GET THE LATEST ON YOUR FLEXIBLE SPENDING ACCOUNT AND HEALTH REIMBURSEMENT ACCOUNT.Open up to read how your Flexible Spending Account (FSA) and Health Reimbursement Account (HRA) will change on July 1, 2018, with the new administrator, UMR.

You talked, and we listened.We’ve been making improvements to Hertz benefits. You make Hertz better. And we’re making your benefits experience better too!

We moved to a new FSA and HRA administration platform with UMR. Because of this, there are some changes you need to know regarding your FSA and HRA.

What’s Happening WhenThere are a couple of dates to keep in mind as your Health Care Flexible Spending Account (HCFSA), Dependent Day Care Flexible Spending Account (DCFSA), and Health Reimbursement Account (HRA) transition over to UMR on July 1, 2018.

Here’s an overview. Read on for more details about what happens and when.

June July

June 30: UHC HRA is closed By Early July: Receive new HCFSA debit card

July 1: UMR HCFSA, DCFSA, and HRA are active

September October December

September 15: Last day to incur 2017-2018 HCFSA or DCFSA expenses

September 30: Last day UHC pays 2017-2018 deductible or out-of-pocket expenses using UHC HRA funds

October 8: 2017-2018 HRA rollover balances available

December 31: Deadline to file 2017-2018 HCFSA and DCFSA claims

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All About Your Flexible Spending Account(s)If You Currently Have a Health Care Flexible Spending Account

If You Currently Have a Dependent Day Care Flexible Spending Account

Your UnitedHealthcare (UHC) debit card will deactivate on June 30, 2018. You will receive your UMR debit card by early July and you’ll need to activate it before you use it. UMR will process your 2018-2019 claims starting July 1.

You don’t have a debit card with your DCFSA, so you’ll file your claims on HertzCareCoordinators.com. UMR will process your 2018-2019 claims starting July 1.

Using Your Current UHC FSA(s) Through the End of the Plan YearStill have dollars left in your FSA(s) or claims to file for the 2017-2018 plan year? Don’t sweat it. Here’s what you need to know.

GRACE PERIOD: SPEND 2017-2018 DOLLARS BY SEPTEMBER 15, 2018If you have 2017-2018 dollars left in your Health Care or Dependent Day Care FSA, you can use them on eligible expenses through September 15, 2018.

FILE 2017-2018 CLAIMS BY DECEMBER 31, 2018 You have until December 31, 2018, to file claims on any expenses you incurred during the 2017-2018 plan year (including through the September 15, 2018, grace period). Any dollars leftover after September 15 will be forfeited.

2017-2018 UHC HCFSA or

DCFSA

Incur 2017-2018 expenses through

September 15, 2018

Claims deadline is December 31,

2018, for 2017-2018 expenses

You’ll need to submit paper receipts to UHC, who will process all claims for the 2017-2018 plan year until December 31, 2018. You won’t be able to submit your receipts online. To access the form and instructions for filing a claim, go to the Health Care Flexible Spending Account section in the Benefits eGuide on HertzBenefits.com.

WHAT YOU NEED TO KNOW ABOUT YOUR FSA & HRA 3

FSA ChecklistWhether you have a Health Care Flexible Spending Account (HCFSA) or a Dependent Day Care Flexible Spending Account (DCFSA) or both, there are a few things you’ll need to take care of on July 1 at HertzCareCoordinators.com (see page 6), when your UMR FSA is active.

✔ Set up direct deposit. Your direct deposit with UHC will not carry over to UMR. Make sure you set up direct deposit with UMR, so they can deposit your FSA claims payments directly into your bank account.

✔ Opt out of auto-reimbursement, if you don’t want to take advantage of this feature. Auto-reimbursement means your HCFSA claim is automatically filed for you when you visit the doctor and it is automatically deducted from your FSA. As a result, you won’t need to submit a claim for reimbursement.

✔ Go green and select to receive information about your FSA(s) via email instead of mail sent to your home.

✔ Watch for your HCFSA debit card being sent to your home by early July. Your debit card is for prescription, dental, and vision claims. You pay for medical claims with either auto reimbursement or through manual claims, if you opt-out of auto reimbursement. The DCFSA doesn’t have a debit card.

