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B%P% :00>>#>>> "lz z{jb lgi{e} glx `k lmo{z}km `x }bk Mhpkj}ip(#lem glx# `x pkf{cl}hie# kz}l`chzb z{jb lmh}hielc pk|{hpkgke}zpkcl}km }i z{jb {eh}z%
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":>( ZBIP]LFK IA Z]LEMLPM PKE]LC [EH]Z @I]B LAAIPM ' L@CK LEM LQLHCL@CK ]I KR]PKGKCX CIV ' HEJIGK PKE]KP BI[ZKBICMZ %
"L( HE FKEKPLC %]bk }kpg zbip}lfk ia z}lemlpmpke}lc {eh}z `i}b laaipml`ck lem lqlhcl`ck }i kr}pkgkcxciv'hejigk pke}kp bi{zkbicmz gklez }bk fl~ `k}vkke
"h( }bk e{g`kp ia {eh}z vh}b jig~ck}k ~c{g`hef
lem dh}jbke aljhch}hkz vh}b l pke} }bl} hz :> ~kpjke}ip ckzz ia :> ~kpjke} ia }bk lmo{z}km lpkl gkmhlehejigk lz mk}kpghekm `x }bk Mhpkj}ip }bl} lpk ijj{~hkm`x kr}pkgkcx civ'hejigk pke}kp bi{zkbicmz ip lpkqljle} aip pke}4 lem
"hh( }bk e{g`kp ia kr}pkgkcx civ'hejigk pke}kpbi{zkbicmz%"@( P[CK IA JIEZ]P[J]HIE %Ha }bk e{g`kp ia {eh}z
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B%P% :00 lem }bkpkla}kp l gleekp aip kqlc{l}hefvbk}bkp# lem }bk kr}ke} }i vbhjb# }bk ke}kp~phzkz blqk jig~chkmvh}b }bk m{}x {emkp z{`zkj}hie "l( }i zkpqk {emkpzkpqkm glp'dk}z lem aip pl}hef }bk kr}ke} ia z{jb jig~chlejk% [zhef z{jbgk}bim# }bk Mhpkj}ip zblcc# aip 0> lem kljb xklp }bkpkla}kp#
kqlc{l}k z{jb jig~chlejk lem pl}k }bk ~kpaipglejk ia kljbke}kp~phzk lz }i kr}ke} ia jig~chlejk% ]bk Mhpkj}ip zblcc hejc{mkz{jb kqlc{l}hie lem pl}hef aip kljb ke}kp~phzk aip l xklp he}bk pk~ip} aip }bl} xklp z{`gh}}km ~{pz{le} }i zkj}hie
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B%P% :00 lmmh}hielc mlxz%
"J( ZBIP]KEKM ^KPHIM %]bk Mhpkj}ip glx zbip}ke}bk ~kphim {emkp z{`~lplfpl~b "L( aip fiim jl{zk%
"M( A LHC[PK ]I PKZ^IEM %]bk alhc{pk ia le ke}kp~phzk}i ~piqhmk heaipgl}hie m{phef }bk :>'mlx ~kphim {emkp }bhz~lplfpl~b "lz kr}kemkm ip zbip}kekm( zblcc vlhqk lex phfb}
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":( zickcx vh}b pkz~kj} }i }bk bi{zhef filcz kz}l`chzbkm{emkp zkj}hiez
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B%P% :00#>>> aip kljb mlx }bl} }bk alhc{pk ijj{pz%"j( PIJKM[PKZ %
"
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"@( }i hejpklzk bigkivekpzbh~ aip kr}pkgkcx civ' lemqkpx civ'hejigk alghchkz%"0( AKMKPLC LZZHZ]LEJK %Aip ~{p~izkz ia }bk l~~chjl}hie
ia Akmkplc jhqhc phfb}z clvz# lcc lzzhz}lejk ~piqhmkm apig }bkBi{zhef ]p{z} A{em zblcc `k jiezhmkpkm Akmkplc ahelejhlclzzhz}lejk%"`( LCCIJL]HIEZ AIP BI^K @ IEM ^ LXGKE]Z %
" LEM Z[@ZK\[KE] XKLPZ %"
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;> ~kpjke} ia hejigk ie pke} he lcc }bk Z}l}kz%"q( ]bk pkz{c}hef z{g jlcj{cl}km apig }bk alj}ipzmkzjph`km he jcl{zkz "h( }bpi{fb "hq( zblcc `k g{c}h~chkm`x }bk pkcl}hqk jiz} ia jiez}p{j}hie he }bk Z}l}k% Aip~{p~izkz ia }bhz z{`jcl{zk# }bk }kpg jiz} ia jiez}p{j'}hie
"H( gklez }bk jiz} ia jiez}p{j}hie ip `{hcmhefpkbl`hch}l}hie he }bk Z}l}k pkcl}hqk }i }bk el}hielcjiz} ia jiez}p{j}hie ip `{hcmhef pkbl`hch}l}hie4 lem
"HH( zblcc `k jlcj{cl}km z{jb }bl} qlc{kzbhfbkp }ble hemhjl}k }bl} }bk Z}l}kz jiez}p{j'}hie jiz}z lpk bhfbkp }ble }bk el}hielc lqkplfk#l qlc{k ia hemhjl}kz }bl} }bk Z}l}kz jiez}p{j'}hie jiz}z lpk krlj}cx }bk zlgk lz }bk el}hielclqkplfk# lem qlc{kz civkp }ble hemhjl}k }bl}
}bk Z}l}kz jiz} ia jiez}p{j}hie lpk civkp }ble}bk el}hielc lqkplfk%"J( PHIPH]X %]bk aipg{cl pk|{hpkm {emkp z{`~lpl'
fpl~b "L( zblcc fhqk ~phiph}x kg~blzhz lem jiezhmkpl}hie}i }bk alj}ip mkzjph`km he z{`~lplfpl~b "@("h(%"=( LCCIJL]HIE IA FPLE] LGI[E]Z %
"L( EI]HJK %Ei} cl}kp }ble 1> mlxz la}kp }bk ml}k}bl} }bk Zkjpk}lpx mk}kpghekz }bk aipg{cl lgi{e}zmkzjph`km he ~lplfpl~b ":(# }bk Zkjpk}lpx zblcc jl{zkm }i`k ~{`chzbkm he }bk Akmkplc Pkfhz}kp l ei}hjk }bl} z{jblgi{e}z zblcc `k zi lqlhcl`ck%
"@( FPLE] LGI[E] %He kljb ahzjlc xklp i}bkp }bleahzjlc xklp 0>>8# }bk Zkjpk}lpx zblcc gldk l fple} }i kljbZ}l}k he le lgi{e} }bl} hz k|{lc }i }bk aipg{cl lgi{e}mk}kpghekm {emkp ~lplfpl~b ":( aip }bl} Z}l}k%
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"L( HE FKEKPLC %Aip kljb xklp }bl} l Z}l}k ip Z}l}kmkzhfel}km ke}h}x pkjkhqkz l fple} {emkp }bhz z{`zkj}hie#}bk Z}l}k ip Z}l}k mkzhfel}km ke}h}x zblcc kz}l`chzb lelccijl}hie ~cle% Z{jb ~cle zblcc
"h( zk} aip}b l ~cle aip }bk mhz}ph`{}hie ia fple}lgi{e}z pkjkhqkm `x }bk Z}l}k ip Z}l}k mkzhfel}kmke}h}x aip z{jb xklp4
"hh( `k `lzkm ie ~phiph}x bi{zhef ekkmz# lz mk}kp'ghekm `x }bk Z}l}k ip Z}l}k mkzhfel}km ke}h}x he ljjipm'lejk vh}b }bk pkf{cl}hiez kz}l`chzbkm {emkp z{`zkj}hie"f("0("M(4
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~cle {emkp }bhz ~lplfpl~b# l Z}l}k ip Z}l}k mkzhfel}kmke}h}x zblcc
"h( ei}hax }bk ~{`chj ia }bk kz}l`chzbgke} ia }bk~cle4
"hh( ~piqhmk le i~~ip}{eh}x aip ~{`chj jiggke}zpkflpmhef }bk ~cle4
"hhh( jiezhmkp lex ~{`chj jiggke}z pkjkhqkmpkflpmhef }bk ~cle4 lem
"hq( gldk }bk jig~ck}km ~cle lqlhcl`ck }i }bk~{`chj%"J( JIE]KE]Z %Le lccijl}hie ~cle ia l Z}l}k ip Z}l}k
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}bl} kljb z{jb l~~chjl}hie hejc{mk"h( l mkzjph~}hie ia }bk kchfh`ck lj}hqh}hkz }i `kjiem{j}km {zhef z{jb lzzhz}lejk4 lem
"hh( l jkp}hahjl}hie `x }bk kchfh`ck pkjh~hke} l~~cxhefaip z{jb lzzhz}lejk }bl} lex bi{zhef {eh}z lzzhz}kmvh}b z{jb lzzhz}lejk vhcc jig~cx vh}b }bk pk|{hpkgke}z{emkp }bhz zkj}hie%
"1( ZKCKJ]HIE IA LJ]HQH]HKZ A[EMKM [ZHEF BI[ZHEF ]P[Z] A[EM FPLE] LGI[E]Z %Fple} lgi{e}z pkjkhqkm `x lZ}l}k ip Z}l}k mkzhfel}km ke}h}x {emkp }bhz z{`zkj}hie glx`k {zkm# ip jiggh}}km aip {zk# iecx aip lj}hqh}hkz }bl}
"L( lpk kchfh`ck {emkp ~lplfpl~b "6( aip z{jb {zk4"@( jig~cx vh}b }bk l~~chjl`ck lccijl}hie ~cle ia }bk
Z}l}k ip Z}l}k mkzhfel}km ke}h}x {emkp ~lplfpl~b ";(4 lem
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B%P% :00 ~kpjke} ia }bk lpklgkmhle hejigk# vh}b lmo{z}gke}z aip zglcckp lem clpfkp algh'chkz# lz mk}kpghekm `x }bk Zkjpk}lpx%
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B%P% :00 ~kpjke}ip ckzz ia :> ~kpjke} ia }bk lmo{z}km lpkl gkmhlehejigk lz mk}kpghekm `x }bk Zkjpk}lpx }bl} lpk ijj{'~hkm `x kr}pkgkcx civ'hejigk pke}kp bi{zkbicmz ip lpkqljle} aip pke}4 lem
"hh( }bk e{g`kp ia kr}pkgkcx civ'hejigk pke}kpbi{zkbicmz%"@( P[CK IA JIEZ]P[J]HIE %Ha }bk e{g`kp ia {eh}z
