RESERVE BANK OF INDIA
A N D
STATE BANK OF INDIA
RESERVE BANK OF INDIA
A N D
STATE BANK OF INDIA
Presenting By
RANJAN KUMAR
MANMOHAN
UNAIS K C
RAHUL HEDAU
TABREZ A
APRIL 1 KNOWN AShellipAPRIL 1 KNOWN AShellip
1) April Fool Foolish Day
2) Starting Financial Year
3) RBI Operations begin on April 1 Established 1 April 1935 in Kolkata
Reserve Bank of Indiaभारतीय रिरजरव बक
Logo of RBI The RBI headquarters in Mumbai
Headquarters Mumbai Maharashtra
Coordinates 18deg55prime58PrimeN 72deg50prime13PrimeE 1893278degN 7283694degE 1893278 7283694Coordinates 18deg55prime58PrimeN 72deg50prime13PrimeE 1893278degN 7283694degE 1893278 7283694
Established 1 April 1935
Governor Duvvuri Subbarao
Central bank of India
Currency Indian Rupee
ISO 4217 Code INR
Reserves US$30021 billion (2010)
Base borrowing rate
65
Base deposit rate
55
Website rbiorgin
OVERVIEWOVERVIEW
The Reserve Bank of India (RBI Hindi भारतीय रिरजरव ब13क) is the central banking system of India and controls the monetary policy of the rupee as well as US$30021 billion (2010 )of currency reserves
The institution was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act 1934 and plays an important part in the development strategy of the government It is a member bank of the Asian Clearing Union
Governor
Dr D Subbarao
HISTORY of RBIHISTORY of RBI
1935Operations beginon April 1
1949Nationalizationof the ReserveBank BankingRegulation Actenacted
1950India embarks onplanned economicdevelopmentThe ReserveBank becomesactive agent andparticipant
1966Cooperativebanks comeunder RBIregulation
1969Nationalizationof 14 majorcommercial banks(six more werenationalized in1980)
1973RBIstrengthensexchangecontrols byamendingForeignExchangeRegulation Act(FERA)
1974Introduction ofpriority sectorlending targets
1975RegionalRural Banksset up
1991India facesbalance ofpaymentcrisis pledgesgold to shoreup reservesRupeedevalued
1985Financial marketreforms beginwith SukhamoyChakravartyand VaghulCommitteeReports
1993Exchange ratebecomes marketdetermined
1997Ad hoc treasurybills phasedout endingautomaticmonetization
1998Multiple indicatorapproach formonetary policyadopted
1997Regulation ofNon-BankingFinanceCompaniesstrengthened
2000ForeignExchangeManagementAct replacesFERA
2002ClearingCorporation ofIndia Limited(CCIL) commencesclearing andsettlement ingovernmentsecurities
2003FiscalResponsibilityand BudgetManagementAct enacted
2004Transition toa full-fledgeddaily liquidityadjustmentfacility (LAF)completed MarketStabilizationScheme (MSS)introduced tosterilise capitalflows
2004Real TimeGrossSettlementSystemcommences
2005Focus on financialinclusion andincreasing theoutreach of thebanking sector
2006RBIempoweredto regulatemoney forexG-sec andgold relatedsecuritiesmarket
1994Board forFinancialSupervisionset up
2007RBI empowered toregulate PaymentSystem
20089Pro-activeefforts tominimizeimpactsof globalfinancialcrisis
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
APRIL 1 KNOWN AShellipAPRIL 1 KNOWN AShellip
1) April Fool Foolish Day
2) Starting Financial Year
3) RBI Operations begin on April 1 Established 1 April 1935 in Kolkata
Reserve Bank of Indiaभारतीय रिरजरव बक
Logo of RBI The RBI headquarters in Mumbai
Headquarters Mumbai Maharashtra
Coordinates 18deg55prime58PrimeN 72deg50prime13PrimeE 1893278degN 7283694degE 1893278 7283694Coordinates 18deg55prime58PrimeN 72deg50prime13PrimeE 1893278degN 7283694degE 1893278 7283694
Established 1 April 1935
Governor Duvvuri Subbarao
Central bank of India
Currency Indian Rupee
ISO 4217 Code INR
Reserves US$30021 billion (2010)
Base borrowing rate
65
Base deposit rate
55
Website rbiorgin
OVERVIEWOVERVIEW
The Reserve Bank of India (RBI Hindi भारतीय रिरजरव ब13क) is the central banking system of India and controls the monetary policy of the rupee as well as US$30021 billion (2010 )of currency reserves
The institution was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act 1934 and plays an important part in the development strategy of the government It is a member bank of the Asian Clearing Union
Governor
Dr D Subbarao
HISTORY of RBIHISTORY of RBI
1935Operations beginon April 1
1949Nationalizationof the ReserveBank BankingRegulation Actenacted
1950India embarks onplanned economicdevelopmentThe ReserveBank becomesactive agent andparticipant