All About Your HRA2017-2018 Claims Deadline is September 30, 2018

You must file any 2017-2018 medical claims you have through the end of the plan year (ending on June 30, 2018) by September 30, 2018, or your claims will not be paid by your HRA through the 2017-2018 HRA administrator. UHC will continue to process any medical claims for the 2017-2018 plan year, however your HRA balance will be transfered to UMR as of October 8, 2018. If your claims aren’t filed by the deadline, you’ll have to pay out of pocket and submit manual claims with UMR for reimbursement from your remaining HRA dollars.

Your HRA dollars for the 2018-2019 plan year, which starts on July 1, 2018, and ends on June 30, 2019, will be available in your UMR HRA on July 1, 2018. See the next page to learn how your HRA and HCFSA work together and when any rollover HRA dollars will be deposited into your account.

WONDERING HOW YOUR UMR HRA WILL WORK?It’s going to work the same way your HRA works today. When you file a medical claim, UMR will automatically deduct any deductible or coinsurance costs you’re responsible for using available funds from your HRA. You won’t have to pay for any medical expenses until you’ve used all of the funds in your HRA.4 HERTZ BENEFITS

Using Your HRA and HCFSA TogetherWhen you file a medical claim, UMR will automatically pay for any expenses with the dollars in your HRA. When those funds are used up, your HCFSA automatically pays for your expenses, just like your HRA, unless you opt out of auto reimbursement. If you opt out of auto-reimbursement, you won’t be able to use your HCFSA debit card to pay for eligible expenses. You’ll have to submit your claims to UMR.

Your 2018-2019 HRA dollars will be available on July 1, 2018. If you have leftover 2017-2018 dollars from your UHC HRA, they’ll roll over into your UMR HRA for the 2018-2019 plan year on October 8, 2018, after processing and transition is complete. Your 2018-2019 HCFSA balance is also available on July 1, 2018.

When your 2017-2018 rollover balance is deposited into your HRA on October 8, 2018, UMR will automatically pay for eligible expenses with your rollover HRA dollars and stop using your HCFSA dollars (if applicable). Once your HRA rollover dollars are used up, UMR will resume paying for eligible expenses with your HCFSA.

STARTING JULY 1, 2018HRA balance pays eligible expenses

firstWhen HRA balance is $0, HCFSA

pays eligible expenses

OCTOBER 8, 2018

2017-2018 HRA rollover balance deposited

HRA rollover dollars begin paying expenses

HCFSA is not used while HRA rollover

dollars pay expenses

ONGOING

Once HRA balance is $0, HCFSA pays eligible expenses

until HCFSA balance is $0

Once your HCFSA balance is $0, you pay for eligible expenses out

of your own pocket, until you reach the out-of-pocket maximum

WHAT YOU NEED TO KNOW ABOUT YOUR FSA & HRA 5

MyQHealth As of July 1, 2018, MyQHealth can help you with any questions or issues you may have about your medical coverage, pharmacy coverage, FSA, or HRA. They can you help you understand the sometimes complex world of benefits. They’re also experts at helping you navigate the health care system, especially when you need to focus on your health.

MyQHealth can help with:

• Using and understanding your FSA(s) and HRA

• Finding in-network doctors

• Checking on claims

• Getting options for therapy, diagnostic scans, and more

• Understanding long-term support for a diagnosis

Beginning July 1, you can call MyQHealth at 877-674-3045 for all your health care needs, including questions about your FSA(s) and HRA. And, you’ll have access to the MyQHealth portal, HertzCareCoordinators.com. On the MyQHealth portal, you’ll have access to all of your FSA and HRA information, including your balances, claim information, eligible expenses, and more.

When you go to HertzCareCoordinators.com the first time, click on the Not Registered? button. Complete the registration form and click Submit. In your email inbox, you’ll receive a verification message that will let you create a new password.

MYQHEALTH MOBILEGet the MyQHealth app starting July 1 by following these simple steps:

1. Open the Apple App Store or Google Play.

2. Search for “MyQHealth — Care Coordinators.”

3. Select the app and tap “Install” to begin downloading.

4. When it’s finished downloading, open the app and register your account or log in.

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HAVE A QUESTION?Beginning July 1, call a MyQHealth Care Coordinator

at 877-674-3045. They’re available Monday through Friday, from 8:30 a.m. to 10:00 p.m. ET.

WHAT YOU NEED TO KNOW ABOUT YOUR FSA & HRA 7

The Hertz Corporation 8501 Williams Rd Estero, FL 33928

Read the manual before you put it in drive.Your Flexible Spending Account (FSA) and Health Reimbursement Account (HRA) aren’t changing, but the administrator is. Get up to speed on what will change before you take your FSA and HRA for a spin in the new plan year.