mkzjph`km he z{`~lplfpl~b "L("h( krjkkmz }bk e{g`kp ia kr}pkgkcx civ'hejigk bi{zkbicmz lz mkzjph`km he z{`~lpl'fpl~b "L("hh(# }bkpk hz ei zbip}lfk%"=( ZBIP]LFK IA Z]LEMLPM PKE]LC [EH]Z @I]B LAAIPM '
L@CK LEM LQLHCL@CK ]I QKPX CIV ' HEJIGK PKE]KP BI[ZK 'BICMZ %
"L( HE FKEKPLC %]bk }kpg zbip}lfk ia z}lemlpmpke}lc {eh}z `i}b laaipml`ck lem lqlhcl`ck }i qkpx civ'hejigk pke}kp bi{zkbicmz gklez aip lex Z}l}k ip i}bkpfkifpl~bhjlc lpkl }bk fl~ `k}vkke
"h( }bk e{g`kp ia {eh}z vh}b jig~ck}k ~c{g`heflem dh}jbke aljhch}hkz vh}b l pke} }bl} hz :> ~kpjke}ip ckzz ia ;> ~kpjke} ia }bk lmo{z}km lpkl gkmhlehejigk lz mk}kpghekm `x }bk Zkjpk}lpx }bl} lpk ijj{'~hkm `x qkpx civ'hejigk pke}kp bi{zkbicmz ip lpkqljle} aip pke}4 lem
"hh( }bk e{g`kp ia qkpx civ'hejigk pke}kp bi{zk'bicmz%"@( P[CK IA JIEZ]P[J]HIE %Ha }bk e{g`kp ia {eh}z
mkzjph`km he z{`~lplfpl~b "L("h( krjkkmz }bk e{g`kp ia qkpx civ'hejigk bi{zkbicmz lz mkzjph`km he z{`~lplfpl~b
"L("hh(# }bkpk hz ei zbip}lfk%";( QKPX CIV ' HEJIGK ALGHCX %]bk }kpg qkpx civ'hejigkalghcx blz }bk gklehef fhqke z{jb }kpg he zkj}hie :# krjk~}}bl} z{jb }kpg hejc{mkz lex alghcx }bl} pkzhmkz he l p{plclpkl }bl} blz le hejigk }bl} mikz ei} krjkkm }bk ~iqkp}xchek "lz z{jb }kpg hz mkahekm he zkj}hie 16:"0( ia }bk Igeh`{z@{mfk} Pkjiejhchl}hie Lj} ia
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"h( A[EMHEF L JJI[E]L@HCH]X LEM ] PLEZ^LPKEJX %Lex fple}{emkp }bhz zkj}hie }i l fple}kk `x l Z}l}k ip Z}l}k mkzhfel}kmke}h}x# lex lzzhz}lejk ~piqhmkm }i l pkjh~hke} `x l Z}l}k ip Z}l}kmkzhfel}km ke}h}x# lem lex fple}# lvlpm# ip i}bkp lzzhz}lejk apigle laaipml`ck bi{zhef }p{z} a{em pkakppkm }i he z{`zkj}hie "b( zblcc
`k jiezhmkpkm l Akmkplc lvlpm aip ~{p~izkz ia }bk Akmkplc A{emhef Ljji{e}l`hch}x lem ]plez~lpkejx Lj} ia 0>>1 ":< [%Z%J% 1< ei}k(%[~ie }bk pk|{kz} ia }bk Mhpkj}ip ia }bk Iaahjk ia Glelfkgke}lem @{mfk}# }bk Zkjpk}lpx zblcc i`}lhe lem ~piqhmk z{jb heaipgl}hiepkflpmhef lex z{jb fple}z# lzzhz}lejk# lem lvlpmz lz }bk Mhpkj}ipia }bk Iaahjk ia Glelfkgke} lem @{mfk} jiezhmkpz ekjkzzlpx }ijig~cx vh}b }bk pk|{hpkgke}z ia z{jb Lj}# lz l~~chjl`ck# ~{pz{le}}i }bk ~pkjkmhef zke}kejk%
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"L( he }bk z{`zkj}hie bklmhef# `x z}phdhef MHZJPK ']HIELPX 4
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"hh( }bk pkf{cl}km ke}h}x hz ei}# lem m{phef }bk~pkjkmhef 1> jlckemlp mlxz blz ei} `kke# fkekplccx~lxhef }bk mk`}z ia }bk pkf{cl}km ke}h}x "i}bkp }blemk`}z }bl} lpk }bk z{`okj} ia l `iel ahmk mhz~{}k( lz
z{jb mk`}z `kjigk m{k%"@( ^KPHIMHJ MK]KPGHEL]HIE PK\[HPKM AIP JPH]H 'JLCCX [EMKPJL H]LCH_KM PKF[CL]KM KE]H]X %Ha l pkf{'cl}km ke}h}x hz jph}hjlccx {emkpjl~h}lch km# }bk Mhpkj}ip zblccgldk l mk}kpghel}hie# he vph}hef# lz }i vbk}bkp }bk pkf{'cl}km ke}h}x gkk}z }bk jph}kphl z~kjhahkm he jcl{zk "h( ip"hh( ia z{`~lplfpl~b "L(
"h( ei} cl}kp }ble :> jlckemlp mlxz la}kp }bk pkf{'cl}km ke}h}x heh}hlccx `kjigkz jph}hjlccx {emkpjl~h}lc'h km4 lem
"hh( l} cklz} iejk m{phef kljb z{jjkkmhef :>'jlc'kemlp mlx ~kphim%"J( MK]KPGHEL]HIE EI] PK\[HPKM HA PKJKHQKPZBH^
LCPKLMX HE ^CLJK %Z{`~lplfpl~b "@( mikz ei} l~~cx vh}bpkz~kj} }i l pkf{cl}km ke}h}x he lex ~kphim m{phef vbhjb}bk Lfkejx zkpqkz lz pkjkhqkp aip }bk pkf{cl}km ke}h}x%
"M( PKJKHQKPZBH^ ]KPGHEL]KZ JIEZKPQL]IPZBH^ %]bk l~~ihe}gke} ia }bk Lfkejx lz pkjkhqkp ia l pkf{cl}kmke}h}x {emkp }bhz zkj}hie zblcc hggkmhl}kcx }kpghel}k lexjiezkpql}ipzbh~ kz}l`chzbkm aip }bk pkf{cl}km ke}h}x {emkp}bhz }h}ck%";( O[MHJHLC PKQHKV %
"L( HE FKEKPLC %Ha }bk Lfkejx hz l~~ihe}km jiezkp'ql}ip ip pkjkhqkp {emkp }bhz zkj}hie# }bk pkf{cl}km ke}h}xglx# vh}bhe :> mlxz ia z{jb l~~ihe}gke}# `phef le lj}hiehe }bk [eh}km Z}l}kz mhz}phj} ji{p} aip }bk o{mhjhlc mhz}phj}he vbhjb }bk bigk iaahjk ia z{jb pkf{cl}km ke}h}x hz cijl}km#ip he }bk [eh}km Z}l}kz Mhz}phj} Ji{p} aip }bk Mhz}phj}ia Jic{g`hl# aip le ipmkp pk|{hphef }bk Lfkejx }i pkgiqkh}zkca lz jiezkpql}ip ip pkjkhqkp%
"@( PKQHKV %[~ie }bk ahchef ia le lj}hie {emkpz{`~lplfpl~b "L(# }bk ji{p} zblcc# {~ie }bk gkph}z# mhzghzzz{jb lj}hie ip mhpkj} }bk Lfkejx }i pkgiqk h}zkca lz z{jbjiezkpql}ip ip pkjkhqkp%"1( MHPKJ]IPZ EI] CHL@CK AIP LJ\[HKZJHEF HE L^^IHE] '
GKE] IA JIEZKPQL]IP IP PKJKHQKP %]bk gkg`kpz ia }bk`ilpm ia mhpkj}ipz ia l pkf{cl}km ke}h}x zblcc ei} `k chl`ck}i }bk zblpkbicmkpz ip jpkmh}ipz ia }bk pkf{cl}km ke}h}x aiplj|{hkzjhef he ip jiezke}hef he fiim alh}b }i }bk l~~ihe}gke}ia }bk Lfkejx lz jiezkpql}ip ip pkjkhqkp aip }bl} pkf{cl}kmke}h}x%
"6( LFKEJX EI] Z[@OKJ] ]I LEX I]BKP AKMKPLC LFKEJX %Vbke lj}hef lz jiezkpql}ip ip pkjkhqkp# }bk Lfkejxzblcc ei} `k z{`okj} }i }bk mhpkj}hie ip z{~kpqhzhie ia lexi}bkp lfkejx ia }bk [eh}km Z}l}kz ip lex Z}l}k he }bk krkpjhzkia }bk phfb}z# ~ivkpz# lem ~phqhckfkz ia }bk Lfkejx%
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B%P% :00'mlx ~kphim `kfheehefie }bk klpchkp ia
"h( }bk kem ia }bk ~kphim mkzjph`km he ~lplfpl~b";("L("h( vh}b pkz~kj} }i lex jclhg lflhez} l pkf{cl}kmke}h}x aip vbhjb }bk Lfkejx hz pkjkhqkp4 ip
"hh( }bk ml}k ia lex ei}hjk ia mhzlccivlejk ia z{jbjclhg ~{pz{le} }i ~lplfpl~b ";("L("h(%"@( Z]L][]K IA CHGH]L]HIEZ %L jclhg zblcc `k
mkkgkm }i `k mhzlccivkm "i}bkp }ble lex ~ip}hie ia z{jbjclhg vbhjb vlz lccivkm `x }bk pkjkhqkp(# lem z{jb mhz'lccivlejk zblcc `k ahelc# lem }bk jclhgle} zblcc blqk eia{p}bkp phfb}z ip pkgkmhkz vh}b pkz~kj} }i z{jb jclhg# ha }bk jclhgle} alhcz# `kaipk }bk kem ia }bk 1>'mlx ~kphimmkzjph`km {emkp z{`~lplfpl~b "L(# }i ahck z{h} ie z{jbjclhg "ip jie}he{k le lj}hie jiggkejkm `kaipk }bk l~~ihe}'gke} ia }bk pkjkhqkp(%"6( PKQHKV IA JCLHGZ %
"L( I]BKP PKQHKV ^PIJKM[PKZ %"h( HE FKEKPLC %]bk Lfkejx zblcc kz}l`chzb z{jb
lc}kpel}hqk mhz~{}k pkzic{}hie ~pijkzzkz lz glx `kl~~pi~phl}k aip }bk pkzic{}hie ia jclhgz ahckm {emkp~lplfpl~b ";("L("h(%
"hh( JPH]KPHL %He kz}l`chzbhef lc}kpel}hqk mhz~{}kpkzic{}hie ~pijkzzkz# }bk Lfkejx zblcc z}phqk aip ~pijk'm{pkz vbhjb lpk kr~kmh}hi{z# alhp# hemk~kemke}# lemciv jiz}%
"hhh( QIC[E]LPX @HEMHEF IP EIE@HEMHEF ^PIJK 'M[PKZ %]bk Lfkejx glx kz}l`chzb `i}b `hemhef lemeie`hemhef ~pijkzzkz {emkp }bhz z{`~lplfpl~b# vbhjbglx `k jiem{j}km `x lex fiqkpegke} ip ~phql}k ~lp}x%
Lcc ~lp}hkz# hejc{mhef }bk jclhgle} lem }bk Lfkejx#g{z} lfpkk }i }bk {zk ia }bk ~pijkzz he l ~lp}hj{clpjlzk%"@( JIEZHMKPL]HIE IA HEJKE]HQKZ %]bk Lfkejx zblcc