1966Cooperativebanks comeunder RBIregulation
1969Nationalizationof 14 majorcommercial banks(six more werenationalized in1980)
1973RBIstrengthensexchangecontrols byamendingForeignExchangeRegulation Act(FERA)
1974Introduction ofpriority sectorlending targets
1975RegionalRural Banksset up
1991India facesbalance ofpaymentcrisis pledgesgold to shoreup reservesRupeedevalued
1985Financial marketreforms beginwith SukhamoyChakravartyand VaghulCommitteeReports
1993Exchange ratebecomes marketdetermined
1997Ad hoc treasurybills phasedout endingautomaticmonetization
1998Multiple indicatorapproach formonetary policyadopted
1997Regulation ofNon-BankingFinanceCompaniesstrengthened
2000ForeignExchangeManagementAct replacesFERA
2002ClearingCorporation ofIndia Limited(CCIL) commencesclearing andsettlement ingovernmentsecurities
2003FiscalResponsibilityand BudgetManagementAct enacted
2004Transition toa full-fledgeddaily liquidityadjustmentfacility (LAF)completed MarketStabilizationScheme (MSS)introduced tosterilise capitalflows
2004Real TimeGrossSettlementSystemcommences
2005Focus on financialinclusion andincreasing theoutreach of thebanking sector
2006RBIempoweredto regulatemoney forexG-sec andgold relatedsecuritiesmarket
1994Board forFinancialSupervisionset up
2007RBI empowered toregulate PaymentSystem
20089Pro-activeefforts tominimizeimpactsof globalfinancialcrisis
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Reserve Bank of Indiaभारतीय रिरजरव बक
Logo of RBI The RBI headquarters in Mumbai
Headquarters Mumbai Maharashtra
Coordinates 18deg55prime58PrimeN 72deg50prime13PrimeE 1893278degN 7283694degE 1893278 7283694Coordinates 18deg55prime58PrimeN 72deg50prime13PrimeE 1893278degN 7283694degE 1893278 7283694
Established 1 April 1935
Governor Duvvuri Subbarao
Central bank of India
Currency Indian Rupee
ISO 4217 Code INR
Reserves US$30021 billion (2010)
Base borrowing rate
65
Base deposit rate
55
Website rbiorgin
OVERVIEWOVERVIEW
The Reserve Bank of India (RBI Hindi भारतीय रिरजरव ब13क) is the central banking system of India and controls the monetary policy of the rupee as well as US$30021 billion (2010 )of currency reserves
The institution was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act 1934 and plays an important part in the development strategy of the government It is a member bank of the Asian Clearing Union
Governor
Dr D Subbarao
HISTORY of RBIHISTORY of RBI
1935Operations beginon April 1
1949Nationalizationof the ReserveBank BankingRegulation Actenacted
1950India embarks onplanned economicdevelopmentThe ReserveBank becomesactive agent andparticipant
1966Cooperativebanks comeunder RBIregulation
1969Nationalizationof 14 majorcommercial banks(six more werenationalized in1980)
1973RBIstrengthensexchangecontrols byamendingForeignExchangeRegulation Act(FERA)
1974Introduction ofpriority sectorlending targets
1975RegionalRural Banksset up
1991India facesbalance ofpaymentcrisis pledgesgold to shoreup reservesRupeedevalued
1985Financial marketreforms beginwith SukhamoyChakravartyand VaghulCommitteeReports
1993Exchange ratebecomes marketdetermined
1997Ad hoc treasurybills phasedout endingautomaticmonetization
1998Multiple indicatorapproach formonetary policyadopted
1997Regulation ofNon-BankingFinanceCompaniesstrengthened
2000ForeignExchangeManagementAct replacesFERA
2002ClearingCorporation ofIndia Limited(CCIL) commencesclearing andsettlement ingovernmentsecurities
2003FiscalResponsibilityand BudgetManagementAct enacted
2004Transition toa full-fledgeddaily liquidityadjustmentfacility (LAF)completed MarketStabilizationScheme (MSS)introduced tosterilise capitalflows
2004Real TimeGrossSettlementSystemcommences
2005Focus on financialinclusion andincreasing theoutreach of thebanking sector
2006RBIempoweredto regulatemoney forexG-sec andgold relatedsecuritiesmarket
1994Board forFinancialSupervisionset up
2007RBI empowered toregulate PaymentSystem
20089Pro-activeefforts tominimizeimpactsof globalfinancialcrisis
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
OVERVIEWOVERVIEW
The Reserve Bank of India (RBI Hindi भारतीय रिरजरव ब13क) is the central banking system of India and controls the monetary policy of the rupee as well as US$30021 billion (2010 )of currency reserves
