First set of wheels.

First day of practice.

First steps.

First tooth.

Protecting a lifetime of firsts.

There’s no greater joy than giving to your kids. And the most selfless gift you can give is protectingyour family with life insurance from New York Life. 163 years of experience and the highest possible

ratings* for financial strength help ensure that your loved ones will always be taken care of.

www.newyorklife.com

*Standard & Poor’s (AAA), A. M. Best (A++), Moody’s (Aaa) and Fitch (AAA) for financial strength. Source: Individual Third Party Ratings Reports (as of 9/4/08).© 2008 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010

Talk to your New York Life agent today about giving your family the selfless gift of a secure future.

TOM SMITHNew York Life Insurance Company51 Madison Ave., New York, NY 10010 (212) 576-7076tom_smith@newyorklife.com

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