zkkd }i mkqkci~ hejke}hqkz aip jclhgle}z }i ~lp}hjh~l}k he}bk lc}kpel}hqk mhz~{}k pkzic{}hie ~pijkzz%"2( K R^KMH]KM MK]KPGHEL]HIE IA JCLHGZ %
"L( KZ]L@CHZBGKE] PK\[HPKM %]bk Lfkejx zblcckz}l`chzb l ~pijkm{pk aip kr~kmh}km pkchka i{}zhmk ia }bkpi{}hek jclhgz ~pijkzz kz}l`chzbkm {emkp ~lplfpl~b ";( aipjclhgle}z vbi
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"h( lccivkm `x }bk pkjkhqkp4"hh( l~~piqkm `x }bk Lfkejx ~{pz{le} }i l ahelc
mk}kpghel}hie ~{pz{le} }i ~lplfpl~b "6( ip "2(4 ip"hhh( mk}kpghekm `x }bk ahelc o{mfgke} ia lex ji{p}
ia jig~k}ke} o{phzmhj}hie%"@( LFPKKGKE]Z LFLHEZ] ]BK HE]KPKZ] IA ]BK
LFKEJX %Ei lfpkkgke} }bl} }kemz }i mhghehzb ip mkakl}}bk he}kpkz} ia }bk Lfkejx he lex lzzk} lj|{hpkm `x }bk
Lfkejx lz pkjkhqkp {emkp }bhz zkj}hie zblcc `k qlchm lflhez}}bk Lfkejx {eckzz z{jb lfpkkgke} hz he vph}hef lemkrkj{}km `x le l{}biph km iaahjkp ip pk~pkzke}l}hqk ia }bk
pkf{cl}km ke}h}x%"J( LXGKE] IA MHQHMKEMZ IE JCLHGZ %]bk pkjkhqkpglx# he }bk zick mhzjpk}hie ia }bk pkjkhqkp# ~lx apig }bklzzk}z ia }bk pkf{cl}km ke}h}x mhqhmkemz ie ~piqkm jclhgzl} lex }hgk# lem ei chl`hch}x zblcc l}}ljb }i }bk Lfkejx`x pklzie ia lex z{jb ~lxgke}# aip alhc{pk }i ~lx mhqhmkemz}i l jclhgle} vbizk jclhg hz ei} ~piqkm l} }bk }hgk ia lex z{jb ~lxgke}%
"M( P[CKGLDHEF L[]BIPH]X IA ]BK MHPKJ]IP %]bkMhpkj}ip glx ~pkzjph`k z{jb p{ckz# hejc{mhef mkaheh}hiezia }kpgz# lz }bk Mhpkj}ip mkkgz l~~pi~phl}k }i kz}l`chzbl zhefck {ehaipg he}kpkz} pl}k aip# ip }i gldk ~lxgke}zia ~iz}'hezicqkejx he}kpkz} }i jpkmh}ipz bicmhef ~piqkejclhgz lflhez} }bk pkjkhqkpzbh~ kz}l}kz ia }bk pkf{cl}kmke}h}x# aiccivhef zl}hzalj}hie `x }bk pkjkhqkp ia }bk ~phejh~lclgi{e} ia lcc jpkmh}ip jclhgz%"( Z[Z^KEZHIE IA CKFLC LJ]HIEZ %
"L( HE FKEKPLC %La}kp }bk l~~ihe}gke} ia l jiezkp'ql}ip ip pkjkhqkp aip l pkf{cl}km ke}h}x# }bk jiezkpql}ipip pkjkhqkp glx# he lex o{mhjhlc lj}hie ip ~pijkkmhef }ivbhjb z{jb pkf{cl}km ke}h}x hz ip `kjigkz l ~lp}x# pk|{kz}l z}lx aip l ~kphim ei} }i krjkkm
"h( =; mlxz# he }bk jlzk ia lex jiezkpql}ip4 lem"hh( 8> mlxz# he }bk jlzk ia lex pkjkhqkp%
"@( FPLE] IA Z]LX @X LCC JI[P]Z PK\[HPKM %[~iepkjkh~} ia l pk|{kz} `x }bk jiezkpql}ip ip pkjkhqkp {emkpz{`~lplfpl~b "L( aip l z}lx ia lex o{mhjhlc lj}hie ip ~pi'jkkmhef he lex ji{p} vh}b o{phzmhj}hie ia z{jb lj}hie ip~pijkkmhef# }bk ji{p} zblcc fple} z{jb z}lx lz }i lcc ~lp}hkz%"
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"@( GIP]FLFKZ BKCM HE ]P[Z] %"h( HE FKEKPLC %Lex gip}flfk# ~iic ia gip}flfkz#
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"R( gklez lex zkj{ph}x lfpkkgke} ip lpplefk'gke} ip i}bkp jpkmh} keblejkgke} pkcl}km }i lexlfpkkgke} ip }plezlj}hie pkakppkm }i he }bhz jcl{zk#hejc{mhef lex f{lple}kk ip pkhg`{pzkgke} i`chfl'}hie he jieekj}hie vh}b lex lfpkkgke} ip }plez'lj}hie pkakppkm }i he }bhz jcl{zk%"hhh( JIGGIMH]X JIE]PLJ] %]bk }kpg jig'
gimh}x jie}plj} gklez"H( vh}b pkz~kj} }i l a{}{pkz jigghzzhie gkp'
jble}# l jie}plj} aip }bk ~{pjblzk ip zlck ia ljiggimh}x aip a{}{pk mkchqkpx ie# ip z{`okj} }i
}bk p{ckz ia# l jie}plj} glpdk} ip `ilpm ia }plmk4"HH( vh}b pkz~kj} }i l aipkhfe a{}{pkz jigghz'zhie gkpjble}# l aipkhfe a{}{pk4
"HHH( vh}b pkz~kj} }i l ckqkplfk }plezlj}hiegkpjble}# l ckqkplfk }plezlj}hie4
"HQ( vh}b pkz~kj} }i l jcklphef ipfleh l}hie#l jie}plj} aip }bk ~{pjblzk ip zlck ia l jiggimh}xaip a{}{pk mkchqkpx ie# ip z{`okj} }i }bk p{ckz ia#l jie}plj} glpdk} ip `ilpm ia }plmk }bl} hz jcklpkm`x z{jb jcklphef ipfleh l}hie# ip jiggimh}x i~}hie}plmkm ie# ip z{`okj} }i }bk p{ckz ia# l jie}plj}glpdk} ip `ilpm ia }plmk }bl} hz jcklpkm `x z{jbjcklphef ipfleh l}hie4
"Q( vh}b pkz~kj} }i l jiggimh}x i~}hiezmklckp# l jiggimh}x i~}hie4
"QH( lex i}bkp lfpkkgke} ip }plezlj}hie }bl}hz zhghclp }i lex lfpkkgke} ip }plezlj}hie pkakppkm}i he }bhz jcl{zk4
"QHH( lex jig`hel}hie ia }bk lfpkkgke}z ip}plezlj}hiez pkakppkm }i he }bhz jcl{zk4
"QHHH( lex i~}hie }i ke}kp he}i lex lfpkkgke}ip }plezlj}hie pkakppkm }i he }bhz jcl{zk4
"HR( l glz}kp lfpkkgke} }bl} ~piqhmkz aiple lfpkkgke} ip }plezlj}hie pkakppkm }i he z{`'jcl{zk "H(# "HH(# "HHH(# "HQ(# "Q(# "QH(# "QHH(# ip "QHHH(#}ifk}bkp vh}b lcc z{~~ckgke}z }i lex z{jb glz}kplfpkkgke}# vh}bi{} pkflpm }i vbk}bkp }bk glz}kplfpkkgke} ~piqhmkz aip le lfpkkgke} ip }plez'lj}hie }bl} hz ei} l jiggimh}x jie}plj} {emkp }bhzjcl{zk# krjk~} }bl} }bk glz}kp lfpkkgke} zblcc`k jiezhmkpkm }i `k l jiggimh}x jie}plj} {emkp}bhz jcl{zk iecx vh}b pkz~kj} }i kljb lfpkkgke}ip }plezlj}hie {emkp }bk glz}kp lfpkkgke} }bl}hz pkakppkm }i he z{`jcl{zk "H(# "HH(# "HHH(# "HQ(# "Q(#"QH(# "QHH(# ip "QHHH(4 ip
"R( lex zkj{ph}x lfpkkgke} ip lpplefkgke}ip i}bkp jpkmh} keblejkgke} pkcl}km }i lex lfpkk'gke} ip }plezlj}hie pkakppkm }i he }bhz jcl{zk#hejc{mhef lex f{lple}kk ip pkhg`{pzkgke} i`chfl'}hie he jieekj}hie vh}b lex lfpkkgke} ip }plez'lj}hie pkakppkm }i he }bhz jcl{zk%"hq( AIPVLPM JIE]PLJ] %]bk }kpg aipvlpm jie'
}plj} gklez"H( l jie}plj} "i}bkp }ble l jiggimh}x jie'
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B% P% :00:ip =>= ia }bk Akmkplc Mk~izh} Hez{plejk Jip~ipl}hieHg~piqkgke} Lj} ia
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B% P% :00># }bk zkj{ph}hkz clvz "lz }bl}}kpg hz mkahekm he zkj}hie :"l("=6( ia }bk Zkj{ph}hkz Krjblefk
Lj} ia
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B% P% :00 mlxz la}kp}bk ml}k ia pkjkh~} ia z{jb pk|{kz}# {eckzz kr}kemkm l}}bk pk|{kz} ia z{jb ~lp}x( lem ~cljk l} vbhjb }bk ke}h}x'
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"J( MK]KPGHEL]HIE %Ei} cl}kp }ble 1> mlxz la}kp}bk ml}k ia l bklphef {emkp z{`~lplfpl~b "@(# }bk Mhpkj}ipzblcc ei}hax }bk ke}h}x'laahchl}km ~lp}x vbk}bkp }bk z{z~ke'zhie ip ~pibh`h}hie apig ~lp}hjh~l}hie he lex gleekp he}bk jiem{j} ia }bk laalhpz ia }bk pkf{cl}km ke}h}x vhcc `kjie}he{km# }kpghel}km# ip i}bkpvhzk gimhahkm# ip vbk}bkp}bk ipmkp pkgiqhef z{jb ~lp}x apig iaahjk ip ~pibh`h}hefz{jb ~lp}x apig a{p}bkp ~lp}hjh~l}hie he lex gleekp he}bk jiem{j} ia }bk laalhpz ia }bk pkf{cl}km ke}h}x vhcc `kpkzjhemkm ip i}bkpvhzk gimhahkm% Z{jb ei}hahjl}hie zblcc
jie}lhe l z}l}kgke} ia }bk `lzhz aip lex lmqkpzk mkjhzhieia }bk Mhpkj}ip%";( P[CKZ %]bk Mhpkj}ip hz l{}biph km }i ~pkzjph`k z{jb
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"