The institution was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act 1934 and plays an important part in the development strategy of the government It is a member bank of the Asian Clearing Union
Governor
Dr D Subbarao
HISTORY of RBIHISTORY of RBI
1935Operations beginon April 1
1949Nationalizationof the ReserveBank BankingRegulation Actenacted
1950India embarks onplanned economicdevelopmentThe ReserveBank becomesactive agent andparticipant
1966Cooperativebanks comeunder RBIregulation
1969Nationalizationof 14 majorcommercial banks(six more werenationalized in1980)
1973RBIstrengthensexchangecontrols byamendingForeignExchangeRegulation Act(FERA)
1974Introduction ofpriority sectorlending targets
1975RegionalRural Banksset up
1991India facesbalance ofpaymentcrisis pledgesgold to shoreup reservesRupeedevalued
1985Financial marketreforms beginwith SukhamoyChakravartyand VaghulCommitteeReports
1993Exchange ratebecomes marketdetermined
1997Ad hoc treasurybills phasedout endingautomaticmonetization
1998Multiple indicatorapproach formonetary policyadopted
1997Regulation ofNon-BankingFinanceCompaniesstrengthened
2000ForeignExchangeManagementAct replacesFERA
2002ClearingCorporation ofIndia Limited(CCIL) commencesclearing andsettlement ingovernmentsecurities
2003FiscalResponsibilityand BudgetManagementAct enacted
2004Transition toa full-fledgeddaily liquidityadjustmentfacility (LAF)completed MarketStabilizationScheme (MSS)introduced tosterilise capitalflows
2004Real TimeGrossSettlementSystemcommences
2005Focus on financialinclusion andincreasing theoutreach of thebanking sector
2006RBIempoweredto regulatemoney forexG-sec andgold relatedsecuritiesmarket
1994Board forFinancialSupervisionset up
2007RBI empowered toregulate PaymentSystem
20089Pro-activeefforts tominimizeimpactsof globalfinancialcrisis
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
HISTORY of RBIHISTORY of RBI
1935Operations beginon April 1
1949Nationalizationof the ReserveBank BankingRegulation Actenacted
1950India embarks onplanned economicdevelopmentThe ReserveBank becomesactive agent andparticipant
1966Cooperativebanks comeunder RBIregulation
1969Nationalizationof 14 majorcommercial banks(six more werenationalized in1980)
1973RBIstrengthensexchangecontrols byamendingForeignExchangeRegulation Act(FERA)
1974Introduction ofpriority sectorlending targets
1975RegionalRural Banksset up
1991India facesbalance ofpaymentcrisis pledgesgold to shoreup reservesRupeedevalued
1985Financial marketreforms beginwith SukhamoyChakravartyand VaghulCommitteeReports
1993Exchange ratebecomes marketdetermined
1997Ad hoc treasurybills phasedout endingautomaticmonetization
1998Multiple indicatorapproach formonetary policyadopted
1997Regulation ofNon-BankingFinanceCompaniesstrengthened
2000ForeignExchangeManagementAct replacesFERA
2002ClearingCorporation ofIndia Limited(CCIL) commencesclearing andsettlement ingovernmentsecurities
2003FiscalResponsibilityand BudgetManagementAct enacted
2004Transition toa full-fledgeddaily liquidityadjustmentfacility (LAF)completed MarketStabilizationScheme (MSS)introduced tosterilise capitalflows
2004Real TimeGrossSettlementSystemcommences
2005Focus on financialinclusion andincreasing theoutreach of thebanking sector
2006RBIempoweredto regulatemoney forexG-sec andgold relatedsecuritiesmarket
1994Board forFinancialSupervisionset up
2007RBI empowered toregulate PaymentSystem
20089Pro-activeefforts tominimizeimpactsof globalfinancialcrisis
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
1997Ad hoc treasurybills phasedout endingautomaticmonetization
1998Multiple indicatorapproach formonetary policyadopted
1997Regulation ofNon-BankingFinanceCompaniesstrengthened
2000ForeignExchangeManagementAct replacesFERA
2002ClearingCorporation ofIndia Limited(CCIL) commencesclearing andsettlement ingovernmentsecurities
2003FiscalResponsibilityand BudgetManagementAct enacted
2004Transition toa full-fledgeddaily liquidityadjustmentfacility (LAF)completed MarketStabilizationScheme (MSS)introduced tosterilise capitalflows
2004Real TimeGrossSettlementSystemcommences
2005Focus on financialinclusion andincreasing theoutreach of thebanking sector
