915-Jun-16 0.45 19.6784 19.228411-Mar-16 0.45 18.2183 17.768328-Dec-15 0.45 20.6670 20.217021-Sep-15 0.45 19.8841 19.434129-Jun-15 0.45 21.7955 21.345513-Mar-15 0.35 23.7821 23.432124-Dec-14 1.00 23.2342 22.234222-Sep-14 0.45 21.9523 21.502327-Jun-14 0.36 20.2727 19.91277-Mar-14 0.30 14.1956 13.8956
26-Dec-13 0.30 13.8827 13.582723-Sep-13 0.25 11.7342 11.484228-Jun-13 0.25 12.5391 12.289115-Mar-13 0.70 13.5195 12.819525-Jan-13 0.70 15.2853 14.585329-Mar-12 1.50 14.9833 13.483411-Feb-11 1.50 14.9209 13.8581
28-Aug-09 1.50 13.5493 12.049321-Feb-07 1.00 14.6877 13.51525-Nov-07 1.00 17.0834 16.0835
Reliance Tax Saver (ELSS) Fund has given a dividend of Rs. 15.51 per unit on the face value of Rs. 10 per unit, since inception.
Disclaimer pertaining to SIP Returns: Past performance may or may not be sustained in the future. Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. It is assumed that a SIP of Rs. 10,000/- each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that load has not been taken into consideration. The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indica-tive of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions.Disclaimer pertaining to Dividend History: Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy , if any. Face value of Rs.10. * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. The above table provides dividend details of Other-than-direct-plan.General Disclaimer: Data as on 31st July, 2017. Past Performance may or may not be sustained in future. Sector(s)/ Stock(s)/ Issuer(s) mentioned above are for the purpose of disclosure of the portfolio of the scheme(s) and should not be construed as a recommendation. The Fund manager(s) may or may not choose to hold the stock mentioned, from time to time. Investors are requested to consult their financial, tax and other advisors before taking any investment decision(s).
0
10
20
30
40
50
60
70
Norm
alize
d Va
lues
Reliance Tax Saver (ELSS) Fund S&P BSE 100
21 Sept 2005
Rs. 1,00,000
31 Jul 2017
Rs. 6,11,338
31 Jul 2017Rs. 3,99,128
SCHEME:
BENCHMARK:INVESTMENT:
Rs. 1 lac invested at the time of inception is worth Rs. 6.11 lac in the scheme compared to Rs. 3.99 lac in the Benchmark.
1.2 3.6 6.0 12.0 14.31.4 4.7 10.8
33.444.8
0.0
20.0
40.0
60.0
1 Year 3 Years 5 Years 10 Years Since Inception
SIP Returns
Total Amount Invested (Rs. Lakhs) Market Value (Rs. Lakhs)
0%
50%
100%
less than Rs. 3,500 crs Rs. 3,500 crs to
Rs. 10,000 crs Rs. 10,000 crs to Rs. 20,000
crsmore than Rs.
20,000 crs
11% 12%12%
61%
Portfolio Market Capitalization
Reliance Tax Saver (ELSS) Fund
SCHEME PERFORMANCE SUMMARY
Reliance Tax Saver (ELSS) Fund (RTSF)NAV as on Jul 31, 2017: Rs 61.1338
Particulars CAGR %
1 Year 3 Years 5 Years Since InceptionReliance Tax Saver (ELSS) Fund 26.90 17.55 23.66 16.48B: S&P BSE 100 17.70 10.17 14.80 12.37AB: S&P BSE Sensex 15.82 7.88 13.53 11.99Value of Rs. 10000 InvestedReliance Tax Saver (ELSS) Fund 12,707 16,252 28,933 61,134B: S&P BSE 100 11,780 13,376 19,951 39,913AB: S&P BSE Sensex 11,591 12,556 18,864 38,311Inception Date: Sep 21, 2005Fund Manager: Ashwani Kumar (Since Sep 2005)
PERFORMANCE OF OTHER OPEN ENDED SCHEMES MANAGED BY THE SAME FUND MANAGERS
Fund Manager: Ashwani Kumar
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Vision Fund 24.26 17.70 15.12 10.17 17.68 14.80Reliance Top 200 Fund 23.81 18.56 16.08 11.68 19.79 15.68
Mr. Ashwani Kumar has been managing Reliance Vision Fund since Jun 2003.Mr. Ashwani Kumar has been managing Reliance Top 200 Fund since Aug 2007 jointly with Mr. Sailesh Raj Bhan.