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B% P% :00>> aip kljb mlx m{phef vbhjb l qhicl}hie jie}he{kz# ha z{jb pkf{cl}km ke}h}x ip ~lp}x
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B% P% :00>#>>>#>>> kljb ~cljk z{jb }kpg l~~klpz lem hezkp}hef->>#>>>#>>>%
"`( [ ZK IA L MQLEJKZ AIP J IGG[EH]X MKQKCI^GKE] L J]HQH ']HKZ %Zkj}hie "l( ia }bk Akmkplc Bigk Cile @led Lj} "
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B% P% :00: ia }h}ck ;# [eh}km Z}l}kzJimk%
"`( F [LPLE]KKM ^ IZH]HIEZ %"
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B% P% :002# }bk gip}flfip zblcc blqk blm l pl}hiia gip}flfk mk`} }i hejigk# }ldhef he}i jiezhmkpl}hie lcckrhz}hef gip}flfkz ia }bl} gip}flfip l} z{jb }hgk# fpkl}kp}ble :< ~kpjke} "ip z{jb bhfbkp lgi{e} lz }bk @ilpmmk}kpghekz l~~pi~phl}k(%"0( MK]KPGHEL]HIE IA ^PHEJH^LC I@CHFL]HIE LGI[E] %
]bk ~phejh~lc i`chfl}hie lgi{e} ia }bk pkahelejkm kchfh`ck gip}'flfk }i `k hez{pkm zblcc
"L( `k mk}kpghekm `x }bk pklziel`ck l`hch}x ia }bkgip}flfip }i gldk bhz ip bkp gip}flfk ~lxgke}z# lz z{jbl`hch}x hz mk}kpghekm `x }bk Zkjpk}lpx ~{pz{le} }i zkj}hie0>:"`("=( ip `x lex i}bkp {emkpvph}hef z}lemlpmz kz}l`'chzbkm `x }bk @ilpm4 lem
"@( ei} krjkkm 8> ~kpjke} ia }bk l~~plhzkm qlc{k ia }bk ~pi~kp}x }i vbhjb z{jb gip}flfk pkcl}kz%":( PK\[HPKM VLHQKP IA ^PK LXGKE] ^KELC]HKZ LEM AKKZ %Lcc ~kelc}hkz aip ~pk~lxgke} ip pkahelejhef ia }bk
kchfh`ck gip}flfk# lem lcc akkz lem ~kelc}hkz pkcl}km }i mkal{c}ip mkche|{kejx ie }bk kchfh`ck gip}flfk# zblcc `k vlhqkm ipaipfhqke%
"=( K R]HEF[HZBGKE] IA Z[@IPMHEL]K CHKEZ %"L( PK\[HPKM LFPKKGKE] %Lcc bicmkpz ia i{}z}lemhef
gip}flfk chkez ie }bk ~pi~kp}x }i vbhjb }bk kchfh`ck gip}'flfk pkcl}kz zblcc lfpkk }i ljjk~} }bk ~pijkkmz ia }bkhez{pkm cile lz ~lxgke} he a{cc ia lcc hemk`}kmekzz {emkp}bk kchfh`ck gip}flfk# lem lcc kej{g`plejkz pkcl}km }iz{jb kchfh`ck gip}flfk zblcc `k pkgiqkm% ]bk Zkjpk}lpxglx }ldk z{jb lj}hiez# z{`okj} }i z}lemlpmz kz}l`chzbkm`x }bk @ilpm {emkp z{`~lplfpl~b "@(# lz glx `k ekjkzzlpxlem l~~pi~phl}k }i aljhch}l}k jiipmhel}hie lem lfpkkgke}
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B% P% :006{emkp zkj}hie :>;"l("0( ia }bk Akmkplc Bigk Cile Gip}flfk
Jip~ipl}hie Lj} "
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B% P% :000"k( ia }bhz Lj}}bl} l~~cx }i lcc cilez hez{pkm {emkp }bhz Lj}4 lem
"K( jig~cx vh}b }bk pk|{hpkgke}z ia z{`zkj}hie "f(ia }bhz zkj}hie "pkcl}hef }i l~~plhzlc hemk~kemkejk(%
"8( MIJ[GKE]L]HIE LEM QKPHAHJL]HIE IA HEJIGK %Hejig~cxhef vh}b }bk ABL {emkpvph}hef pk|{hpkgke}z {emkp }bkBI^K aip Bigkivekpz ^pifplg {emkp }bhz zkj}hie# }bk gip}'flfkk zblcc mij{gke} lem qkphax }bk hejigk ia }bk gip}flfipip eie'ahchef z}l}{z `x ~pij{phef "L( le hejigk }lr pk}{pe}plezjph~} ia }bk hejigk }lr pk}{pez ia }bk gip}flfip# ip"@(l ji~x ia }bk hejigk }lr pk}{pez apig }bk He}kpelc Pkqke{kZkpqhjk# aip }bk }vi giz} pkjke} xklpz aip vbhjb }bk ahchefmklmchek aip z{jb xklpz blz ~lzzkm lem `x lex i}bkp gk}bim#he ljjipmlejk vh}b ~pijkm{pkz lem z}lemlpmz }bl} }bk @ilpmzblcc kz}l`chzb%
"( GIP]FLFK APL[M %]bk gip}flfip zblcc ei} blqk`kke jieqhj}km {emkp Akmkplc ip Z}l}k clv aip apl{m m{phef}bk 'xklp ~kphim kemhef {~ie }bk hez{plejk ia }bk gip}flfk{emkp }bhz zkj}hie%
"
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B% P% :00 ~kpjke} ia z{jb k|{h}x%
"@( Ha z{jb zlck ip pkahelejhef ijj{pz m{phef }bk ~kphim}bl} `kfhez < xklp la}kp z{jb ml}k ia hez{plejk lem kemz0 xklpz la}kp z{jb ml}k ia hez{plejk# }bk Zkjpk}lpx zblcc`k ke}h}ckm }i 8> ~kpjke} ia z{jb k|{h}x lem }bk gip}flfipzblcc `k ke}h}ckm }i ~kpjke} ia z{jb k|{h}x%
"J( Ha z{jb zlck ip pkahelejhef ijj{pz m{phef }bk ~kphim}bl} `kfhez 0 xklpz la}kp z{jb ml}k ia hez{plejk lem kemz: xklpz la}kp z{jb ml}k ia hez{plejk# }bk Zkjpk}lpx zblcc`k ke}h}ckm }i 2> ~kpjke} ia z{jb k|{h}x lem }bk gip}flfipzblcc `k ke}h}ckm }i 0> ~kpjke} ia z{jb k|{h}x%
"M( Ha z{jb zlck ip pkahelejhef ijj{pz m{phef }bk ~kphim}bl} `kfhez : xklpz la}kp z{jb ml}k ia hez{plejk lem kemz
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B% P% :00 ~kpjke} ia z{jb k|{h}x%
"K( Ha z{jb zlck ip pkahelejhef ijj{pz m{phef }bk ~kphim}bl} `kfhez = xklpz la}kp z{jb ml}k ia hez{plejk lem kemz; xklpz la}kp z{jb ml}k ia hez{plejk# }bk Zkjpk}lpx zblcc`k ke}h}ckm }i 1> ~kpjke} ia z{jb k|{h}x lem }bk gip}flfipzblcc `k ke}h}ckm }i => ~kpjke} ia z{jb k|{h}x%
"A( Ha z{jb zlck ip pkahelejhef ijj{pz m{phef lex ~kphim}bl} `kfhez ; xklpz la}kp z{jb ml}k ia hez{plejk# }bk Zkj'pk}lpx zblcc `k ke}h}ckm }i ;> ~kpjke} ia z{jb k|{h}x lem
}bk gip}flfip zblcc `k ke}h}ckm }i ;> ~kpjke} ia z{jb k|{h}x%"0( LPKJHL]HIE HE QLC[K %Aip kljb kchfh`ck gip}flfkhez{pkm {emkp }bhz zkj}hie# }bk Zkjpk}lpx lem }bk gip}flfipia z{jb gip}flfk zblcc# {~ie lex zlck ip mhz~izh}hie ia }bk~pi~kp}x }i vbhjb z{jb gip}flfk pkcl}kz# kljb `k ke}h}ckm }i;> ~kpjke} ia lex l~~pkjhl}hie he qlc{k ia }bk l~~plhzkm qlc{kia z{jb ~pi~kp}x }bl} blz ijj{ppkm zhejk }bk ml}k }bl} z{jbgip}flfk vlz hez{pkm {emkp }bhz zkj}hie%"c( KZ]L@CHZBGKE] IA BI^K A [EM %
">#>>>#>>>#>>>%
"e( PK^IP]Z @X ]BK @ILPM %]bk @ilpm zblcc z{`gh} gie}bcxpk~ip}z }i }bk Jiefpkzz hmke}haxhef }bk ~pifpkzz ia }bk BI^K aipBigkivekpz ^pifplg# vbhjb zblcc jie}lhe }bk aiccivhef heaipgl'}hie aip kljb gie}b?
"
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B% P% :001 ia }bk El}hielc Bi{zhef Lj} ">>#>>>#>>>% ]bk lgi{e} ia l{}biph}x ~piqhmkm{emkp }bk ~pkjkmhef zke}kejk }i ke}kp he}i ekv jiggh}gke}z}i hzz{k f{lple}kkz hz he lmmh}hie }i lex lgi{e} ia l{}biph}x}i gldk ekv jiggh}gke}z }i hzz{k f{lple}kkz }bl} hz ~piqhmkm}i }bk Lzzijhl}hie {emkp lex i}bkp ~piqhzhie ia clv%"p( Z[EZK] %]bk Zkjpk}lpx glx ei} ke}kp he}i lex ekv
jiggh}gke} }i hez{pk lex pkahelejkm kchfh`ck gip}flfk# ip ekvcxhez{pk lex pkahelejkm kchfh`ck gip}flfk ~{pz{le} }i }bhz zkj}hie`kaipk Ij}i`kp >2 ip la}kp Zk~}kg`kp :># 0>
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B% P% :00="`( ia }bk Akmkplc Jpkmh} Pkaipg Lj} ia "0 [%Z%J% 11
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B% P% :00>2# aip l pkzhmke}hlc gip}flfk ip l jclzzia pkzhmke}hlc gip}flfkz }bl} jiez}h}{}k l ~lp} ip lcc ia }bk~iickm gip}flfkz he z{jb heqkz}gke}# ~piqhmkm }bl} lex gip}'flfk zi gimhahkm gkk}z }bk aiccivhef jph}kphl?