2006RBIempoweredto regulatemoney forexG-sec andgold relatedsecuritiesmarket
1994Board forFinancialSupervisionset up
2007RBI empowered toregulate PaymentSystem
20089Pro-activeefforts tominimizeimpactsof globalfinancialcrisis
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
2007RBI empowered toregulate PaymentSystem
20089Pro-activeefforts tominimizeimpactsof globalfinancialcrisis
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
FEATURE OF RBIBanknotes in Mahatma Gandhi Series - Security
Features
The Reserve Bank has the sole authority to issue bank notes in India Reserve Bank like other central banks the world over changes the design of banknotes from time to time The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs5 Rs10 Rs20 Rs50 Rs100 Rs500 and Rs1000 in this series These notes contain distinct easily recognizable security features to facilitate the detection of genuine notes vis-agrave-vis forgeriesDenominations of coins and notes in circulation
Coins in circulation 25 paise 50 paise 1 2 5 and 10 Rupee
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Notes in circulation Rs 5 10 20 50100 500 and 1000Notes in circulation Rs 5 10 20 50100 500 and 1000
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Security Features on Indian BanknotesSecurity Features on Indian Banknotes
Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window
Latent Image On the obverse side of Rs1000 Rs500 Rs100 Rs50 and Rs20 notes a vertical band on the right side of the Mahatma Gandhirsquos portrait contains a latent image showing the respective denominational value in numeral The latent image is visible only when the note is held horizontally at eye level
Intaglio Printing The portrait of Mahatma Gandhi the Reserve Bank seal guarantee and promise clause Ashoka Pillar Emblem on the left RBI Governors signature are printed in intaglio ie in raised prints which can be felt by touch in Rs20 Rs50 Rs100 Rs500 and Rs1000 notes
Micro lettering This feature appears between the vertical band and Mahatma Gandhi portrait It contains the word lsquoRBIrsquo in Rs5 and Rs10 The notes of Rs20 and above also contain the denominational value of the notes in micro letters This feature can be seen better under a magnifying glass
Identification mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs10- note This feature is in different shapes for various denominations (Rs 20-Vertical Rectangle Rs50-Square Rs100-Triangle Rs500-Circle Rs1000-Diamond) and helps the visually impaired to identify the denomination
Optically Variable Ink
See through Register
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
IN 15 language Printed on RBI Notes
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
FunctionsFunctions
Monetary AuthorityThe basic functions of the ReserveBank of India are to regulate theissue of Bank notes and the keepingof reserves with a view to securingmonetary stability in India andgenerally to operate the currency andcredit system of the country to itsadvantage - From the Preamble of the Reserve Bank of India Act 1934
The main objectives of monetary policy in India are1048707 Maintaining price stability1048707 Ensuring adequate flow of credit to the productivesectors of the economy to support economic growth1048707 Financial stability
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Functions conthelliphellipFunctions conthelliphellip
Issuer of Currency The Reserve Bank is the nationrsquos sole note issuing authorityAlong with the Government of India we are responsible for thedesign and production and overall management of the nationrsquoscurrency with the goal of ensuring an adequate supply of cleanand genuine notes The Reserve Bank also makes sure thereis an adequate supply of coins produced by the governmentIn consultation with the government we routinely addresssecurity issues and target ways to enhance security features toreduce the risk of counterfeiting or forgery
Our Approach 1048707 The Department of Currency Management in Mumbai in cooperation with the Issue Departments in the Reserve Bankrsquos regional offices oversees the production and manages the distribution of currency 1048707 Currency chests at more than 4000 bank branchesmdash typically commercial banksmdashcontain adequate quantity of notes and coins so that currency is accessible to the public in all parts of the country
