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LIFE INSURANCE CORPORATION OF INDIA 

Harish Chand

Delhi LIC Agent

PH. 09811896425, 09212201725

[email protected]

www.delhiLICagent.com

Jeevan Nidhi Plan Presentation

Mode : Yearly Basic Premium :

28/01/2011Date :29

200000 Premium Term : 1111Term :Sum :

Mr. AjitName :

Sec. 80CCE Inv. Limit: Income Tax Slab : 30.60

Assumed Bonus Rate : Assumed FAB Rate : 032

Total Rider Premium : Total Annual Premium :

100000

19802

0

Age :

19802

Benefits During The Deferment Period

Year Age Normal

Risk Cover

Accident

Annual

Premium

Tax

Saved

Nett

Premium Cash Value

29 210000 19802 6059 13743210000 02011

30 220000 19802 6059 13743220000 02012

31 230000 19802 6059 13743230000 384852013

32 240000 19802 6059 13743240000 546612014

33 250000 19802 6059 13743250000 763652015

34 256400 19802 6059 13743256400 884862016

35 262800 19802 6059 13743262800 1100202017

36 269200 19802 6059 13743269200 1358652018

37 275600 19802 6059 13743275600 1655002019

38 282000 19802 6059 13743282000 1993702020

39 288400 19802 6059 13743288400 2600042021

15117366649217822

In the year 2022, the deferment period will end and the policy will be due for annuity (pension) payment. In this year, the

Notional Cash Option (NCO) value on which your pension will be calculated is estimated to be Rs. 288400 (based on assumed

Bonus and Final Bonus Rate). You have an option to commute 1/3rd of this amount in lumpsum (taxfree) and make the rest

available for purchasing annuity either from LIC or any other insurer. Alternately, you may use the entire amount for

purchasing the annuity.

The tables below illustrate the amount of pension you can get from LIC's Jeevan Nidhi Plan currently under various pension

options available

Pension Amount Available With Commutation

H

P e n s i o n O p t i o n s A v a i l a b l ePension

B GFEDCAMode

1162907110211781182118711901192Monthly

35332754335535813595361036193624Quarterly

71335547677772297258728773067316Half Yearly

1463111363139011482414881149581499715016Yearly

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

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LIFE INSURANCE CORPORATION OF INDIA 

Harish Chand

Delhi LIC Agent

PH. 09811896425, 09212201725

[email protected]

www.delhiLICagent.com

Jeevan Nidhi Plan Presentation

Pension Amount Available Without Commutation

H

P e n s i o n O p t i o n s A v a i l a b l ePension

B GFEDCAMode

Monthly 1843 1841 1836 1829 1821 1705 1402 1796

Quarterly 5604 5597 5582 5560 5538 5188 4259 5463

Half Yearly 11313 11298 11268 11224 11179 10481 8578 11031

Yearly 23221 23191 23131 23013 22923 21496 17572 22626

Note : Pension will start after the completion of the pension mode opted. For example : If the pension mode is Half Yearly

then the pension will start after the end of six months from the date of purchase of the policy

OPTION DESCRIPTION

A . Immediate Annuity per annum payable for the remainder of life

B.

Immediate Annuity for life with a provision for 50 % of the annuity to the spouse on death of the annuitant.H.

Immediate Annuity increasing at 3% per annum (simple) payable for lifeG.

Immediate Annuity per annum payable for life with return of purchase price on death of the annuitantF.

Immediate Annuity per annum payable for 20 years certain and so long thereafter as the annuitant may be aliveE.

Immediate Annuity per annum payable for 15 years certain and so long thereafter as the annuitant may be aliveD.

Immediate annuity per annum payable for 10 years certain and so long thereafter as the annuitant may be aliveC.

Immediate Annuity per annum payable for 5 years certain so long thereafter as the annuitant may be alive

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.


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