www.cardconnect.com
Payment Processor & GatewayFocused on
Secure and Efficient Payment Acceptance
www.cardconnect.com
CardConnect is an innovative and rapidly growing U.S.- based
payment processing company that takes great pride in its
consistently high level of customer satisfaction. Founded in 2005,
we help businesses accept any form of payment for goods and
services.
Our mission is to make accepting payments as simple and easy as
possible for our customers. We do that by marrying personalized
service with the most flexible technology ecosystem available
today.
The result is a base of 50,000 (and growing) merchants who can
concentrate on growing their businesses while we manage their
payment processing platform.
Who We Are
www.cardconnect.com
• Brian Shanahan – Chairman of the
Board
• Jeffrey Shanahan – CEO and
President
• Kevin M. Gainer – Chief Sales Officer
• Charles Bernicker – Chief Financial
Officer
• Robert Nathan – Chief Technology
Officer
• Patrick Shanahan – Chief Operating
Officer
• Rush Taggart – Chief Security Officer
Management
www.cardconnect.com
CardConnect Quick Facts
• 175+ Million transactions annually and growing
• $12+ Billion in processing
• 50,000+ merchants
• FTV Capital, a private equity firm with expertise in payment processing and a long
involvement in the industry, is a key stakeholder in CardConnect
• Client Segments include: Financial Institutions, Retail, MOTO, B2B, B2C, B2G, e-commerce,
Utility, etc.
www.cardconnect.com
Our Customized Approach
Our payment processing platform is customized to each of our customer’s
specific needs.
Our solutions are built around:
Security
CardConnect’s patented security solution, CardSecure, utilizes P2PE and
tokenization ensuring our customers are protected and PCI Compliant.
Reporting
Our reporting center, among the most sophisticated in the country, puts all of our
customers’ payment data at their fingertips.
Interchange Management
CardConnect aggressively manages interchange rates for our customers, we’re
focused on minimizing fees and costs and securing the lowest pricing possible.
Transparency
We make sure that our customers understand every step of their payment
processing program – all the while working aggressively to keep pricing as low as
possible.
www.cardconnect.com
CardConnect Solution Overview
www.cardconnect.com
Payment Processing
Accept All Payment Types
Accept a variety of payment methods: Visa, MasterCard, Discover, American Express, ACH,
eChecks and more.
Get Paid Faster
Funds are automatically deposited into your bank account so you no longer have to wait for
checks to clear.
Monitor Transaction History
CardConnect’s powerful online reporting center allows you to research everything
related to payment processing activity.
Impenetrable Security
CardSecure moves all of your patients’ payment data to our secure vault
where it is encrypted and tokenized.
Seamlessly accept a wide variety of payment methods and take your business
to a new level.
www.cardconnect.com
CardConnect Gateway API
Direct Integration
We know how to build out-of-box integrations to custom ERP systems, we’re confident our Gateway will integrate
with any existing billing system. We also offer Oracle-validated and SAP-certified payment solutions.
API Library
Our easy-to-use APIs for SOAP and REST accommodate PHP, JSON/JavaScript and Java.
Account Updater
CardConnect automatically notifies patients when their saved payment method is close to expiring.
Level II/Level III Data
The CardConnect Gateway is designed for interchange optimization by passing Level II and Level III data,
meaning you get the lowest rate possible for each transaction.
www.cardconnect.com
Online Billing
Give your patients the ability to receive, review, and pay their bills online.
Paperless Invoicing
Send a custom invoice online to streamline your billing process.
Patient Payment Information
Once a patient enters payment information, it remains securely stored in SmartPay
for any future payments.
Recurring Payments
Set up a patient’s recurring payment schedule in SmartPay and they’ll receive
invoices and notifications automatically.
www.cardconnect.com
CardConnect Healthcare
CardConnect can integrate with your existing backend billing system for
easy self-pay acceptance and reconciliation (i.e. Epic Systems)
•100% HIPAA Compliance
•Create and manage personalized payment plans based on each patient’s ability to pay
•Segment, implement and individually manage probate, litigation, bankruptcy and no fault auto self-pay
accounts
•Payment Method Flexibility
• iFrame web integration
• Online bill presentment
• IVR service: custom development
• CoPay, admissions, self-registration and check-in
www.cardconnect.com
CardSecure - Overview
www.cardconnect.com
CardSecure – Encryption/Tokenization
Protect your patients and your hospital from a data breach with patented tokenization
technology
Intelligent Tokens
Our tokens are “intelligent”, meaning they will comply with data integrity checks like the Luhn test and those
performed by various ERP systems.
Point-to-Point Encryption (P2PE)
Upon swipe or card data input, the sensitive data is instantly encrypted. This means that the original card number
will never be stored in your system and your patients’ data remains safe.
CardConnect Vault
All encrypted card numbers will be stored in our 100% PCI compliant environment, protecting your patients from
identity theft and removing your system from PCI scope entirely.
www.cardconnect.com
CardSecure - PCI Compliance
PCI DSS 3.0
This year marks the deadline for compliance with PCI DSS 3.0. Instead of spending more time and resources on
compliance, CardConnect removes your business from the scope of PCI.
No More PCI Audit
Encryption and storage of sensitive data takes place outside of your system, eliminating the need for a PCI Audit.
“Centric Group is an organization that has always made data security and
PCI compliance a high priority. With its CardSecure desktop tokenizer, CardConnect
was the perfect fit for enhancing the security of our payment processing.”
CIO, Centric Group
www.cardconnect.com
A History of Protecting Payments
• 1997: CardConnect builds first payment gateway integrated to SAP for Fortune 500 corporations.
• 2004: CardConnect builds CardSecure™, a payment card encryption solution for SAP
• 2006: CardConnect's payment gateway validated as PABP Compliant under Visa‘s Payment Application
Best Practices program.
• 2009: CardConnect's payment gateway validated as PA-DSS Compliant and listed on the PCI Security
Standards Council website.
• 2010: CardConnect's payment gateway validated as PCI-DSS Compliant and listed on Visa Service
Provider Registry.
• 2012: CardConnect's PANPAD, a terminal that encrypts card data at the point of entry, named winner of
Security Products Guide's Global Excellent Award.
• 2012: CardConnect's payment gateway with CardSecure becomes the first Oracle Validated Integration
for payment acceptance and security.
• 2013: CardConnect develops proprietary P2PE solution in response to security risks for point-of-sale
transactions.
• 2013: CardConnect receives United States patent for token-based payment processing
CardConnect has a proven track record developing security technology for the payments
industry.
www.cardconnect.com
CardConnect Security Experts
www.cardconnect.com
We’ve worked with an extensive list of Fortune 500 clients and healthcare organizations – all
with the common desire to secure flexible card processing solutions in a 100% PCI and HIPAA
compliant manner.
Our Clients
50,000+ merchants processing annually with a total volume over 15 billion USD.