Reasons why you need travel insurance

Holiday Extras

What’s this all about?You wouldn’t go on holiday without your plane tickets, passport and your new swimming costume; however, many of us happily start our travels without travel insurance.

Purchasing travel insurance to cover ourselves, and in some cases for dependents, can turn out to be the most important holiday purchase you make.

Medical coverYou definitely don’t want to end up with a big medical bill as a way to end you’re holiday if you’re taken ill or have an accident. Most experts recommend £2 million of medical cover if you’re travelling abroad.

Cancellation and curtailmentIn case you have to cancel or cut short your holiday, the recommended limit is £3,000 or the total cost of your holiday. Always pay attention to the small print though as every policy will be different.

What if I have a pre-existing medical condition?

Standard travel insurance is unlikely to cover any pre-existing medical conditions but you should still always declare any health issues when you apply for insurance. Failure to disclose any relevant details could invalidate your insurance policy.

Where to buy travel insurance?Travel firms and airlines often ask if you require insurance when you’re booking your trip. While it is convenient to buy your insurance alongside your plane ticket, it can often be more expensive.

Compare travel insurance quotes online and find the best policies with the best price for you.

Avoid leaving it until the last minute!

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Reasons why you need travel insurance