"L( Mkal{c} ie }bk ~lxgke} ia z{jb gip}flfk blzijj{ppkm ip hz pklziel`cx aipkzkkl`ck%
"@( ]bk ~pi~kp}x zkj{phef z{jb gip}flfk hz ijj{~hkm`x }bk gip}flfip ia z{jb gip}flfk%
"J( ]bk le}hjh~l}km pkjiqkpx ie }bk ~phejh~lc i{}'z}lemhef i`chfl}hie ia }bk gip}flfk {emkp }bk gimhahjl}hie
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B% P% :00>2# lex l~~plhzkp jbizke ip l~~piqkm }i jie'm{j} l~~plhzlcz aip gip}flfkz {emkp }bhz }h}ck zblcc
"L( `k jkp}hahkm"h( `x }bk Z}l}k he vbhjb }bk ~pi~kp}x }i `k
l~~plhzkm hz cijl}km4 ip"hh( `x l el}hielccx pkjifeh km ~piakzzhielc
l~~plhzlc ipfleh l}hie4 lem"@( blqk mkgiez}pl}km qkphahl`ck km{jl}hie he }bk
l~~plhzlc pk|{hpkgke}z kz}l`chzbkm `x }bk Akmkplc Bi{zhef Lmghehz}pl}hie {emkp }bhz z{`zkj}hie%%
]H]CK QZ%L%A%K% GIP]FLFKCHJKEZHEF LJ]
ZKJ% >2 ip Z%L%A%K% Gip}flfk Chjkezhef
Lj} ia 0>>2%ZKJ% 0% ^[P^IZKZ LEM GK]BIMZ AIP KZ]L@CHZBHEF L GIP]FLFK
CHJKEZHEF ZXZ]KG LEM PKFHZ]PX%
He ipmkp }i hejpklzk {ehaipgh}x# pkm{jk pkf{cl}ipx `{pmke#keblejk jiez{gkp ~pi}kj}hie# lem pkm{jk apl{m# }bk Z}l}kz# }bpi{fb}bk Jieakpkejk ia Z}l}k @led Z{~kpqhzipz lem }bk Lgkphjle
Lzzijhl}hie ia Pkzhmke}hlc Gip}flfk Pkf{cl}ipz# lpk bkpk`x keji{p'lfkm }i kz}l`chzb l El}hievhmk Gip}flfk Chjkezhef Zxz}kg lemPkfhz}px aip }bk pkzhmke}hlc gip}flfk hem{z}px }bl} ljjig~chzbkzlcc ia }bk aiccivhef i`okj}hqkz?
"
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B% P% :00 mlxz la}kp }bk ~pkjkmhef }kz}%
"J( Z [@ZK\[KE] PK]KZ]Z %La}kp alhchef : jiezkj{}hqk}kz}z# le hemhqhm{lc zblcc vlh} l} cklz} 1 gie}bz `kaipk}ldhef }bk }kz} lflhe%
"M( PK]KZ] LA]KP CL^ZK IA CHJKEZK %L Z}l}k'chjkezkm
cile iphfhel}ip vbi alhcz }i glhe}lhe l qlchm chjkezk aipl ~kphim ia ; xklpz ip ciefkp zblcc pk}ldk }bk }kz}# ei}}ldhef he}i ljji{e} lex }hgk m{phef vbhjb z{jb hemhqhm{lchz l pkfhz}kpkm cile iphfhel}ip%
"k( G IP]FLFK J LCC P K^IP]Z %Kljb gip}flfk chjkezkk zblccz{`gh} }i }bk El}hievhmk Gip}flfk Chjkezhef Zxz}kg lem Pkfhz}pxpk~ip}z ia jiemh}hie# vbhjb zblcc `k he z{jb aipg lem zblcc jie}lhez{jb heaipgl}hie lz }bk El}hievhmk Gip}flfk Chjkezhef Zxz}kglem Pkfhz}px glx pk|{hpk%ZKJ% 1% Z]LEMLPMZ AIP Z]L]K CHJKEZK PKEKVLC%
"l( HE F KEKPLC %]bk ghehg{g z}lemlpmz aip chjkezk pkekvlcaip Z}l}k'chjkezkm cile iphfhel}ipz zblcc hejc{mk }bk aiccivhef?
"
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B% P% :00 mlxz ~phip }i l jieqkpzhie# }bk Zkjpk}lpxglx# }i }bk kr}ke} z{aahjhke} lgi{e}z lpk glmk lqlhcl`ck hel~~pi~phl}hie Lj}z lem ei}vh}bz}lemhef lex i}bkp clv# }pkl}}bk jie}kg~cl}km pkz{c}hef jie}plj} lz ha z{jb jie}plj} vkpkkchfh`ck aip heh}hlc pkekvlc {emkp zkj}hie ;0="l( ia }bk G{c}h'Alghcx Lzzhz}km Bi{zhef Pkaipg lem Laaipml`hch}x Lj} ia
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B% P% :00>> {eh}z}bl}# ie }bk ml}k ia jieqkpzhie ia l jie}plj} {emkp }bhz zkj}hie#hz z{`okj} }i l jie}plj} aip ~piokj}'`lzkm pke}lc lzzhz}lejk {emkpzkj}hie 2 ia }bk Lj} "=0 [%Z%J%
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B% P% :006"j("("J("h(
ia }bk Akmkplc Jpkmh} [ehie Lj} "
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B% P% :00>2%ZKJ% 0>>0% KGKPFKEJX MKZHFEL]HIE%
Aip ~{p~izkz ia Zkel}k keaipjkgke}# lcc ~piqhzhiez ia }bhz mhqh'zhie lpk mkzhfel}km lz kgkpfkejx pk|{hpkgke}z lem ekjkzzlpx }igkk} kgkpfkejx ekkmz ~{pz{le} }i zkj}hie 0>= ia Z% Jie% Pkz%0< ">2%
]H]CK HABL GIMKPEH_L]HIE LJ] IA0>>2
ZKJ% 0>2%
Z{`}h}ck L@{hcmhef LgkphjleBigkivekpzbh~
ZKJ% 0
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B% P% :00 ~kpjke} ia }bk l~~plhzkm qlc{kia }bk ~pi~kp}x%4 lem"0( he }bk gl}}kp aiccivhef z{`~lplfpl~b "@(# `x z}phdhef
}bk zkjiem zke}kejk "pkcl}hef }i l mkaheh}hie ia lqkplfk jcizhefjiz}( lem lcc }bl} aiccivz }bpi{fb zkj}hie ::L"m( ia }h}ck:2# [eh}km Z}l}kz Jimk%%"`( ] PKL]GKE] IA [ ^ 'APIE] ^ PKGH[GZ %Zkj}hie 0>:"m( ia }bk
El}hielc Bi{zhef Lj} "
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B% P% :000"k(ia }bk El}hielc Bi{zhef Lj} lem hezkp}hef }bhz z{`'zkj}hie4 lem
"@( `x pkmkzhfel}hef z{jb z{`zkj}hie lz z{`zkj}hie "a(4"0( `x z}phdhef ~lplfpl~b "=( ia zkj}hie 0>:"z( "0# lem pkmkzhfel}hefz{jb z{`zkj}hie lz z{`zkj}hie "k(%
ZKJ% 0
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B% P% :00:"{("0("L( ia }bk El}hielcBi{zhef Lj} "
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B% P% :00>#>>>~c{z < ~kpjke} ia lex ~ip}hie ia }bk glrhg{g jclhg lgi{e}}bl} hz fpkl}kp }ble -0>>#>>># {eckzz lmo{z}km }bkpkla}kp ie}bk `lzhz ia le lelcxzhz ia
"L( }bk jiz}z }i gip}flfipz4 lem"@( }bk hg~lj} ie }bk pkqkpzk gip}flfk glpdk}4
"0( `k z{`okj} }i l ghehg{g lccivl`ck lgi{e}4":( ~piqhmk }bl} }bk iphfhel}hie akk glx `k a{ccx ahelejkm
vh}b }bk gip}flfk4"=( hejc{mk lex akkz ~lhm }i jippkz~iemke} gip}flfkkz
l~~piqkm `x }bk Zkjpk}lpx4";( blqk }bk zlgk kaakj}hqk ml}k lz z{`zkj}hie "g("0(
pkflpmhef }bk chgh}l}hie ie ~phejh~lc i`chfl}hie4 lem"1( `k z{`okj} }i l glrhg{g iphfhel}hie akk ia -1#>>>#
krjk~} }bl} z{jb glrhg{g chgh} zblcc `k lmo{z}km he ljjipmlejk
vh}b }bk lee{lc ~kpjke}lfk hejpklzk he }bk Jiez{gkp ^phjkHemkr ia }bk @{pkl{ ia Cl`ip Z}l}hz}hjz ia }bk Mk~lp}gke}ia Cl`ip he hejpkgke}z ia -;>> iecx vbke }bk ~kpjke}lfkhejpklzk he z{jb hemkr# vbke l~~chkm }i }bk glrhg{g iphfhel'}hie akk# ~pim{jkz micclp hejpklzkz }bl} krjkkm -;>>%%"m( Z][MX P KFLPMHEF ^ PIFPLG J IZ]Z LEM J PKMH] L QLHC'
L@HCH]X%"
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B% P% :00>8 }bpi{fb 0>>>#>>># apig ekfl}hqk jpkmh} z{`zhmx aip }bk gip}flfk hez{p'lejk ~pifplgz {emkp }h}ck HH ia }bk El}hielc Bi{zhef Lj}# }i }bkZkjpk}lpx ia Bi{zhef lem [p`le Mkqkci~gke} aip hejpklzhefa{emhef aip }bk ~{p~izk ia hg~piqhef }kjbeicifx# ~pijkzzkz# ~pifplg~kpaipglejk# kchghel}hef apl{m# lem aip ~piqhmhef l~~pi~phl}kz}laahef he jieekj}hie vh}b }bk gip}flfk hez{plejk ~pifplgz {emkp}h}ck HH ia }bk El}hielc Bi{zhef Lj}%
"`( J KP]HAHJL]HIE %]bk l{}biph l}hie {emkp z{`zkj}hie "l(zblcc ei} `k kaakj}hqk aip l ahzjlc xklp {eckzz }bk Zkjpk}lpx ia Bi{zhef lem [p`le Mkqkci~gke} blz# `x p{ckgldhef he ljjipmlejkvh}b zkj}hie ;;: ia }h}ck ;# [eh}km Z}l}kz Jimk "ei}vh}bz}lemhefz{`zkj}hiez "l("0(# "`("@(# lem "m(":( ia z{jb zkj}hie(# glmk l mk}kp'ghel}hie }bl}"
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B% P% :00
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B% P% :00>> kchfh`ck bigk`{xkpz he lex fhqke xklp%
"m( HEJKE]HQK ] I ^ LP]HJH^L]K %]bk Zkjpk}lpx ia Bi{zhef lem[p`le Mkqkci~gke} glx ~piqhmk hejke}hqkz }i kchfh`ck bigk`{xkpz}i ~lp}hjh~l}k he }bk mkgiez}pl}hie ~pifplg kz}l`chzbkm {emkp z{`'zkj}hie "l(% Z{jb hejke}hqkz glx hejc{mk }bk pkm{j}hie ia lex hez{p'lejk ~pkgh{g jblpfkz ivkm `x }bk kchfh`ck bigk`{xkp }i }bk Zkj'pk}lpx%
"k( KCHFH@CK B IGK@[XKP MKAHEKM %Aip ~{p~izkz ia }bhz zkj'}hie le kchfh`ck bigk`{xkp gklez l ahpz}'}hgk bigk`{xkp vbiblz `kke l~~piqkm aip l bigk cile vh}b l cile'}i'qlc{k pl}hi`k}vkke 86 ~kpjke} lem 82%; ~kpjke}%
"a( PK^IP] ]I J IEFPKZZ %]bk Zkjpk}lpx ia Bi{zhef lem [p`leMkqkci~gke} zblcc pk~ip} }i }bk Jiggh}}kk ie @ledhef# Bi{zhef#lem [p`le Laalhpz ia }bk Zkel}k lem }bk Jiggh}}kk ie AhelejhlcZkpqhjkz ia }bk Bi{zk ia Pk~pkzke}l}hqk
