Identity theft
ByJoey Pawoll
intro
Deter Detect Defend
Main Topics
• Real
• Virtual
Real
• What does the Identity thief want• Where does the thief find these• How are these used• How to defend yourself
What does the identity thief want
• Social Security card• Driver’s license• Accounts numbers, PIN numbers and
passwords
Where the thief finds these
• Wallet or purse• Mail box• Glove compartment• Trash• You
How are these used
• Uses credit cards to go on buying spree• Open new accounts with your info• Change mailing address• Open a bank account• Buy cars• Wireless phone service in your name• Drain your bank account• File for bankruptcy• Give your name to police when arrested
How you can defend yourself
• Wallet-Don’t carry your social security card
• Credit Cards– Don’t write your PIN on your card
• Mail– Pick up your incoming mail ASAP– Opt out of pre approved credit cards by calling 1 of
these top credit agencies ( Equifax, Experian, and Transunion.)
• Personal info– Go through your car and remove all personal documents– Shred personal documents when done– Don’t give out personal info
Agencies
• Equifax– http://equifax.com/3bureaureportsandscores/?CMP=KNC-Google&HBX_PK=equifax&HBX_OU=5
0&gclid=CLC1v4znlqQCFRFW2godtiiuHw
• Experian– http://www.experian.com/lp/credit-report-r.html
• TransUnion– http://www.transunion.com/corporate/business/emarketing/truecredit.page?bn=24&kw=&gaci
d=6291434221&gclid=CM78uJTolqQCFZBf2godbjTzIA\
Virtual
• What does the virtual thief want• Where does he find these things• How you can defend yourself
What the thief wants
• To capture info• To become you
Where does he find things
• Computer• Cell phone• PDA
How you can Defend yourself
• Use unique passwords• Change passwords regularly• Don’t “remember my password”
option• Use anti-virus software• Install a firewall• Beware of phishing• Beware when using public kiosks
Stop ID Thief
• This power point listed ways to protect yourself.
• Don’t fall pray to online or real world id thief.
Deter
• Deter Identity thieves by safeguarding your information
• Protect your social security number. Don’t carry your social security number on a check.
• Never give out personal information unless you know who you are dealing with.
• Don’t click on links sent in unsolicited emails.
Detect
• Be alert to signs that require immediate attention– Bills that do not arrive as expected– Unexpected credit cards– Denials of credit for no reason– Purchases you did not make
Defend
• Place a fraud alert on credit reports• Close accounts• File a police report• Report the theft to the FTC
– Ftc.gov/idtheft
Dailing up to internet
• Defense
More Info.
• ID Theft: What It’s all about• Deter, Detect, Defend Brochure
Lock Your ID Down
• If you follow this guidelines, you’ll be fine.
Works cited• http://www.google.com/imgres?imgurl=http://www.ftc.gov/bcp/edu/microsites/
idtheft/images/identity-theft-symbols.gif&imgrefurl=http://www.ftc.gov/bcp/edu/microsites/idtheft/video/avoid-identity-theft-video-transcript.html&usg=__0MBDy4i4MiaOO_pT6xvLsjIbrtQ=&h=100&w=264&sz=4&hl=en&start=0&zoom=1&tbnid=gKPT3IIOOAfodM:&tbnh=69&tbnw=181&prev=/images%3Fq%3Ddeter%2Bdetect%2Bdefend%2Blogo%26um%3D1%26hl%3Den%26client%3Dfirefox-a%26sa%3DN%26rls%3Dorg.mozilla:en-US:official%26biw%3D1024%26bih%3D578%26tbs%3Disch:10%2C114&um=1&itbs=1&iact=hc&vpx=353&vpy=341&dur=444&hovh=73&hovw=191&tx=109&ty=49&ei=_2OaTK6aG8H98Aa4s4DyDw&oei=_2OaTK6aG8H98Aa4s4DyDw&esq=1&page=1&ndsp=14&ved=1t:429,r:11,s:0&biw=1024&bih=578
• Bbbonline– www.bbbonline.org/IDtheft/virtual.asp
• BBBonline– www.bbbonline.org/IDtheft/protect.asp