Our note Printing Press at MysoreThe Reserve Bank is the governmentrsquos agent for issueand distribution of coins
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Functions conthelliphellipFunctions conthelliphellip
Banker and Debt Managerto Government
Managing the governmentrsquos banking transactions is a key RBI role Like individualsbusinesses and banks governments need a banker to carry out their financialtransactions in an efficient and effective manner including the raising of resourcesfrom the public As a banker to the central government the Reserve Bankmaintains its accounts receives money into and makes payments out of theseaccounts and facilitates the transfer of government funds We also act as thebanker to those state governments that have entered into an agreement with us
Banker to Banks
Manager of Foreign Exchange
Regulator ofthe Banking System
Like individual consumers businesses and organizations of all kinds banks need their own mechanism to transfer funds and settle inter-bank transactionsmdashsuch as borrowing from and lending to other banksmdashand customer transactions
With the transition to a market-based system for determining the external value of the Indian rupee the foreign exchange market in India gained importance in the early reform period
Banks are fundamental to the nationrsquos financial system
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Management and StructureManagement and Structure
The Governor is the Reserve Bankrsquos chief executive The Governor supervisesand directs the affairs and business of the Reserve Bank The managementteam also includes Deputy Governors and Executive Directors
GovernorDr D Subbarao
Deputy GovernorDr K C Chakrabarty
Deputy GovernorDr Subir Gokarn
Deputy GovernorSmt Shyamala Gopinath
Deputy GovernorSmt Usha Thorat
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
OVERVIEW
State Bank of India is the nations largest and oldest bank
Tracing its roots back some 200 years to the British East India Company (and initially established as the Bank of Calcutta in 1806) the bank operates more than 15000 branches within India where it also owns majority stakes in six associate banks
State Bank of India (SBI) has more than 80 offices in nearly 35 other countries including multiple locations in the US Canada and Nigeria
The bank has other units devoted to capital markets fund management factoring and commercial services credit cards and brokerage services The Reserve Bank of India owns about 60 of State Bank of India
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
ConthellipConthellipThe government of India nationalized the Imperial Bank of India in 1955 with the Reserve Bank of India taking a 60 stake and renamed it the State Bank of India In 2008 the government took over the stake held by the Reserve Bank of IndiaSBI provides a range of banking products through its vast network of branches in India and overseas including products aimed at non-resident Indians(NRIs) The State Bank Group with over 16000 branches has the largest banking branch network in India Its also considered as the best bank even abroad having around 130 branches overseasThe State Bank of India is the 29th most reputed company in the world according to Forbes Also SBI is the only bank to get featured in the coveted top 10 brands of India list in an annual survey conducted by Brand Finance and The Economic Times in 2010
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
State Bank of India State Bank of India
Type - Public (NSE SBINBSE 500112 LSE SBID)Industry- Banking Financial servicesFounded - 1 July 1955Headquarters - Mumbai Maharashtra IndiaKey people - O P Bhatt(Chairman)Products - Investment Banking Consumer Banking Commercial Banking Retail Banking Private Banking Asset Management Pensions Mortgages Credit Cards
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
ConthellipConthellip
Revenue 133851 crore (US$2905 billion)(2010) [1]
Profi 11733 crore (US$255 billion)(2010) [1]
Total assets US$ 3230 billion (2010)Total equity US$ 185 billion (2010)Owner(s) Government of IndiaEmployees 200299 (2010)Website satebankofindiacom