"1# {eckzz }bk Zkjpk}lpx ia Bi{zhef lem [p`leMkqkci~gke} mk}kpghekz }bl}# l`zke} z{jb hejpklzk# hez{plejkia lmmh}hielc gip}flfkz {emkp z{jb ~pifplg vi{cm# {emkp }bkAkmkplc Jpkmh} Pkaipg Lj} ia # pk|{hpk }bk l~~pi~phl}hieia ekv `{mfk} l{}biph}x }i jiqkp }bk jiz}z "lz z{jb }kpg hzmkahekm he zkj}hie ;>0 ia }bk Akmkplc Jpkmh} Pkaipg Lj} ia "0 [%Z%J% 11
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B% P% :00'mlx ei}hjk pk|{hpkgke} {emkp z{`zkj}hie "l("0(#ha }bk Zkjpk}lpx mk}kpghekz }bl} vlh}hef :>'mlxz `kaipk hejpklzhef~pkgh{gz vi{cm jl{zk z{`z}le}hlc mlglfk }i }bk zicqkejx ia g{c}h'alghcx bi{zhef ~pifplgz {emkp }bk El}hielc Bi{zhef Lj}%
ZKJ% 0: }bpi{fb 066
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B% P% :00>2 `x }bk Zkjpk}lpxzblcc `k jiejc{zhqk kqhmkejk ia }bk kchfh`hch}x ia z{jb ahelejhlchez}h}{}hie aip hez{plejk# lem }bk qlchmh}x ia lex jie}plj} ia hez{plejk zi krkj{}km zblcc `k hejie}kz}l`ck he }bk blemz ia }bk `klpkp apig }bk ml}k ia }bk krkj{}hie ia z{jb jie}plj}#krjk~} aip apl{m ip ghzpk~pkzke}l}hie ie }bk ~lp} ia z{jbhez}h}{}hie%%"`( L ^^CHJL@HCH]X %]bk lgkemgke} glmk `x z{`zkj}hie "l(
zblcc iecx l~~cx }i cilez }bl} lpk pkfhz}kpkm ip kemipzkm aip hez{p'lejk la}kp }bk ml}k ia }bk kelj}gke} ia }bhz }h}ck%ZKJ% 0
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B% P% :00 lem hezkp}hef-18#1624
":( he z{`~lplfpl~b "M( `x z}phdhef -1=#2>> lem hezkp}hef-80#8>=4
"=( he z{`~lplfpl~b "K( `x z}phdhef -> lem hezkp}hef-0:#0014 lem
";( `x pklchfehef z{`~lplfpl~bz "J(# "M(# lem "K( 0 kgz}i }bk cka} zi }bl} }bk cka} glpfhez ia z{jb z{`~lplfpl~bzlpk lchfekm vh}b }bk glpfhez ia z{`~lplfpl~bz "L( lem "@(%"`( L EE[LC HEMKRHEF %Z{`zkj}hie "`( ia zkj}hie 0 ia }bk
El}hielc Bi{zhef Lj} "
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B% P% :008 ia }bk
Pkqhzkm Z}l}{}kz zblcc ei} `k jiez}p{km }i l~~cx }i lex jie}plj}ia bl lpm hez{plejk ip }i lex ~{pjblzk ip jie}plj} aip zkpqhjkzip z{~~chkz ie ljji{e} ia z{jb ~pi~kp}x ha }bk lgi{e} }bkpkia mikz ei} krjkkm -0;#>>>%
":( MKCKFL]HIE IA L[]BIPH]X %]bk ~ivkp }i jieqkx lem}i krkj{}k he }bk elgk ia }bk Zkjpk}lpx# mkkmz ia jieqkxlejk#mkkmz ia pkcklzk# lzzhfegke}z lem zl}hzalj}hiez ia gip}flfkz#lem lex i}bkp vph}}ke hez}p{gke} pkcl}hef }i pklc ip ~kpzielc~pi~kp}x ip lex he}kpkz} }bkpkhe bkpk}iaipk ip bkpkla}kp lj|{hpkm`x }bk Zkjpk}lpx ~{pz{le} }i }bk ~piqhzhiez ia }bhz }h}ck glx`k krkpjhzkm `x le iaahjkp l~~ihe}km `x }bk Zkjpk}lpx vh}bi{}
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B% P% :002# }bk }kpg glrhg{g f{lple}xlgi{e} zblcc gkle le lgi{e} k|{lc }i 0; ~kpjke} ia }bk bhfbkpia
";"l("0( ia }bk Akmkplc Bigk Cile Gip}flfk Jip~ipl}hie Lj} "
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B% P% :000% JI[EZKCHEF IE GIP]FLFK AIPKJCIZ[PKZ AIP GKG'@KPZ IA ]BK LPGKM AIPJKZ PK][PEHEF APIGZKPQHJK L@PILM%
"l( HE F KEKPLC %]bk Zkjpk}lpx ia Mkakezk zblcc mkqkci~ lemhg~ckgke} l ~pifplg }i lmqhzk gkg`kpz ia }bk Lpgkm Aipjkz"hejc{mhef gkg`kpz ia }bk El}hielc F{lpm lem Pkzkpqk( vbi lpkpk}{pehef apig zkpqhjk ie lj}hqk m{}x l`pilm "hejc{mhef zkpqhjk
he I~kpl}hie Hpl|h Apkkmig lem I~kpl}hie Kem{phef Apkkmig(ie lj}hiez }i `k }ldke `x z{jb gkg`kpz }i ~pkqke} ip aipkz}lccgip}flfk aipkjciz{pkz%
"`( K CKGKE]Z %]bk ~pifplg pk|{hpkm `x z{`zkj}hie "l( zblcchejc{mk }bk aiccivhef?
": ia }bk Zkpqhjkgkg`kpz Jhqhc Pkchka Lj} ";> [%Z%J%
L~~% ;::( hz lgkemkm `x z}phdhef 8> mlxz lem hezkp}hef8 gie}bz%
"0( K R]KEZHIE IA Z]LX IA ^PIJKKMHEFZ ^KPHIM %Z{`'zkj}hie "`( ia z{jb zkj}hie hz lgkemkm `x z}phdhef 8> mlxzlem hezkp}hef 8 gie}bz%"`( ] PKL]GKE] IA G IP]FLFKZ LZ I @CHFL]HIEZ Z[@OKJ] ]I
HE]KPKZ] P L]K CHGH]L]HIE %Zkj}hie 0>6 ia }bk Zkpqhjkgkg`kpzJhqhc Pkchka Lj} ";> [%Z%J% L~~% ;06( hz lgkemkm
"
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B% P% :00>
"0( E I]HJK %]bk Zkjpk}lpx zblcc ~piqhmk vph}}ke ei}hjkia h}z he}ke} }i krkpjhzk }bk l{}biph}x }i z~kjhax lc}kpel}hqkpk|{hpkgke}z {emkp ~lplfpl~b " ~kpjke} ia lpkl gkmhle hejigk%"@( PKJ[PPKE] PK\[HPKGKE] %]bk Zkjpk}lpx zblcc#
`x p{ck ip ipmkp# kez{pk# }i }bk glrhg{g kr}ke} ~plj}hjl`cklem aip }bk ciefkz} aklzh`ck }kpg# }bl} }bk zlck# pke}lc#ip pkmkqkci~gke} ia l`lemiekm lem aipkjcizkm {~ie bigkzlem pkzhmke}hlc ~pi~kp}hkz {emkp }bhz zkj}hie pkglhe laaipm'l`ck }i hemhqhm{lcz ip alghchkz mkzjph`km he z{`~lplfpl~b"L(%"f( ^ KPHIMHJ L [MH]Z %He jiez{c}l}hie vh}b }bk Zkjpk}lpx ia
Bi{zhef lem [p`le Mkqkci~gke}# }bk Jig~}picckp Fkekplc ia }bk[eh}km Z}l}kz zblcc jiem{j} ~kphimhj l{mh}z }i kez{pk }bl} a{emzl~~pi~phl}km# glmk lqlhcl`ck# ip i}bkpvhzk mhz}ph`{}km {emkp }bhzzkj}hie lpk `khef {zkm he l gleekp jiezhz}ke} vh}b }bk jph}kphl~piqhmkm he }bhz zkj}hie%ZKJ% 0:>0% EL]HIEVHMK MHZ]PH@[]HIE IA PKZI[PJKZ%
Ei}vh}bz}lemhef lex i}bkp ~piqhzhie ia }bhz Lj} ip }bk lgkem'gke}z glmk `x }bhz Lj}# kljb Z}l}k zblcc pkjkhqk ei} ckzz }ble>%; ~kpjke} ia a{emz glmk lqlhcl`ck {emkp zkj}hie 0:>< "pkcl}hef}i kgkpfkejx lzzhz}lejk aip }bk pkmkqkci~gke} ia l`lemiekm lemaipkjcizkm bigkz(%ZKJ% 0:>:% CHGH]L]HIE IE [ZK IA A[EMZ VH]B PKZ^KJ] ]I KGHEKE]
MIGLHE%Ei Z}l}k ip {eh} ia fkekplc cijlc fiqkpegke} glx {zk lex
lgi{e}z pkjkhqkm ~{pz{le} }i zkj}hie 0:>< }i a{em lex ~piokj}}bl} zkkdz }i {zk }bk ~ivkp ia kgheke} miglhe# {eckzz kgheke}miglhe hz kg~cixkm iecx aip l ~{`chj {zk? ^piqhmkm# ]bl} aip ~{p'~izkz ia }bhz zkj}hie# ~{`chj {zk zblcc ei} `k jiez}p{km }i hejc{mkkjieighj mkqkci~gke} }bl} ~phglphcx `kekah}z ~phql}k ke}h}hkz%ZKJ% 0:>=% CHGH]L]HIE IE MHZ]PH@[]HIE IA A[EMZ%
"l( HE F KEKPLC %Eiek ia }bk a{emz glmk lqlhcl`ck {emkp}bhz }h}ck ip }h}ck HQ zblcc `k mhz}ph`{}km }i
"
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B% P% :00>2# aip le lmmh}hielc
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B% P% :000
lgi{e} aip }bk Ekhfb`ipbiim Pkheqkz}gke} Jip~ipl}hie^lxgke}}i }bk Ekhfb`ipbiim Pkheqkz}gke} Jip~ipl}hie ->#>>>#>>># }ipkglhe lqlhcl`ck {e}hc Mkjkg`kp :>2# aip aipkjciz{pk gh}hfl}hielj}hqh}hkz {emkp }bk }kpgz lem jiemh}hiez jie}lhekm he }bk zkjiem{emkzhfel}km ~lplfpl~b "`kfheehef vh}b }bk ~bplzk Aip le lmmh'}hielc lgi{e}( {emkp }bk bklmhef Ekhfb`ipbiim Pkheqkz}gke}Jip~ipl}hie^lxgke} }i }bk Ekhfb`ipbiim Pkheqkz}gke} Jip~ipl'}hie ia ^{`chj Clv >2%ZKJ% 0;>0% KEBLEJKM GIP]FLFK CILE MHZJCIZ[PKZ%
"l( ] P[]B HE CKEMHEF L J] MHZJCIZ[PKZ %Zkj}hie
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B% P% :00:
gkpkcx `kjl{zk xi{ blqk pkjkhqkm }bkzk mhzjciz{pkz ipzhfekm l cile l~~chjl}hie%4 lem
"hh( `k ~piqhmkm he }bk aipg ia ahelc mhzjciz{pkz l}}bk }hgk ia jiez{ggl}hie ia }bk }plezlj}hie# he }bk aipglem gleekp ~pkzjph`km `x }bhz zkj}hie%"J( He }bk jlzk ia le kr}kezhie ia jpkmh} }bl} hz zkj{pkm
`x }bk mvkcchef ia l jiez{gkp# {emkp vbhjb }bk lee{lc pl}kia he}kpkz} hz qlphl`ck# ip vh}b pkz~kj} }i vbhjb }bk pkf{clp~lxgke}z glx i}bkpvhzk `k qlphl`ck# he lmmh}hie }i }bk i}bkpmhzjciz{pkz pk|{hpkm `x z{`zkj}hie "l(# }bk mhzjciz{pkz ~piqhmkm{emkp }bhz z{`zkj}hie zblcc mi }bk aiccivhef?
