The secret of

Investing in Unit Trust

Ringgit or Dollar Cost AveragingThe advantages of this strategy are simply:1. buy more when it is cheap2. buy less when it is expensive3. not much to worry about timing the Mr. Market

Portfolio Re-balancingPortfolio re-balancing is the process ofbringing the different asset classes back into proper relationship following a significant change in one or more. More simply stated, it is returning your portfolio to the proper mix of stocks, bondsand cash when they no longer conform to your plan.

Switching Switching fees

are low and definitely lower than the upfront service charge.

When you are making profit from an equity fund, you can switch it to some lower risk fund to lock the gain instead

of selling it for cash. When the market turn low, you can switch it back

to equity fund.