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Branches of SBI Branches of SBI
State Bank of India has 131 foreign offices in 32 countries across the globe
SBI has about 21000 ATMs and SBI group(including associate banks) has about 45000 ATMs
SBI has 26500 branches including branches that belong to its associate banks
SBI includes 99345 officces in our country
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Symbol and slogan Symbol and slogan
The symbol of the State Bank of India is a circle and not key hole and a small man at the centre of the circle A circle depicts perfection and the common man being the centre of the banks business
Slogans
With you all the wayPure banking nothing elseThe Banker to every IndianThe Nation banks on us
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
FEATURESFEATURES
Eligibility
Minimum age 18 years as on the date of sanctionMaximum age 70 years ie the age by which the loan should be
fully repaid subject to availability of sufficient regular and continuous source of income for servicing the loan repayment
Loan Amount
Actual loan amount will be determined taking into consideration such factors as applicantrsquos income and repaying capacity age assets and liabilities cost of the proposed houseflat etc
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
VISION amp MISSIONVISION amp MISSION
Vision To Be There All The Time To Secure the customer against All Odds And live A Safe life
Mission Providing Excellence In All Walk of life
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Competitors
All insurance companies Market shareUnited india 1596Oriental 1675Private Companies 1899National 2065New India 2765Total 100
Market share
United india16
Oriental 17
New India27
National 21
Private Companies
19United india
Oriental
New India
National
Private Companies
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Manpower Required
Country wide Branch break up Business Development 7 HR 2 Finance 2 Back Office 15 Branch Head 1 IT 2 Total Staff Per Branch 29 Head Office Requirement 45
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
New Plans
Credit insurance Short-Term Disability CancerSpecified-Disease
bull Launch Place Launch Place MumbaiMumbaibull Country Operations INDIACountry Operations INDIA11 AhmedabadAhmedabad22 IndoreIndore33 DelhiDelhi44 ChandigarhChandigarh55 CalcuttaCalcutta66 Hyderabad Hyderabad 77 BangaloreBangalore88 GuwahatiGuwahati99 BhubaneshwarBhubaneshwar1010 LucknowLucknow
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Functions of SBI Functions of SBI
1Borrows money2 Lends money3 Bankers Bank4 Governments Bank5 Remittance6 Functions as Central Bank7 Subsidiary functions
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
(1) Borrows money- The Bank borrows money from the public by accepting deposits such as current account deposits fixed deposits and savings deposits (2) Lends money- It lends money to merchants and manufacturers for short periods It also lends to farmers and co-operative institutions It lends mostly on the security of easily realizable commodities like rice wheat cotton oil-seeds cloth gold and government securities
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
(3) Bankers Bank-The State Bank of India acts as the bankers bank In discharging this responsibility the bank provides loans to commercial bank when required and also rediscount their bill (4) Governments Bank- The State Bank of India also acts as the agent of the Reserve Bank of India As an agent the State Bank of India maintains the treasuries of the State Government
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
ConthellipConthellip
(5) Remittance- The State Bank of India facilitates remittance of money from one place to another It also helps in the transfer on the funds of the State and Central Government (6) Functions as Central Bank- The State Bank of India performs the functions of a Central Bank (7) Subsidiary functions- The State Bank performs various subsidiary services also It collects checks drafts bill of exchange dividends interest salaries and pensions on behalf of its customers It purchases and sells securities on behalf of its customer
Questions
Thank You
Questions
Thank You