"h( Cl`kc }bk ~lxgke} zjbkm{ck lz aiccivz? ^lxgke}Zjbkm{ck? ^lxgke}z Vhcc Qlpx @lzkm ie He}kpkz} Pl}kJblefkz%
"hh( Z}l}k he jiez~hj{i{z }x~k zh k lem aipgl} krlg~ckzia lmo{z}gke}z }i }bk pkf{clp pk|{hpkm ~lxgke} ie }bkkr}kezhie ia jpkmh} `lzkm ie }bk jblefk he }bk he}kpkz}pl}kz z~kjhahkm `x }bk jie}plj} aip z{jb kr}kezhie ia jpkmh}%
Lgief }bk krlg~ckz pk|{hpkm }i `k ~piqhmkm {emkp }bhzjcl{zk hz le krlg~ck }bl} pkackj}z }bk glrhg{g ~lxgke}lgi{e} ia }bk pkf{clp pk|{hpkm ~lxgke}z ie }bk kr}kezhieia jpkmh}# `lzkm ie }bk glrhg{g he}kpkz} pl}k lccivkm{emkp }bk jie}plj}# he ljjipmlejk vh}b }bk p{ckz ia }bk@ilpm% ^phip }i hzz{hef lex p{ckz ~{pz{le} }i }bhz jcl{zk#}bk @ilpm zblcc jiem{j} jiez{gkp }kz}hef }i mk}kpghek}bk l~~pi~phl}k aipgl} aip ~piqhmhef }bk mhzjciz{pkzpk|{hpkm {emkp }bhz z{`~lplfpl~b }i jiez{gkpz zi }bl}z{jb mhzjciz{pkz jle `k klzhcx {emkpz}iim# hejc{mhef }bkalj} }bl} }bk heh}hlc pkf{clp ~lxgke}z lpk aip l z~kjhahj}hgk ~kphim }bl} vhcc kem ie l jkp}lhe ml}k# }bl} ~lxgke}zvhcc lmo{z} la}kpvlpmz ~i}ke}hlccx }i l bhfbkp lgi{e}# lem}bl} }bkpk hz ei f{lple}kk }bl} }bk `ippivkp vhcc `k l`ck}i pkahelejk }i l civkp lgi{e}%"M( He lex jlzk he vbhjb }bk mhzjciz{pk z}l}kgke} {emkp
z{`~lplfpl~b "L( jie}lhez le lee{lc ~kpjke}lfk pl}k ia he}kpkz}}bl} hz ei ciefkp ljj{pl}k# lz mk}kpghekm {emkp zkj}hie 6"j(#}bk jpkmh}ip zblcc a{pehzb le lmmh}hielc# jippkj}km z}l}kgke}}i }bk `ippivkp# ei} cl}kp }ble : `{zhekzz mlxz `kaipk }bkml}k ia jiez{ggl}hie ia }bk }plezlj}hie%
"K( ]bk jiez{gkp zblcc pkjkhqk }bk mhzjciz{pkz pk|{hpkm{emkp }bhz ~lplfpl~b `kaipk ~lxhef lex akk }i }bk jpkmh}ipip i}bkp ~kpzie he jieekj}hie vh}b }bk jiez{gkpz l~~chjl}hieaip le kr}kezhie ia jpkmh} }bl} hz zkj{pkm `x }bk mvkcchef ia l jiez{gkp% Ha }bk mhzjciz{pkz lpk glhckm }i }bk jiez{gkp#}bk jiez{gkp hz jiezhmkpkm }i blqk pkjkhqkm }bkg : `{zhekzzmlxz la}kp }bkx lpk glhckm% L jpkmh}ip ip i}bkp ~kpzie glxhg~izk l akk aip i`}lhehef }bk jiez{gkpz jpkmh} pk~ip} `kaipk}bk jiez{gkp blz pkjkhqkm }bk mhzjciz{pkz {emkp }bhz ~lpl'fpl~b# ~piqhmkm }bk akk hz `iel ahmk lem pklziel`ck he lgi{e}%
"A( V LHQKP IA ]HGKCHEKZZ IA MHZJCIZ[PKZ %]i kr~kmh}kjiez{ggl}hie ia l }plezlj}hie# ha }bk jiez{gkp mk}kpghekz}bl} }bk kr}kezhie ia jpkmh} hz ekkmkm }i gkk} l `iel ahmk~kpzielc ahelejhlc kgkpfkejx# }bk jiez{gkp glx vlhqk ipgimhax }bk }hghef pk|{hpkgke}z aip mhzjciz{pkz {emkp z{`~lpl'fpl~b "L(# ~piqhmkm }bl}
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"hh( }bk jiez{gkp ~piqhmkz }i }bk jpkmh}ip l ml}km#vph}}ke z}l}kgke} mkzjph`hef }bk kgkpfkejx lem z~kjhah'jlccx vlhqhef ip gimhaxhef }bizk }hghef pk|{hpkgke}z#vbhjb z}l}kgke} zblcc `klp }bk zhfel}{pk ia lcc jiez{gkpzke}h}ckm }i pkjkhqk }bk mhzjciz{pkz pk|{hpkm `x }bhz ~lpl'fpl~b4 lem
"hhh( }bk jpkmh}ip ~piqhmkz }i }bk jiez{gkpz l} ip `kaipk}bk }hgk ia z{jb vlhqkp ip gimhahjl}hie# }bk ahelc mhzjci'z{pkz pk|{hpkm `x ~lplfpl~b ">
ip fpkl}kp }ble -0#>>> lem hezkp}hef ei} ckzz }ble -=>>ip fpkl}kp }ble -=#>>>4 lem
"0( he }bk ~ke{c}hgl}k zke}kejk ia }bk {emkzhfel}km gl}}kpaiccivhef ~lplfpl~b "=(
"L( `x hezkp}hef ip zkj}hie
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B% P% :00;
]H]CK QHQK]KPLEZ BI[ZHEFGL]]KPZ
ZKJ% 01>
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B% P% :001
01 ia }bhz }h}ck( }i lex hemhqhm{lc i}bkpvhzk kchfh`ck aip z{jb`kekah}z lem lzzhz}lejk vbi pkzhmkz i{}zhmk }bk [eh}km Z}l}kz%
"0( ]bk Zkjpk}lpx glx ~piqhmk `kekah}z lem lzzhz}lejk }i lehemhqhm{lc {emkp ~lplfpl~b "
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B% P% :006
"hhh( `x z}phdhef z{jb qk}kple kljb ~cljk h}l~~klpz lem hezkp}hef z{jb hemhqhm{lc%
"1( QK]KPLEZ GIP]FLFK CHAK HEZ[PLEJK %Zkj}hie 01ia }h}ck :2# [eh}km Z}l}kz Jimk# hz lgkemkm
"L( he z{`zkj}hie "l("h( `x z}phdhef lex kchfh`ck qk}kple lem hezkp}hef
lex kchfh`ck hemhqhm{lc4 lem"hh( `x z}phdhef }bk qk}kplez lem hezkp}hef }bk
hemhqhm{lcz4"@( he z{`zkj}hie "`(# `x z}phdhef le kchfh`ck qk}kple
lem hezkp}hef le kchfh`ck hemhqhm{lc4"J( he z{`zkj}hie "k(# `x z}phdhef le kchfh`ck qk}kple
lem hezkp}hef le hemhqhm{lc4"M( he z{`zkj}hie "b(# `x z}phdhef kljb qk}kple lem
hezkp}hef kljb hemhqhm{lc4"K( he z{`zkj}hie "h(# `x z}phdhef }bk qk}kplez kljb
~cljk h} l~~klpz lem hezkp}hef }bk hemhqhm{lcz4"A( `x z}phdhef }bk qk}kple kljb ~cljk h} l~~klpz
lem hezkp}hef }bk hemhqhm{lc4 lem"F( `x z}phdhef l qk}kple kljb ~cljk h} l~~klpz lem
hezkp}hef le hemhqhm{lc%"6( B KLMHEF LGKEMGKE]Z %"L( ]bk bklmhef ia zkj}hie
0< ia }h}ck :2# [eh}km Z}l}kz Jimk# hz lgkemkm }i pklm lzaiccivz?