Note: a. Mr. Ashwani Kumar manages 3 open-ended schemes of Reliance Mutual Fund .b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes
managed by fund manager has been provided herein.c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisementd. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan).
Note: Performance as on July 31, 2017
B: Benchmark, AB: Additional Benchmark,
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Performance of the schemes (wherever provided) are calculated basis CAGR for the past 1 year, 3 years, 5 years and since inception. Dividends (if any) are assumed to be reinvested at the prevailing NAV. Bonus (if any) declared has been adjusted. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. Schemes which have not completed one year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not comparable with other schemes.
PRODUCT LABELS
Name of Scheme This product is suitable for investors who are seeking*:
Reliance Vision Fund(An open ended Equity Growth Scheme)
• long term capital growth• Investment in equity and equity related instruments
through a research based approach
Reliance Top 200 Fund(An open ended Diversified Equity Scheme)
• long term capital growth• Investment in equity and equity related securities of
companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
3
Investors understand that their principalwill be at Moderately High risk
Reliance Tax Saver (ELSS) Fund
4
SIP PERFORMANCE OF EQUITY SCHEMES (as on July 31, 2017)
Reliance Tax Saver (ELSS) FundPeriod Since Inception 15 Years 10 Years 5 Years 3 Years 1 YearTotal Amount Invested (Rs.) 1,430,000 - 1,200,000 600,000 360,000 120,000Market Value (Rs.) 4,481,125 - 3,343,744 1,080,381 470,488 140,156Scheme Return (%) 17.94 - 19.54 23.97 18.48 34.26B: S&P BSE 100 Return(%) 11.28 - 11.56 14.30 14.23 28.26AB: S&P BSE Sensex Return(%) 10.40 - 10.55 12.38 12.00 26.92Reliance Vision FundPeriod Since Inception 15 Years 10 Years 5 Years 3 Years 1 YearTotal Amount Invested (Rs.) 2,620,000 1,800,000 1,200,000 600,000 360,000 120,000Market Value (Rs.) 42,036,217 7,937,907 2,505,240 966,884 458,444 140,137Scheme Return (%) 21.36 17.93 14.15 19.34 16.61 34.23B: S&P BSE 100 Return(%) 13.66 14.26 11.56 14.30 14.23 28.26AB: S&P BSE Sensex Return(%) 12.68 13.51 10.55 12.38 12.00 26.92Reliance Top 200 FundPeriod Since Inception 15 Years 10 Years 5 Years 3 Years 1 YearTotal Amount Invested (Rs.) 1,200,000 - - 600,000 360,000 120,000Market Value (Rs.) 2,728,701 - - 977,270 464,031 139,599Scheme Return (%) 15.75 - - 19.78 17.48 33.27B: S&P BSE 200 Return (%) 12.18 - - 15.45 15.11 28.41AB: S&P BSE Sensex Return (%) 10.55 - - 12.38 12.00 26.92
Inception Dates: Reliance Tax Saver (ELSS) Fund - 21/09/2005, Reliance Vision Fund - 08/10/1995, Reliance Top 200 Fund - 08/08/2007.
B: Benchmark, AB: Additional Benchmark
Disclaimer: Past performance may or may not be sustained in the future. Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. It is assumed that a SIP of Rs. 10,000/- each executed on 10th of every month has been taken into con-sideration including the first installment. It may please be noted that load has not been taken into consideration. The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions.
Mutual Fund Investments are subject to market r isks, read al l scheme related documents careful ly.