0
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8/3/2019 Housing and Economic Recovery Act_HR 3221
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B% P% :008
"2% MKAHEH]HIE IA LEE[LC HEJIGK AIP ^[P^IZKZ IA ZKJ'
]HIE 2 LEM I]BKP ^[@CHJ BI[ZHEF ^PIFPLGZ%
Zkj}hie :"`("=( ia }bk [eh}km Z}l}kz Bi{zhef Lj} ia 8% ^LXGKE] IA ]PLEZ^IP]L]HIE IA @LFFLFK LEM BI[ZK'
BICM KAAKJ]Z AIP GKG@KPZ IA ]BK LPGKM AIPJKZVBI PKCIJL]K M[K ]I AIPKJCIZ[PK IA CKLZKMBI[ZHEF%
Zkj}hie =>1 ia }h}ck :6# [eh}km Z}l}kz Jimk# hz lgkemkm"
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B% P% :00
8/3/2019 Housing and Economic Recovery Act_HR 3221
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B% P% :00
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B% P% :00; "=(# he Glcmke# Glzzljb{zk}}z# zblcc `k jiezhmkpkm
kchfh`ck civ'hejigk bi{zhef aip ~{p~izkz ia }bk kchfh`hch}x ia pkzhmke}z ia }bk ~pi~kp}x aip keblejkm qi{jbkp lzzhz}lejk {emkpzkj}hie 2"}( ia }bk [eh}km Z}l}kz Bi{zhef Lj} ia
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B% P% :00
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B% P% :00>2%ZKJ% 02:0% L^^PIQLCZ @X MK^LP]GKE] IA BI[ZHEF LEM [P@LE
MKQKCI^GKE]%
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B% P% :00>2%
"0( PK\[HPKGKE]Z %Z{jb ~hci} ~pifplg zblcc ~piqhmkaip
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B% P% :00>0% Mk}kpghel}hie ia jpkmh} pl}k%Zkj% :>>:% Gimhahjl}hiez }i mkaheh}hie ia kchfh ck `lzhz%Zkj% :>>=% I}bkp zhg~chahjl}hie lem pkaipg ia civ'hejigk bi{zhef }lr hejke}hqkz%Zkj% :>>;% ]pkl}gke} ia ghch}lpx `lzhj ~lx%
^ LP] HHG IMHAHJL]HIEZ ]I ] LR 'K RKG^] B I[ZHEF @IEM P [CKZ Zkj% :>>6% Pkjxjchef ia }lr'krkg~} mk`} aip ahelejhef pkzhmke}hlc pke}lc ~piokj}z%Zkj% :>>2% Jiipmhel}hie ia jkp}lhe p{ckz l~~chjl ck }i civ'hejigk bi{zhef jpkmh} lem
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B% P% :00% Krjk~}hie }i lee{lc j{ppke} hejigk mk}kpghel}hie pk|{hpkgke} vbkpkmk}kpghel}hie ei} pkckqle}%
Z{`}h}ck @Zhefck Alghcx Bi{zhefZkj% :>00% Pk~klc ia lc}kpel}hqk ghehg{g }lr chgh}l}hiez ie }lr'krkg~} bi{zhef
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jl}km he mhzlz}kp lpklz%Zkj% :>06% ]plezakp ia a{emz l~~pi~phl}km }i jlppx i{} 0>>2 pkjiqkpx pk`l}kz aip he'
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Z{`}h}ck MBklc}b Jlpk PKH]zZkj% :>162
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B% P% :00>:% GIMHAHJL]HIEZ ]I MKAHEH]HIE IA KCHFH@CK @LZHZ%
"l( HEJPKLZK HE J PKMH] AIP J KP]LHE Z]L]K MKZHFEL]KM @[HCMHEFZ %Z{`~lplfpl~b "J( ia zkj}hie =0"m(";( "pkcl}hef }ihejpklzk he jpkmh} aip `{hcmhefz he bhfb jiz} lpklz(# `kaipk pkmkzhfel'}hie {emkp z{`zkj}hie "f(# hz lgkemkm `x lmmhef l} }bk kem }bkaiccivhef ekv jcl{zk?
"q( @[HCMHEFZ MKZHFEL]KM @X Z]L]K BI[ZHEF JPKMH] LFKEJX %Lex `{hcmhef vbhjb hz mkzhfel}km `x}bk Z}l}k bi{zhef jpkmh} lfkejx lz pk|{hphef }bkhejpklzk he jpkmh} {emkp }bhz z{`~lplfpl~b he ipmkpaip z{jb `{hcmhef }i `k ahelejhlccx aklzh`ck lz ~lp}ia l |{lchahkm civ'hejigk bi{zhef ~piokj} zblcc `k}pkl}km aip ~{p~izkz ia }bhz z{`~lplfpl~b lz cijl}kmhe l mhaahj{c} mkqkci~gke} lpkl vbhjb hz mkzhfel}kmaip ~{p~izkz ia }bhz z{`~lplfpl~b% ]bk ~pkjkmhef zke'}kejk zblcc ei} l~~cx }i lex `{hcmhef ha ~lplfpl~b" ~kpjke}# lem"@( `x z}phdhef -:#>>> he z{`jcl{zk "HH( lem hezkp}hef
-1#>>>%"0( HEACL]HIE LMO[Z]GKE] %^lplfpl~b ":( ia zkj}hie =0"k(
hz lgkemkm `x lmmhef l} }bk kem }bk aiccivhef ekv z{`~lpl'fpl~b?
"M( HEACL]HIE LMO[Z]GKE] %He }bk jlzk ia lexkr~kemh}{pkz vbhjb lpk }pkl}km {emkp ~lplfpl~b "=( lz~cljkm he zkpqhjk m{phef lex jlckemlp xklp la}kp 0>>8#}bk -1#>>> lgi{e} he z{`~lplfpl~b "L("hh("HH( zblcc `khejpklzkm `x le lgi{e} k|{lc }i
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B% P% :00 zblcc `k pi{emkm }i }bk eklpkz} g{c}h~ckia ->%%":( J IEAIPGHEF LGKEMGKE] %Z{`jcl{zk "HH( ia zkj}hie
=0"a(";("@("hh( hz lgkemkm `x z}phdhef ha z{`zkj}hie"k(":("L("hh("HH( lem lcc }bl} aiccivz lem hezkp}hef ha }bk micclplgi{e} he kaakj} {emkp z{`zkj}hie "k(":("L("hh("HH( vkpk }vi'
}bhpmz ia z{jb lgi{e}%%"j( HEJPKLZK HE L CCIVL@CK J IGG[EH]X ZKPQHJK A LJHCH]X Z^LJK AIP ZGLCC ^ PIOKJ]Z %Jcl{zk "hh( ia zkj}hie =0"m("=("J("pkcl}hef }i chgh}l}hie( hz lgkemkm `x z}phdhef ~kpjke} ia }bkkchfh`ck `lzhz ia }bk |{lchahkm civ'hejigk bi{zhef ~piokj} ia vbhjbh} hz l ~lp}% Aip ~{p~izkz ia lem hezkp}hef }bk z{g ia
"H( 0; ~kpjke} ia zi g{jb ia }bk kchfh`ck `lzhzia }bk |{lchahkm civ'hejigk bi{zhef ~piokj} ia vbhjb h} hz l ~lp} lz mikz ei} krjkkm ->>#>>>#~c{z
"HH( ~kpjke} ia zi g{jb ia }bk kchfh`ck `lzhzia z{jb ~piokj} lz hz ei} }ldke he}i ljji{e} {emkpz{`jcl{zk "H(%
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MK]KPGHEHEF KCHFH@CK @LZHZ %]bk kchfh`ck `lzhz ia l`{hcmhef zblcc ei} hejc{mk lex jiz}z ahelejkm vh}b }bk ~pi'jkkmz ia l akmkplccx a{emkm fple}%%
"k( ZHG^CHAHJL]HIE IA P KCL]KM ^ LP]X P [CKZ %Jcl{zk "hhh( ia zkj}hie =0"m("0("M(# `kaipk pkmkzhfel}hie {emkp z{`zkj}hie "f("0(#hz lgkemkm
"
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"1( EI PKJL^][PK IE MHZ IZH]HIE IA @[HCMHEF VBHJB JIE]HE[KZ HE \[LCHAHKM [ZK %
"L( HE FKEKPLC %]bk hejpklzk he }lr {emkp }bhz z{`'zkj}hie zblcc ei} l~~cx zickcx `x pklzie ia }bk mhz~izh}hieia l `{hcmhef "ip le he}kpkz} }bkpkhe( ha h} hz pklziel`cxkr~kj}km }bl} z{jb `{hcmhef vhcc jie}he{k }i `k i~kpl}kmlz l |{lchahkm civ'hejigk `{hcmhef aip }bk pkglhehef jig~ch'lejk ~kphim vh}b pkz~kj} }i z{jb `{hcmhef%
"@( Z]L][]K IA CHGH]L]HIEZ %Ha l `{hcmhef "ip lehe}kpkz} }bkpkhe( hz mhz~izkm ia m{phef lex }lrl`ck xklplem }bkpk hz lex pkm{j}hie he }bk |{lchahkm `lzhz ia z{jb
`{hcmhef vbhjb pkz{c}z he le hejpklzk he }lr {emkp }bhzz{`zkj}hie aip z{jb }lrl`ck ip lex z{`zk|{ke} }lrl`ck xklp#}bke
"h( }bk z}l}{}ipx ~kphim aip }bk lzzkzzgke} ia lexmkahjhkejx vh}b pkz~kj} }i z{jb hejpklzk he }lr zblccei} kr~hpk `kaipk }bk kr~hpl}hie ia : xklpz apig }bkml}k }bk Zkjpk}lpx hz ei}hahkm `x }bk }lr~lxkp "he z{jbgleekp lz }bk Zkjpk}lpx glx ~pkzjph`k( ia z{jb pkm{j'}hie he |{lchahkm `lzhz# lem
"hh( z{jb mkahjhkejx glx `k lzzkzzkm `kaipk }bkkr~hpl}hie ia z{jb :'xklp ~kphim ei}vh}bz}lemhef }bk~piqhzhiez ia lex i}bkp clv ip p{ck ia clv vbhjb vi{cmi}bkpvhzk ~pkqke} z{jb lzzkzzgke}%%
"m( KEKPFX KAAHJHKEJX LEM B HZ]IPHJ E L][PK ] LDKE HE]I L JJI[E] HE G LDHEF L CCIJL]HIEZ %Z{`~lplfpl~b "J( ia zkj}hie
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B% P% :00>;% ]PKL]GKE] IA GHCH]LPX @LZHJ ^LX%
"l( HE F KEKPLC %Z{`~lplfpl~b "@( ia zkj}hie 2# blz hejpklzkm`x ei} ckzz }ble 0> ~kpjke}# lz jig~lpkm }i z{jbe{g`kp ie Mkjkg`kp :>;# ip
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"
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B% P% :00>6 ip 0>>2 ha z{jb mk}kpghel}hie vi{cmblqk `kke ckzz `{} aip }bk B[M bicm blpgckzz ~ichjx%%
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]HIE PK\[HPKGKE] VBKPK MK]KPGHEL]HIE EI] PKC'
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B% P% :00>> "-#>>> he }bk jlzk ia l oihe}
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B% P% :002# lem `kaipk O{cx >8# l }lr~lxkp glx kckj} }i }pkl} z{jb~{pjblzk lz glmk